>be slave working some shitty job >Make less than 10k a

>>38368556
thats so wierd. in what way do they think you got the money.

>>38368635
They didnt say they just told me i dont qualify for any loans because of my income. When i told them i had already saved 40k they said it doesnt change anything.

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>>38368556
Are you going to save the remaining amount now?

why would you work the same slave labor for so long I don't understand
get a better job idiot

>>38368756
Yeah i hate living with my mom but i dont have a choice

>>38368805
I am very lucky to have this job because i was searching for very long and no one called me back. also my boss gets along with me.

>>38368556
Buy an apartment? How does that work? Do you still have to pay taxes yearly or what? If so, can you even afford to pay that? Where do you live now? How the fuck can you live on ~10k/year without roommates and shit?

>>38368959
If you don't want to be stuck with this income forever you'll have to risk it I'm afraid.

>>38368556
you live in a 3rd world country or something? I get under $12k/yr in neetbux, more if you count how much I save by having free healthcare & foodie stamps, and I can't afford to live alone until I can get a subsidized apartment that takes away 30% of my bux for rent.

>>38368986
I live with my mom don't buy clothes or anything except sometimes i buy a beer or a 5$ game in steam. Ive been saving money since I was 20, i'm 29 now. I didnt think about taxes, but they can't be that high

>>38368556
How many years did you save up?

>>38369132
Disregard this >>38369225 didn't see your last post

But that's impressive, anon. I'm trying to save up that much as well with the same spending habits.

>>38369124
>I get under $12k/yr in neetbux
Not Op but i get under 4k euros per year.

>>38368556
If you have almost 60k saved, why do you need the loan? Why cant you just pay off the 60k price monthly? Or the idea is that the bank pays the 60k, and then you pay back the bank monthly?
And its crazy for you to pay the 60k yourself to outright buy it?
because you can never be sure you actually want it? the small mortgage payments over long time lets you potentially back out of it ?

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>>38369132
get a bmw and fuck a bunch of tinder thots

>>38368556
call the apartment owner and say you want to work something out, like say you'll pay 30k upfront and the rest over monthly payments with some interest or someshit. have them make a contract. they'll most likey agree since you know damn well you won't be able to afford to live there long and they'll get their place back.

I'd just call and put in an offer. Check for $50k,he pays closing. If that doesn't work see if family will loan $5k and tell him $55k is as high as its worth.

>>38369588
Because it will take me a couple more years to get the rest of the money. I wanted to get a loan to move out and pay it off while living there. I'm tired of living with my mom

>>38368556
Op, i would like to ask for your opinion. Should i work for $20k a year in unskilled jobs or should i study for a degree fulltime for 3 years without a job and hence income and only relying on govt support payments hoping to earn more after 3 years? Im 27

>>38368556
>Make less than 10k a year

How is that possible? Minimum wage should give you at least 20k, unless you're working part time.

>>38368938
It's for the best, op. Being in debt sucks ass.

>>38369132
insane. pics of the appartment? just wanna see what 60k and 10 years of hard work will get you.

>>38369787
Opportunity cost of (60k)-(gibs*3). How long do you intend to work? If the previously mentioned goes green before however many years then go ahead. I gave up a 30k job for two years to land a 60k one. I'm ahead in just a couple years if you count benefits.

>>38369807
Minimum wage where I live is $7 an hour. Working 40 hours a week for a year, no vacations, only yields $3,360.

>>38368959
you are allowed to search for other jobs while you are working you know

your boss gets along with you because he pays you pennies dumb fuck

>>38369896
What did you do for those two years?

>>38369787
get a NOT USELESS degree all the way, man. or study a trade. those dont usually take 3 years, more like 1.5 years and you'll double your income kinda.
im working a slave labor job currently too and I really couldnt do this for long.

>>38369912
>3,360
uwotm8

You are suppose to 2080x your hourly wage to find out how much you make before taxes.

>>38369912
7x40=280x52=14k

>>38369948
Are you getting a qualification too?

>>38369807
7.25x40x52=15080
minimum wage is unliveable

>>38368556
Australian minimum wage is $545USD. Feels good man. The everything is expensive in Australia is overblown. Not to mention i also get overtime, weekend loadings

>>38369807
I get paid 700 a month in cash sometimes more sometimes less depending on how much work there is to do. I work 40 hours a week and sometimes i am called in to work saturdays.
I also have 10 days off every year.

It's true. If you offer 50k straight up, they may take it.

>>38369928
Nursing school. Cost was $10k but hospital paid for it. I should factor in expenses but I got loans and worked two days a week so for my math I just call it school cost and lost wages from leaving the 30k/yr place.

>>38369787
You should definetely try to go to school and see if you are smart enough to get a degree. Ive tried multiple times over the past 10 years but i never did well. I don't know if i'm just dumb or if my job is too tiring, but i always fail the classes, it's just too hard for me. I also looked into trades , but you have to be blood related to someone in a union to get the certificates.

>>38370501
Is this in Australia?

>>38369787
how about get ur hussle on and buy low sell high nigger

>>38370832
Explain a bit more. Give some realistic examplws

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>tfw I make $71k a year and am considered incredibly underpaid by my peers
>tfw have $26k in savings and $6k in checking
>tfw 26

>>38370873
The more you earn the more you spend. That's why even billionaires aren't satisfied.

you live at home. Holy shit literately work full time you lazy faggot.