I work but my bills became unmanageable and even if I get taken

>>34339048

if you declare bankruptcy now, your current problems will look like a fucking scooby doo episode compared to the horror story you'll face in the future

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>>34339093
okay what should I do then other than ignore collection agencies and keep trying to make more money?

also my old roommate who left has some guys coming by my place looking for money because he paid last month's utilities and I can't pay him back for it. I'm not super worried about it because i'm rarely ever there and keep guns on me but it's still pretty shitty

>>34339373

how much monies do you owe?

>>34339048

Not before you run yourself way further into debt.

>>34339578
I owe like 10k for loans, which I was able to make payments on until this winter

I only owe my old roommate like 500 bucks but I keep seeing strange cars parked outside my house and finding notes on my bed and shit. I want to get that debt settled asap