Hey boys! Guess what day it is!? PAY DAY! That's right.

Don't Tell me you have 50k sitting in a savings account

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I have to pay my landlord $1,260 upfront for next year's rent and my credit card bill will probably be around $500 next month.
I'm in college though so it's all good.

>>37119226
where should it be? serious question.

170k but I'm too lazy to screencap mint.

>>37119289
in the stock market (index fund).

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>>37119163
these threads make the neet rage, love em

>>37119315
>in the stock market
did you see what happened Wednesday?

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>>37119342
you mean that tiny blip on the very rightmost hand side?

oh, and this graph doesn't include dividends either.

>>37119163
>>37119261
>>37119302
>>37119338
If you have more than $500 you shouldn't be here. You're here purely to make yourself feel better because of money.

>inb4 mad

>>37119364
im a virgin in my 30s, fuk off mate

>>37119315
dont listen to this, he's trying to trick you into putting money into the index so you lose all of it when the stock market crashes this year because he's jealous that your gloating.

>>37119375
Then buy a hooker faggot. Dirt poor people get more pussy than you.

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>>37119289
Heh
This is why wagies will always be sad pathetic little poor slaves.

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>>37119391
yes, another fucking retard that doesn't understand that you are 1.) buying parts of companies 2.) companies make money by selling things that people want 3.) so you will make money

stocks have returned great amounts even across wars, recessions, whatever.

but most people are too retarded to even know what's in front of us. look at this retard: >>37119342 he probably heard CNN talk about MUH STOCKS DROPPING and thought the 1.7% drop meant something, when the markets are still up like 15% since the election.

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my payday is once a month at the end of the month.
>>37119315
pfft

>having a bank account

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maybe I'll make it to -200 soon

>>37119289
Maintain a running balance of around $5,000 in your checking account. (Adjust this as needed depending on your cost of living.) Keep around $30,000 in a money market account to cover unexpected expenses. Put anything excess into mutual funds or an IRA.

>>37119477
>living in a third world shithole where hakim can steal your life savings from under your bed

>>37119364
gotta buy food senpai

>>37119391

It doesn't matter how much the dollar value drops, it's still worth exactly as much as when you bought it. Humor me for a second, what do you think stocks are? Nothing fancy, pretend an 8 year old nephew asked.

>>37119362
The stock market is a long term game. It's where money you intend to retire on belongs. It isn't a source of day to day income.

>>37119509
>an IRA
this is an /r/personalfinance meme

>>37119364
I you have less than $500 why the fuck are you here when you could instead be killing yourself? Fake ass robot bitch.

Daily reminder that historically, you can withdraw 3% or so of your portfolio nearly in perpetuity. Thus, if you NEET on 15k a year, you need about 500k to NEET for the rest of your life.

>>37119531
I too love paying taxes when I don't have to.

>>37119531

Its not a meme, it's basically free money. There is no reason not to have a 401k and IRA unless you hate money. What's bad about personal finance anyway? It's a good thing to understand.

>>37119531
anyone in this thread should get deported to /r/personalfinance how exactly is someone with 50,000 usd supposed to be a robot or maybe the people with some savings are the only real robots since they're so fucking retarded that they can't even make it when they have disposable incomes

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I'm gonna post an amazon wishlist.
http://a.co/9Udg56C
Pic unrelated

>>37119531
Proof that poor people bring it about on themselves.

>>37119579
>how exactly is someone with 50,000 usd supposed to be a robot
you really think money is the magic ticket?

>>37119601
>or maybe the people with some savings are the only real robots since they're so fucking retarded that they can't even make it when they have disposable incomes

>>37119579

Does your retarded ass even know what disposable income is? Even in fucking Maylasia $50k isn't such an embarrassment of riches you could live forever on it and still have plenty to just throw away. Go back to rebbit/dumblr if you want to be a whiny little bitch complaining about those big mean privileged robots.

>>37119636
I've been wearing the same shoes for 7 years, I have to eat rice and beans every day, I have no fucking timetable to move out of my mother's house even though I hate it here. I had to live through neglect and poverty my entire life what is 50k not enough to buy shoes or something is there some secret I don't know about?

>>37119596
>falling for the ultimate jewish trick

>>37119707

You realize if you spend $50k you no longer have $50k, right? This is why you are poor. There is no such thing as disposable income unless you are financially independent but continue to work for some retarded reason. If you really need shoes so bad go give a blowjob for $5 and go to Goodwill. Maybe do anal for $8 and you could get shoes and a lottery ticket.

>>37119707
Y'know man why don't you just apply for random colleges. At that level of poverty, you'll probably get enough financial aid to go to school, eat, and get a dorm on the house.

>>37119753
Poverty does not exist in the western world. Some people work hard to live a poverty lifestyle, but that's different from actually being poor. Those in poverty want out. Those who are larping have to expend a lot of energy to circumvent the endless social safety net.

$47 in my checking,
$370 incoming today after tax

All going to my credit card bill which is $2,700

>>37119816
If you burn $50,000 you no longer have $50,000. If you buy something worth $50,000 your net worth is unchanged.

>>37119816
do you seriously think I've come anywhere close to spending 50k since I've been an adult get your head out of your ass and realize that while 50k in the bank isn't any fucking money over 50% of Americans have less than 1k in there

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>>37119163

Can you actually make money by simply storing money in a bitcoin wallet? (since the value is always going up)

>>37119611
what would you do differently if you had 50k? spend it all? :^)

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kek my pay day was monday

>>37119865
Go drive through appalachia. Saying stuff like this makes you sound like a total moron.

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Being a rich NEET KHV is still suffering. At least I have my New Pc I'm building to look forward to over this dreadful summer filled with stacies roaming around and unbearably hot 100F days.

>>37119898
it's not about the 50k in the bank and we both know it it's the fact that you can live and save up that much you clearly have some reliable way of making money if I had a job that paid that well I would have 50k too

>>37119927
How'd you get the money?

I'm poor as fuck but happy for ya

>>37119927
Wanna help me out with some shit?
I need some bike parts so I can get to work and back more comfortably.

>>37119163
I'd be mad at you if I was a socialist cuck who hates everyone who's more successful (and therefore wealthier) than me

>>37119978
Rich parents gave it to me.

>>37119946
that's not an answer. you think people with several thousand in the bank are double failures being here, so what would you even do with the money?
>>37119985
unless this is you and you can't afford a bike part, then you're just pathetic.

>>37119985
No, I have zero empathy for wagies.

>>37119885
This made me laugh out loud if it was a joke.

If it wasn't, I'm sorry anon

>>37120054
Oh. I think people who wish to tax people's estates and wills should be hanged. If parents made good decisions and want to pass on the results of that to their kids, good for them. I hope you don't have to work a day in your life.

>>37120090
I think you just used inspect element.

>>37120071
Nah, we're different people.

>>37119395
And lazy people get more money than you.

>>37119985
How much do you need, anon? I am poor too but I have a little extra cash right now.

>>37120147
http://a.co/9Udg56C
I just need the brakes.

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Pay day is tomorrow for me. Luckily still living with my parents and saving. Going to put myself on a good path hopefully

>>37120167
>log to steal all your info

nah I'm good nice try though asshole

>>37120210
You can do guest checkout though

>>37120147
don't humor these niggers.

>>37120095
Thank you anon. I doubt I could even work. Physically I'm fine, but I couldn't even finish high school. And I have no real skills. I'm an only child too so I'll get everything. Maybe I'll rent out some rooms in the house to some robots when I inherert it.

>>37120147
Sorry for the late reply, trying to set up an account. Finally got to payment screen, is there no way to use paypal on amazon? I don't have a gift card and don't want to put my credit card number in

>>37120375
whoops, clicked on the wrong post. I meant to reply to >>37120167

>>37120400
>>37120375
It's safe to use CC info, I'm not sure about paypal though since I dont have one.

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Asian boss constantly underpays me and everything I earn goes towards my dogs. Living on oats is okay if they can have a good life ;____;

>>37120419
I'd rather be safe than sorry

I'll keep your wishlist open, though. Maybe later this week I can get a gift card and still get it for you

sometimes i think about getting 20k worth of plastic surgery and traveling the eu

>>37120529

hey dude, >>37120210 here, I was just joking when I said this.
If you can get his username and look him up on the amazon website and go to his wishlist from there, than there is no way this guy would have your card number. Only Amazon would have it.

I feel bad now, I want this guy to have his brakes

>>37120729
he stole the bike

>>37120768
Nope, I paid good money for my bike.
I just ride it everywhere so the brakes are worn down.

>keeping your money in banks

all mine's in cash my niggas

>>37120846
i hope jamal finds out where you stash it

>>37120846
>0.00% interest on your money

lucky you

tfw you have $300 in your bank account and rent is $1200 due in a week

>>37119163
I'm not a wage cuck, the state pays me.

>>37120885
what are you gonna do fae

>>37120501
eat your dogs. its the only way

I'm 29 and I don't even have a bank account or debit card

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Can any robots help me with some tips on saving money?

10 days ago, I had $825. I have no income whatsoever, and I'm trying to save as much as I can. My only expenses are food and whatever else I want.

Somehow in 10 days, I've spent $356. This is mainly on food, me paying a $60 bill, buying my friend a $20 game, and other random shit.

How do I make this remaining $469 last as long as possible?

>>37121314
that's what you get for entering a country illegally

>>37121390
>tips on saving money?
>no income whatsoever

hmmmmmmmmm

hmmm

HMMMM

>>37121390
are you literally retarded
originally retarded

>>37121464
>>37121691
How am I retarded? Not having an income doesn't mean someone can't help me budget my remaining money so that I spend as little as possible to make it last.

Someone could also help me figure out how to invest this money so that it can make me more.

>>37121961
get a job

obviously not original

>>37119927
Help a fellow KHV NEET anon

pls

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>just want to unashamedly brag about my money
>all these begging poorfags

worse than panhandlers

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Started this month with working, get my paycheck the 25th. Took me half a year to find something, and my medications aren't included in my insurance (yay Dutch healtcare!). So fuck my shit up senpai.

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I think I have 2k in a savings account somewhere also

can someone send me either $0.57 or $30.57 so that my balance is a more even number? my autism is driving me crazy about this.

i have a little over $10,000 cash

>>37119579
Exactly. These guys have 50k saved up because they live with their parents, don't go out on vacations, don't go out and do stuff to spend the money. They just come home after work and spend the day on the computer. These guys are basically NEETS with jobs

>>37119289
Cryptocurrencies lad
Dont be dumb

>>37121961
With that little amount investing will do nothing. I'm sorry anon. If you have extremely little money and don't get NEETBUX/rich parents it's wage slavery or death.

I like these threads anon.

Something comfee about them

$3,400

Just paid off more than 1k on my credit card for my Type 81 but I'm a wagecuck so whatever.

>>37122724
this is pretty much how i do it. i'm 27 and still live with them, no real urge to move out since living alone at poorfag substandard living is like 12k per year.

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Love cock for life my straight friend

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I had a rich uncle who died.

>tfw 40,000 uk pounds at 19

Am I a richfag?

I've earned around 3000 euros net since the beginning of month and I'm left with 60 euros in my wallet. Lifestyle inflation is a bitch. It is driving me mad. I'm making more than ever every month, but it goes down the drain... I had to buy a brand new car, for which I have to pay the lease, I had to get a fancy 100m2/1000sq ft condo, I have to buy expensive clothes(jeans for 150 and plaid shirts for 100) every month, I've given up on eating meat and basically buy fish every day, which is so expensive. I feel miserable. How do I save money?

>>37123101
>I had to buy a brand new car, for which I have to pay the lease, I had to get a fancy 100m2/1000sq ft condo
No you didn't.

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ITT - NEETards on suicide watch.

I think I have like $1800 in my checking.
>neet getting like $600 a month
>live with family so no bills to pay
>live like a richfag
I own a lot of guns, have 2 motorcycles, go solo camping in national parks, own a $2000 mountain bike, have over $800 in climbing gear, pay $70 a month for an indoor rock climbing gym that I go to every other day. You can make it neets. Put 20% of your monthly neetbux into your hobbies and save the rest.

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>>37119362

>0.30% returns

Lmao

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>>37123234
>live like a richfag
>$600mo

>>37123296
>0.30% returns
What are you talking about?

>>37123338
Can you not even read your own chart you fucking moron?

>>37123375
He may have just bought them yesterday.

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>>37123302
I guess you stopped reading my post after that. I have everything I want including hobbies that I enjoy. Plus all the time in the world.

>>37123296
3.7k aylmao
my dining room table costs more than that lel

>>37123375
that's the daily change, moron. have you never seen a stock price chart?
that's not what "returns" means at all

Around 3,800 as of now. Poorfag with a minimalist way of life and minimal urge to keep living.

Here's a question:

Would any richfags consider funding a scheme which vets NEETS for need, encourages them to take actions to improve their situation and eventually help out other NEETS?

Would any poorfag NEETS actually consider committing to helping others in turn if you were somehow helped into getting a relatively decent job and given advice on improving life?

>>37124178
What makes you think a neet would last more than a week at a decent job? Nice try Mr. Shecklestein.

>>37124244

Not all NEETs are voluntary NEET, and some are in situations close to the brink where they'll end up homeless or killing themselves. The idea is to help build networks of NEETS who help one another in need to basically steal jobs from normies and appropriate that money for pro-NEET purposes.

$10k a year, fgts. One day independence will come.

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>>37123296
>no bitcoin

Have another $42k in stocks as well

>tfw doing so well at 24 but she went and married a guy that works at a warehouse instead

>>37124332

i s he better looking?

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>>37124537
Yes, but only because I'm a fat fuck