Why can't Millennials make money? I don't want to

You forgot the Steve-O picture

because they choose low paying jobs and then demand $15 minimum wage instead of getting a good degree like STEM fields and getting a well paying job

>>135381273
They spend. They spend money they don't have. If you work you make money. If you spend it all that's your issue. If you don't make enough save while living alone, that's your choice. If you spend it all and you are living at home, that's your choice.
But it's all your choice. Save, live frugally at home, try to get a real job.
Best advice, get your act together, clean and groom, practice interview and go to a staffing agency.
My fiance and I did that right out of college and we both make about 40k before taxes (thirty thousand each after taxes). We work hard and don't spend. We show up and do our best.
It's not rocket surgery but I do hold onto the hope that we will continue to rise in our jobs over time.
FYI we work in insurance. I work title insurance and she works health insurance.
It isn't glorious but we have our lives and dignity by our own hand.

>>135381608
Conservatives make your living conditions as miserable as they can to please their corporate donors

>>135381273
Why are you using labor participation rate as the basis of your argument that they're poor?

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>>135382035

>>135381870
See, we both work for fortune 500 companies that provide us with health insurance and gives us money in exchange for worm. Our skills improve as time goes on. Our resumes improve.
Hmm, I think it's actually not a bad set up. I like having money and improved standard of living. Just me, but the more NEETs the better. It's like you guys have convinced yourselves to not be my competition.
And I never am disappointed with the response of the excuse.

The Home Depot founder claims if he were starting out today, Home Depot would not have succeeded primarily because of “stifling” regulations that are an impediment to small businesses.

>>135381608
This is false. All the data shows millennials don't spend and the economists are panicking because it means millennials aren't acquiring debt and buying useless shit like the boomer did. With the drop in millennial spending we are seeing a crash in the retail market.

Because everyone wants to work in America. Millions and millions of shitskin immigrants, whores funding their whore lifestyles, etc all undercuts wages and lowers them.

You'd be making around double what you do right now if women and immigrants couldn't work.

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>>135381273
They don't like to actually WORK. I worked at a medium-sized aerospace company and all the production line work was full of legal immigrants from all over the world.

These jobs were decent paying yet none of my cohorts were to be found.. Lazy soft-handed little babies.

>>135382336
shh don't scare the corporate bootlicker
there's no real reason for Millennials to save since we all know we're fucked

>>135382286
Well he's right. Big companies love big regulations because they provide a huge barrier of competition. True free markets are somewhat of a topsy-turvy affair yet in most industries there is only a Big 2 or 3 that dominate a sector and remain on top no matter what.

>>135382618
They hire immigrant because it makes them look good and because they work for less, you retard.
Plenty of whites want better jobs, they're just aren't enough decent ones left.

>>135382623
Well millennials aren't saving much either. Because there are no jobs for them. During the economic anomaly of the boomer generation it was easy to acquire a high paying job with no experience, get on the job training and a pension. None of that exists anymore. Now you need 15 years experience for an entry level job, with experience in every coding language, two degrees, a recommendation letter from the President and a signed petition from Congress just to get an interview. Then you lose the job because you won't work for minimum wage with no benefits as a temp contractor so they can dump your ass easily with no legal consequence. The job market is pretty fucked compared to how it was back in the day.

>>135381608
>Dad's perspective
>>135382336
>Market perspective

>>135382528
Inelegant, but this is it. Skilled jobs used to compete for the highest quality labor. Now it's purely hiring the lowest net cost with 0 regard for liability.

>>135382742
These people can barely speak English. They would hire native-born Americans if they could. You have a point on accepting less-pay though.

Weak fags letting themselves get low-balled ruin it for everyone.

>>135382851
wow dude that was a lot of tears. i don't want to profile you, but are you a millennial?

>>135381273
>jobs have been outsourced
>money went to China
>millions and millions of illegals work without paying taxes
>non qualified jobs are almost impossible to get for documented Americans
>University rates was multiplied by a fucking hundred
>While it don't provide any useful skill

>>135382618
Certain industries get write-off and have the government partially subsidize the wage for hiring "disadvantaged" people. Have no idea if that's the case in your situation but chances are it isn't as cut and dry as you think.

>>135382336
Link related:
http://www.boredpanda.com/business-insider-titles-millenials-against-industries/

>>135382336
Good. I hope all those disgusting malls get turned into public parks.

>>135383006
Basically everyone here is millennial except the underaged kids and the really old people. Anyone born from 1981 - 2001.

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>>135382874
What is the solution then? What can cause wages to rise?

>>135381273

>employment participation rate

why would millennials participate when boomers rigged the system to give themselves generous benefits, paid vacation, high salaries, while the younger generation gets shit?

>>135382336
They spend what they have. They spend what they have (look at the avocado toast) because there is an anxiety after witnessing the Great Recession, that to save is insecure, because it can be lost at the misbehavior of others.
Our generation is massively conditioned for immediate gratification. There are a hundred reasons why. Porn generation, high speed Internet, atms, just off the top of my head. But they don't work like previous generations. They have a preference for more flexible hours, they are totally irresponsible, I've heard a thousand embarrassing stories about millennials not showing up to work, calling in faking illness, millennial mangers at small businesses shutting down early because people wanted to go home and causing monthly revenue to tank, coming in hung over regularly, coming to work on drugs, having sex in the work place.
God, when I worked at retail and fast food it's like we all made each other work worse.

There are advertisements for seminars on 'how to keep your millennial' that middle management receives every month.
And then a significant fraction of them don't even work, stay home and vidya, plenty if single mom's, ive have three millennial friends on social security who brag about it.
It's pathetic and distancing myself and working has been the most important decision in my own life.
If you keep up the Yolo die young neetness then you'll wish you started making mature decisions earlier in a few years.

>>135383182
Many jobs offers and low unemployment.

Place an heavy tax on outsourcing and build a wall.

>>135381608
>>135381273

We're all taught to be hedonistic as all fucking possible. You can't save money for the future if your entire philosophy on life is maximize pleasure at all times.

>>135382336
>All the data shows millennials don't spend and the economists are panicking because it means millennials aren't acquiring debt
I'm happily living with my parents rent-free (they pay for everything) and saving my money so I can buy a house with 1 check, mortgage free so I don't have to pay any interest. Glad I don't have shit parents.

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>>135381273
Because too many of them are entitled cunts who have no perspective and expect a 6-figure career to fall in their lap. If it's any less than 100k starting with no degree, experience, or sacrifice, they think it's bullshit and sit at mommy's house playing video games, staying on their healthcare plan until they're 26, and do fuck all instead. Oh, and blaming the 'boomers' for their failure at life. That's like a full-time thing i guess.

>>135383175
1981 until about 1986 I would consider Gen x.
Millennials grew up young with the Internet, fast Internet, and were too young to beat snes games by themselves.

>>135383343
Any numbers to show?

I have a job too and you will find people incompatible with work with all kind of ages.

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>>135383357
Yes, I agree. Basically Trumpism if the congressional rats will do anything. Republics were a mistake. Military dictatorship when?

>finish my studies and start looking for a job
>50% unemployment rate on people my age
>try anyway
>DUDE IF YOU WANT A JOB JUST LIKE GO BE A WAITER AT A RESTAURANT AND WORK FOR PEANUTS WITH LONG SHIFTS
>DUDE JUST COMPETE WITH ILLEGAL IMMIGRANTS THAT WORK FOR LESS THAN PEANUTS IF YOU WANT A JOB
>DUDE JUST GET AN INTERNSHIP AND WORK FOR FREE FOR SIX MONTHS TO GET "EXPERIENCE"


I love how every job is either "you're too qualified for this, we won't hire you because you'll leave" or "Yeah you have the qualifications but we want at least 3 years of experience in the field". Or just pick a non skilled job and compete with immigrants for a way below minimum wage job.
Six months looking for a fucking job.

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>>135383426
You're a dumbass with a) little to no fiscal education and b) making excuses for living with your parents. Fiscally, it's to your benefit to have a mortgage dumbass, the interest is tax-deductible so you're only being a burden to your parents and setting yourself up to lose money in the long run. Great job being a smug loser though, you got that nailed at least.

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>>135382336
STOP GOY SPEND THOSE SHEKELS OR LOSE IT BY INFLATION

>>135383182
There is no solution. We're about to get hit by a massive wave of automation that is going to gut all of the high payings jobs on Wall Street, Silicon Valley and across America. The low paying jobs will follow. CEOs in Silicon Valley are actually building doomsday bunkers to survive the coming riots. When automation hits over the next 10-20 years, unemployment is going to hit 80 to 90% if we're lucky. Closer to 100% if we're not.

They are too easily led. If they're not smoking weed they're trying to get the taxpayers to fork out to cut their dicks off

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>>135383604
Sounds like Spain could use a border wall.

>>135381338

$15 per hour is a low paying job.

I don't need a stem, that shit is useless. I just do concrete and masonry. I hire mexicans to do the work. Pay them a few hundred dollars and I walk away with thousands.

>>135383473
Yeah, and we see them on the streets shaking and talking to themselves, or wearing applrwatches sipping Starbucks. It isn't glorious to work hard in shit jobs, but if you dodged the massive debt+shit degree then you made a good choice. But that isn't a promise of riches and glory. Just the opportunity to work and have a chance at climbing the ladder. If you settle, well, you settled. But a generation screaming excuses, entitled to so much isn't something the upper management looks at and says 'hey, that looks promising, he's responsibility and salary'

>>135383343
This guy gets it.

>>135383768
*here's responsibility

>>135383611
Do you think I give a fuck about that? I just don't want to give any profit to a bank, and you are ignorant if you think I will get 100% of the interest back in tax deductions.
I have enough money to completely pay off 2 average priced homes in my area with plenty left over, so I can move out whenever I want.

>>135381273
This isn't even remotely true. Millennials are far more educated than previous generations. We are also more fiscally prudent and apt to be entrepreneurs. Why don't you show some statistics to back up this claim?

>>135383875
Stick it to the man!

>>135383643
Explain to us precisely how to automate day trading, dumbass? Can't wait to hear this one. Automation actually makes ease of access even better for wall street, what the fuck do you think E-Trade and Scottrade is? You faggots sit around with these fairy tails of everything being automated and some fairy tale free money you'll get in 20 years, meanwhile you wonder why you're broke and everybody else has money. It's because people aren't sitting on their ass waiting for an imaginary hand-out that may not even happen in your lifetime, genius.

>>135383343

> They spend what they have (look at the avocado toast)

I buy avocados at 3 for a dollar then sell them to millennials for a $1.50 a piece.

>>135383768
I asked if you have any number to back your feelings.
You answered yes.
Now, I don't expect you talking even more about how you feel, I expect to see some fucking numbers.

>>135383766
You do any do any of that. Stop living vicariously through your father.

>>135383758
Things are getting so bad that south american immigrants are leaving and going back to south america.

>>135381608
sup boomer
I eagerly await your death

>>135383879
""""educated""". Yeah they are passing out degrees like candy. It's delusional to think we are smarter, more skilled, more capable at work-in-general

>>135383969

Nope... why should I hire white pussy ass millennials when I can hire spics at $10.00 per hour and not even count them as employees through my taxes.

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>>135381273
>Study IT in college and complete apprenticeships
>Apply for both first line support (entry level) and intermediate jobs.
>Nothing
>Apply for expert type trying to wing a job.
>Nothing
>Apply for shit tier admin work, data entry, boring shit tier office work.
>Nothing
>Apply for street cleaner jobs, McDonalds jobs, fucking waiter jobs.
>Literally no one wants to give me a job even though I am not school dropout.

Might as well fucking kill myself.

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>>135383643
So then what's the point of an economy? I don't get it.. Will we just go back to farming and water treatment? Ultimately this is all we need in life. Only question is housing.

fuck this black pill, there has to be some hope on the horizon. I thought we were headed toward a prosperous future.

>>135383956
This is how you climb. Just report your income and pay your taxes. But it's a proper method to profit from the situation. Millennials are master consumers.

>>135383875
>I just don't want to give any profit to a bank
>but i'll gladly pay tens of thousands more in taxes to the government who....subsidizes and bails out banks.

Yeah, you got it all figured out you fucking idiot. If you want to know why millenials are broke, look at this dumbfuck without any idea how taxes and interest work but just wants to "hurrr fight the ebil banks maannnnn" kek

>>135384013
Sorry you weren't able to earn a degree. Good luck.

>>135383967
I answered yes to the 'there are people of all ages who are incompatible with work'

>>135384061
We don't need blue collar work, Cletus. Like I said. We are educated.

>>135383946
It already happened. Where have you been?

>Floor trader, of course, has long been the archetypal job on stock exchanges. But there are precious few left of them. As the Financial Times notes, in 2000 there were over 5,500 floor traders on the New York Stock Exchange; now there are fewer than 400. Many of the remaining traders work only part-time. Most trading jobs have been taken over by servers running trading algorithms.

>Wall Street staffing reductions thus far have come largely from traditional automation technologies, but new cognitive technologies are likely to accelerate them. Much of Wall Street’s back office operations involve the performance of relatively structured tasks. Many of these could probably be taken over by tools like robotic process automation, which can reach into multiple systems for needed data and apply rule-based decision logic.
https://hbr.org/2016/12/wall-street-jobs-wont-be-spared-from-automation

Human traders can't compete with the speed and sophistication of AI.

>>135381338
>implying STEM isn't the most popular degree choice
>implying Business isn't second
You're retarded, congratulations

>>135384112

That's the thing, they are master consumers, but I make my money off of boomers mostly.

The hiring of mexicans is pretty much slave labor. I can threaten to call ice if they don't do the job well or think about stealing my tools.

>>135383995
I am 28 years old. I did lots of drugs and drinking. Watched a couple friends die, see a lot fail. Sort of strikes a chord that maybe our millennial way isn't very desirable. You guys seem to bitch about it day in and day out so I stand by it.

>>135381273

> why can't you make money
> imports immigrants
> fucks up economy

> why can't you get your own place
> builds fuck all
> gives free apartments to foreigners

> why can't you get a girlfriend/wife
> promotes hook up culture
> Allows Tinder apps
> Gives birhtcontrol freely
> Legalizes no fault divorce

I can't even.

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>>135383879
>claims to be educated
>more entrepreneurial

>can't even spell entrepreneur

Yeah, this checks out.

>>135383946
>automation makes it easier
>automation gets it done cheaper
>automation isn't paid by the hour

How can you be this retarded to actually believe businesses won't trade out employees for machines and lower the importance of accounting and other "robotic" jobs done by humans. Marketing, engineering, architecture, and sales will dominate the job market in 15 years, mark my words anon.

>>135384181

So you don't need a job that pays $50 per hour?

You must be doing something really important in life, like checking emails and reporting things to people in an office.

>>135381273
>Why can't Millennials make money?

Why can't you stop making these generalization threads, despite being a millennial yourself.

>>135381273
>he has never heard of entry level positions requiring 10 years of experience
>he has never heard of unpaid internships
The world of employment is fucking brutal now. Maybe you didn't know this since you haven't gone on a job hunt since the mid-80s.

>>135384141
I have a double major in social science. I work as a paralegal at a title insurance and escrow company, a job I got at a staffing agency. And I have achieved none of the demands of salaried profession or raises to 50k or free time and fun that we seem to expect.
Grow up.

>>135384321
>when I can hire spics at $10.00 per hour
>you don't need $50 an hour?

Can't even keep up with your own lies, Cletus? Just stop embarrassing yourself.

>>135384255
You make money off of boomers whether they or the millennials who have their bank accounts filled are your customers

>>135384200
Just because the floor traders are a thing of the past doesn't mean Wall Street jobs are tanking, hot shot. It just means more people are working from home doing the same shit and the ease of access actually makes trading that much easier to access by the common person [again, scottrade, e-trade, etc]. It's like you're too stupid to realize no one wants to call a floor person to make trades when it's just as easy to click and find your own trades. 20 years ago people didn't have half the access to the stock market and day trading, by humans, has never been more popular.

t. Financefag

>>135384341
Hiring is slow in the summer. Worst time of the year to look is summer. Aug and Sept. should pick up especially with Trump optimism.

>>135384455
You're a failure and an exception to the norm. Take some responsibility for yourself and "grow up".

>>135384275
Holy fuck this.

>why don't you move out
>jobs pay garbage, with barely any raises and housing prices are off the roof
>why don't you get married
>cancerous hookup culture, divorces and modern feminism

Just fuck my shit up. I fucking hate boomer faggots so much.

>>135383879
LOL .... SOCIAL SCIENCES, CHICANO, BLACK, FEMININE STUDIES buahahahahahahaha .... worst fucking generation of ALL FUCKING TIME.

Just post your favorite song tracks, and any 1/2 decent Gen-X will pick every bite out quicker than a black dude in China

>>135383946
Ever heard of Watson?

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>>135384301
How can you be retarded enough to think day traders and floor traders are paid by the hour? Your level of stupidity is unprecedented kek

Someone answer me this: if the automation thing kills as jobs and there is no UBI because what tax base will gov. draw from, will we go back to being hunter gatherer tribes? Prove me wrong, please.

>>135381273
Millennials haven't had everything handed to them like previous generations. There was a time when getting a shittier degree guaranteed a job. Now you can have multiple and it wont get you anywhere.

don't be such a retarded faggot.

>>135384614

Generations will only become more and more based after this. Most millennials don't get the pressure and understand what's going on. But to hear boomers and the likes whine like a autistic toddler is beyond me. I can't take them serious. Their way of problemsolving is so simplistic and wishy washy it could be the plot of a disney movie.

>>135384081
Nobody knows what's going to happen to the economy. If the change happens too rapidly and people can't get money from traditional jobs, maybe society collapses. If we find some solution to get money to people so they can buy things, maybe we can keep the economy going. But the truth is, absolutely nobody knows what's going to happen next. We just know that it's going to be radically different and possibly even violent.

>>135384563
You're an idiot who hasn't been keeping up with the news. 60% of all Wall Street jobs are going to be automated in the next 10 years. That includes almost all of the top level jobs. All accounting, number crunchers, traders, book keepers, all those jobs will be gone. All jobs that involve numbers in any way are going to be done by algorithms.

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>>135381273
>Implying millennials are 31 years old...

You realize after generation Y, the Millennials started right?

That's the year 2000.

Any fag born on the year 2000 to 2010 or similar, is a millennial.

The oldest Millennial is like 17.

>>135381273
There's is less incentive for everything in this nihilist society we live nowadays.

>Making money requires effort. Why would people strive for anything, since everything hasn't any objetive value? You are better off living in your parent's basement.

It's under that logic that I think millenials opperate, unconciously or not.

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>>135383879

> Millennials are far more educated than previous generations

Who cares... education isn't the game... the game is hustling.

I don't care how educated you are... I can educate a mexican to do your job for much less.

College was a scam. I didn't learn to rebuild gasoline engines in college, i didn't learn how to build a house in college, I didn't learn how to cook gourmet meals in college, I didn't learn how to program computers or sew, fish, shoot a bow, clean a firearm, repair cell phones, do residential electrical work, use power tools, repair a roof, gardening or landscaping in college.

Guess what? 90% of college is useless and the people who got high paying jobs were part of a networking nepotism scam, often people who lied about their credentials and create a fake portfolio backed by foul individuals who did the same.

>>135384613
Literally what. You can keep chugging along like every apologist itt and every thread like it.
And exception to the norm seems to have worked but I'd like to think that what Ive seen makes perfect sense for why these threads seem so common with so many bitching in them. It echoes what is probably said on social media and at parties with 27 year old kids. But you sort of have to step away from all the noise to see it. If you think these most productive years of your life are productive, right on. If not, carry out the plan that will make it so. This conditioned excuse making, anticipation, entitlement and absence of work ethic make perfect sense to me. Stop doing it. Otherwise you'll just be doing this for years and regret not getting it together sooner when you finally do.

>>135381273
Because they're non-white.

>>135383604
>>DUDE JUST GET AN INTERNSHIP AND WORK FOR FREE FOR SIX MONTHS TO GET "EXPERIENCE"
This one is obvious though in my line of work (electronic engineering).

>>135384829
>>135381273

>The oldest Millennial
The first baby girl of the millennium is thought to be Tupou, who was born nine minutes later, also in Auckland. She is Milika and Sifoni Fetuani's seventh child.


http://news.bbc.co.uk/1/hi/world/asia-pacific/585133.stm

>>135384464

Do you realize how much a cement driveway costs to build verses the cost of labor?

Materials $2500

Labor $8000

Mexicans $300 dollars

get rekyt son

>>135384731
Why concern yourself with that if you haven't gotten your shit together in your immediate life. Concern yourself with these things afterwards. Otherwise you'll be waiting on answers to your posts to solve your problems for you.

>>135384705
Again you're not addressing the very real fact that stock trading has never been easier and if you've got half a brain you can do it. Automation has increased the numbers of people making a living off wall street, not decreased it. For every floor trader out of a job, 60 more people are figuring out how to make their own trades in minutes. It's like your staring at a refrigerator and too stupid to realize it takes more than the door hinges to make the shit run. At least read up on something other than some scare-tactic article or, for fuck's sake, walk to a bank and talk to literally any investment banker.

>>135384963
The problem was that I couldn't even find that.
There's dozens of people lining up for internships here.

>>135384999
Are you fucken stupid?

Cement DriveWay takes 2 hours , and about $100 bucks of shit.

Fucken stupid Murican cunt.

>>135384896
>hurr durr I went to tha unyversuhty of lyfe!! derp!

Nobody is impressed with your lifted truck or shiny new tool box, Cletus. You are a clod... we are your Gods. Learn your place and stay in your lane.

I'm going to kill myself soon.
The fuck do I need money for?
Piss off you cock slurping faggot OP.
Literally none of your god damn business. Nobody owes you shit.

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>>135384758
>Millennials haven't had everything handed to them like previous generations

Whatever you need to say to yourself to sleep at night, kid. Your generation literally spawned the term "participation trophy" you incredible faggot.

>>135385171
Betafag
>Do it

The shitty job market and economy is why Millennials are turning to socialism.

>>135381273
Boomers didn't save for retirememt and won't retire or die already. Millennials stuck in shit positions for buying into college jew meme.

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>>135381338
>le STEM meme

>>135384829
Generation Y is the millennials, dumb ass.
They called us the mY-pod generation, MySpace-iPod-Y generation. And it's basically you went from adolescents to young adulthood already starting in the 00s. If your first system at release was n64/ps, *remember 9/11 happening in elementary or middle school, had a computer of your own and high speed Internet before college, and had a social media profile before you could buy a beer, you're a millenial.

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>>135385171
"Waaah, me going to kms soon, me act tough now, what me need moneyz fo?"

Fuck off pleb.

Do it.

>>135384999
>get rekt

Good lord, you're a walking talking stereotype. At least you're not smart enough to realize just how stupid you are.

>>135381273
Becouse they were being taught all life that working is something bad, and most of them have been kept away from work before they were complete adults 2x++ so work is something completly abstract and negative for them since they've heard in school and during childhood that in work people will try to abuse tham and shit.

working=something wrong
playing,having fun=something good

that is how we shaped the young peoples minds, and it is fault of people who forbid adults to make children work and show their children it;s something completly normal and gets you money. instead they got idea that you get money anyway when you sit in front of computer and play

>>135383012
I'm 27 and never have more than a fine to my name come pay day, yet all I hear from my elders is how well I'm doing, since I'm not in debt. They wonder how I live in squalor in the ghetto, it's because that's all I can afford. In their day the bank would lend them 300k for a house lol! I can't get 1k loan short term to fix my car. It's funny really.

I am an electrical engineer and resorted to run a garage because my domain is filled with clueless niggers and shitskins that work for minimum wage. One of the engineer I worked with graduated at Tunis university and did not even know about the ohm's law.

>baby boomers bought their houses/land when it was cheap
>baby boomers got careers when you could just walk into any building and get a job
>baby boomers get the most tax breaks and welfare support

The last generation are basically still coasting off of the easy days. They have the majority vote too, and most politicians are baby boomers who will push policies that protect all their investments. Basically the end game of capitalism/consumerism is that later generations will get less and less.

We have to wait for them to die before we can enact real change.

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Can't take a gamble on taking out indismissable debt. Even my local CC is nearly $20k after fees, taxes, books and other bullshit.

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>>135385110

> Cement DriveWay takes 2 hours , and about $100 bucks of shit.

That's the thing kiddo... find someone who is going to pave a driveway for $200

Who cares if it costs $100 in materials... I charge about $4 to $5 per square foot.

I also do computer repair in my local area, I charge a minimum of $250 to reinstall a fresh windows on a cleaned hard drive.

Guess what? I don't care if it takes 15 minutes to do, ignorant idiots won't learn to do it themselves and I'm not doing it for less.

Stay mad bernie fag.

>>135381273
depression
women suck
govt corrupt

>>135385407
>kiddo

You're so basic.

>>135385273
>I don't remember 9/11.

>>135385280
>>135385205
>>135385171

Pussy bitch didn't even reply.
What a weak cunt.

DO IT.

>>135385304

As elite as you might think yourself to be, consider the fact that a bullet only costs .37 cents.

;)

>>135384829
That's gen Snowflake you moron.

Millenials are 84-94

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>>135382241
>gives us money in exchange for worm.

>>135385219
You can't stay competitive in the modern world because you got a useless degree at a liberal college, so you resort to whining and crying until nanny government takes away somebody else's toys and lets you play with them because "it's unfair"? At least you can admit you're a pussy.

>>135385458

Yea that's right kiddo noob, get rekyt, owned.

Get ur shit pushed in on this 4chan chat room forum, you triggered little turbo turd.

>>135384829
>>135385523
82-98

>>135385502
>.37 cents

Well then I suppose you have a rather cost effective way to rid the world of your ignorance!

;)

>>135385523
Do you know what Millennial means?

You are a dumb as fuck pommy bastard.

Anyone born before 2000 was GEN Y.
Before Gen Y was GEN X.

After the year 2000 it was the millennials as it was the TURN OF THE MILLENNIUM you dopey pikey fag.

>>135381273
OP is asking a macro-ecomic question and all I read are some superficial micro-economic replies.

To round up from a micro perspective (that means what can I do in the big world): They make poor choices.

On the macro perspective Anons should first of all understand: money is a mechanism of discrimination. If everyone had more money, there would still be the same number of goods and prices would just increase and people could still just afford the same amount of goods (also called a utility bundle).

>>135383343
>look at the avocado toast

stopped reading there

The economy got BTFO when the median Millennial population was graduating highschool

Outside of a few select cities, the economy was truly fucked. This led to a lot of people not acquiring work experience, training, education until things started to recover.

Spoiler:
The economy is still fucked up, we just entered a new bubble.

Evidence of the new bubble:
Housing prices shot way back up
FANG/Tech/Startup stocks shot way up
Bitcoin shot way up
The stock market is at record highs

It's a fucking bubble, it's going to pop again sadly.

Gen Y will probably repeat the Millennials.

>>135385523
God please. Thank you. Millennials here don't even know they are millennials

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>>135385358
>can't get 1k loan from the bank

Tell us more about how you fucked up your credit score buying stupid frivolous shit you didn't need and it's the bank's fault you were too stupid to budget.

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>>135385523

>>135385731
>On the macro perspective Anons should first of all understand: money is a mechanism of discrimination. If everyone had more money, there would still be the same number of goods and prices would just increase and people could still just afford the same amount of goods (also called a utility bundle).
We all know that. We just want niggers and shitskin to get exploited and killed in their own country and let us all live in luxury.

>>135381273
Trampf is a brokeass

This might add some insight into the economy in America.
https://m.youtube.com/watch?v=VQfi0IshLVg

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>>135385627
>>135385523

tfw I was born in 83

>>135385783
Millennial means "born in the new millenium" which is the year 2000+.

K thx.

Logic.

>>135385660
>>135385627
>>135385523
>>135384829
>>135385273
>>135385911

Does no one even know what a millennial is?

>Definition of millennial for English Language Learners
>: a person who was born in the 1980s or 1990s
https://www.merriam-webster.com/dictionary/millennial

>>135385731
Dude that is the most German answer to a real question I have ever heard. First you take a real situation then you make it about some illogical abstract hierarchy of values then you judge people based on your arbitrary set of rules.

>>135385879
You might be Gen x. It's honestly more of a mindset and culture generalization than anything else. But if you are bitching and entitled and a failure, you are probably a millennial

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>>135385879
>TFW you realize you are GEN Y and not a millennial.

Durp

>>135385936
>Stupid American still doesn't understand.

Google what MILLENNIAL means.

>>135385780
t. doomer loser

>>135386011
Shit this is master troll. I actually thought you were retarded and didnt really know they are the same thing. Good on you. Funny.

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>>135382618
>They don't like to actually WORK

Probably because shitloads of them couldn't get laid in school because they didn't have dads to teach them about women. Millennials needed the red pill to wake them up. Lots of wasted time because they were lied to and now they don't see the point.

They grew up in the time where "I just want a kind, sweet, loving guy" was everywhere on facebook

>Millennials, whom we define as those ages 18-34 in 2015
http://www.pewresearch.org/fact-tank/2016/04/25/millennials-overtake-baby-boomers/

>Millennials. In October 2004, researchers Neil Howe and William Strauss called Millennials "the next great generation," which is funny. They define the group as "as those born in 1982 and approximately the 20 years thereafter."
https://www.theatlantic.com/national/archive/2014/03/here-is-when-each-generation-begins-and-ends-according-to-facts/359589/

>Millennials (also known as Generation Y) are the demographic cohort following Generation X. There are no precise dates for when this cohort starts or ends; demographers and researchers typically use the early 1980s as starting birth years and the mid-1990s to early 2000s as ending birth years.
https://en.wikipedia.org/wiki/Millennials

>>135386053
Learn English idiot. When people say Millennial they mean a vague group of people born from 1980 to 2000ish.

You people are too dumb for me so I will now go watch some CUPCAKE.
>Idiots think Millennials were born in the 80s. Fuck me dead.
>A Millennial is somebody born on the year 2000, or later.
>Gen Y preceded it.
>Gen X was before that.
>Baby Boomers before that.
>Faggots before that.

The lack of education you gay bitches exhibit is bewildering.

>>135385654

Except it's not for me. It's for people like you who attempt to rise up and explain that your elite intellectualism gives you the right to rule the world.

Doesn't it suck when you don't have an audience to laugh at your lame jokes.

;)

>>135386176


>https://theatlantic com/national/archive/2014/03/here-is-when-each-generation-begins-and-ends-according-to-facts/359589
https://archive.is/Yhd67

>>135386143
How slow are you?

Toodles fan.

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>>135381273

Because they are confused and have no clear goals. The mass media never presents positive role models anymore. Instead they display the worst in human nature for everyone to laugh at thus undermining self-worth and self-confidence.

If you have shitty parents as well you are basically fucked for life.

>>135386150
The red pill is just alternative-snowflake like half the time. Sometimes you get real deal hidden powerlevels. Most of the time you beta larping neets whatever other terms pretty much accurately describe what many red pilled really are

>>135381608

Wow you make really shit money.

Predicting another fall of Rome. When people get hungry people get crazy. Nothing would stop the young from breaking down the old. Can't hide from a social crash :/ also because wages are low people don't buy shit and everyone makes less money, and when people make less money people don't produce things and when things aren't produced items become more expensive, and thus market inflation occurs

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>>135381273

>Why can't Millennials make money?

Almost got killed defending my property against niggers on the eve of college graduation. Had to get brain surgery, and didn't get my degree. Brain trauma fucks up your inner Aryan strength, now I'm 25 and no-one wants me despite goat grades.

https://www.youtube.com/watch?v=sXwpbx2y7b8

>>135386004

I don't want a big house, or a fast car, or cool things. I just want to work hard, save my money and fund lots of lols and warfare.

what gen am i?

>>135386081
No it's pretty well documented.

Also, sustained low levels of easy money and low interest rates through the fed

>>135386206
Bro you did it. You convicted everyone here you are retarded. Success. Now stop. We know you Googled it and have triple double down syndrome. Don't worry. Noone will judge your dumb flag or your dumb brain for it.

>>135386150
>See woman posting that.
>All they date are womanizing assholes.
>Complain more after assholes break up to hook up with another slut.
It's nice that I finally gave up on women and society. Let's me play more vidya and 4chan.
I am surprised this generation has not all killed themselves yet.

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>>135386206
>your elite intellectualism gives you the right to rule the world.

It's about time you acknowledged my superiority. Now go pour some cement, pleb.

>>135386243

In almost every media that displays family the white man is a cuck !

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>You people are too dumb for me so I will now go watch some CUPCAKE.
>>Idiots think Millennials were born in the 80s. Fuck me dead.
>>A Millennial is somebody born on the year 2000, or later.
>>Gen Y preceded it.
>>Gen X was before that.
>>Baby Boomers before that.
>>Faggots before that.
>The lack of education you gay bitches exhibit is bewildering.


Reposted. Just in case you missed it.
>Gone now.

>>135385780
>BTC/ETH are bad indicators
What the fuck line of thought led you there

>related: SHORT YOUR BALLS OFF BTC ON 8/1 AND LET THE WEALTH REDISTRIBUTE ITSELF THROUGH GOD'S FREE MARKET

>>135386283
Yup. And I enjoy my coworkers and the money I make. And the fiance and the freedom to choose where I put my money and my dick. It's really a shit deal and I love it with dignity.

>>135385809
Of course WE want that - but we have to consider, that Elites have another plan. >>135385975
hahaha - I consider that a compliment - thank you Sir.

OP's question is just shit - he could ask "how can I make more money?", but then it belongs to /biz/
>>135386243
you really have a point - but I think that's a German perspective - we have a tax-paid media (GEZ) with more budget than Hollywood, which only produces filth (not saying Hollywood doesn't) and feeble minded people pick up that filth and turn their lives around it.

Your 2nd statement: What does a Pizza and parents have in common? If they are black, there won't be a meal tonight.

>>135386303
When things aren't produced items become more expensive? Wat?

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>>135381273
>I don't want to disrespect an entire generation.

Why the fuck not? They're terrible.

>>135386206
Oh my god.. you are so retarded, dude.

>>135381273

Because they're all lazy commie cunts.

>>135386435
The degree of speculative investment happening based on literally nothing but speculation

>>135386487
>Gadsden flag
>Low supply creates high demand?
Please dear god be bait

>>135386543
And that doesn't mean you can make money while idiots run head-first off the cliff? Please. Why do you think I said short BTC on 8/1? There's money to be found both ways provided you have the ability to learn.

>>135384073
did they find your internet history?

>>135386283

Sad isn't it. He is working hard though and that is a virtue in of itself.

>>135386403

> work is a dirty word

Spoken like a true democrat. Good thing democrats will be fully kicked out of the government soon enough.

The jokes on you. I'll never be unemployed and always paid big checks.

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>>135386150
>blames it all on: "they just couldn't get laid"

wew

>>135381273
Boomers kicked the rungs out from the ladder of success.

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>>135386565
High supply (produced items) with no demand lowers price for produced items.

>>135386360
>>135386206

> I'm so smart and ur dummm

lol kids, it doesn't matter how smart you think you are.

Diplomas don't generate money. Work does.

>>135386652
Oh you can make money, but it's a sign of the very real tech bubble.

>>135386150
literally me if i'm honest

Why would I contribute to a system that wants to exterminate me and my entire race? NEET permanent general strike is the answer, let's watch it all burn.

>>135381273

Who cares?

>Social Security implodes in 15 years
>U.S. economy implodes soon after
>Millennials move to China while boomers starve

>>135386503

Life goes on.

How does it feel to be an elitist that isn't so elite?

>>135386719
>muh hard work

I use my mind to get "big checks". I go to the gym to work my body. You are so basic.

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>>135386206
You are one of the dumbest posters I've seen on /pol/. Grats famalamadingdong.

>>135386932
>how does it feel to be elite?

Well, I'm set for life after investing wisely... so... pretty good?

>>135386955

> I use my mind to get "big checks"

Ah yes the millennial dream. Having to sit around and do nothing while that democrat money pours in from anonymous sources.

Until it all dries up and they commit suicide.

fackin lols

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this trolling is just not funny anymore. you need new material

people who are aged 19 right now, are quite literally Generation Z (if you are born 1995-2009), the oldest Gen Z member is 22, you are also leaving out almost half of REAL Millenials from your little study.
as per wiki:

>Randstad Canada describes Generation Z as those born between 1995–2014.
>Australia's McCrindle Research Centre defines Generation Z as those born between 1995–2009
>A 2014 report from Sparks and Honey describes Generation Z as those born in 1995 or later
>Author Jean Twenge describes the iGen as those born after 1995.

these all give start date of 1995/96

now, explain to me how Millenials then, start at 1982 or 84? that means millenials generation is 11-13 years long, unlike literally every other gen is 15 years. fucking trolls i swear 2 gawd.

now, irrelevant marketing companies use continuously later years to classify the gens, because it allows them larger windows to market and sell shit

>The Futures Company,[16][17] marketing agency Frank N. Magid Associates,[12] Ernst and Young,[30] Turner Broadcasting,[31] and The Shand Group[32] use 1997 as the first year of birth for this cohort, with Frank N. Magid considering the cohort to extend to at least 2014.[12] A 2016 report from multinational banking firm Goldman Sachs describes Generation Z as those born since 1998.[3

but factual historic and scientific and Accounting firms ALL use 1995 as start date for Gen Z. and 1980 for Millenials

>>135383643
Only low-paying jobs will be automatised, retard

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>>135387015

ur a fawkin geneyus

>>135387071

And why should I believe or disbelieve you?

>>135387106
What are you even crying about? Try to make a coherent argument. I believe in you, Cletus. Use your words.

>>135381608
>millenials spend money they don't have
>millenials are so poor no bank will issue them a credit card

pick one jackass

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>>135386781
>"they just couldn't get laid"

>Baby boomers tell them, "you can be whatever you want to be sweetie, I love you. you're special"
>Women say, "just be yourself! :)"
>Women say they want feminine men
>They date men who don't look all that good, but they apparently have that certain "something", so you introspect 24/7 and wonder what's wrong with you
>Get little interest from girls in high school due to lack of interest in sports and no guidance from parents
>Go to college and suddenly get interest all over the place but surrounded by people you don't know
>College millennial girls start wanting more rights
>Life literally doesn't make sense. What the fuck is happening?
>Drops out of college due to wasted time, annoying unpredictable females and anger issues
>Smokes weed or binge drinks
>Probably eventually dies

>>135387240

What actually is the argument here?

Why are you so triggered about me making big bucks doing hard work?

Does work make you triggered or something?

>>135387204
Why should we believe anything you've said, Cletus?

>>135387250
>credit scores are generated from poor financial sense intuited by bad financial behaviors
>like spending money they don't have
>not by how much money they have in their account

BECAUSE THE DOLLAR HAS LOST 3 TIMES IT'S VALUE AND STEM DEGREES ARE SUPER COMPETITIVE AND OVERPRICED AND ONLY CHINKS GET IN AND HALF THE COUNTRY IS LIVING ON MINIMUM WAGE AND RESTAURANT SALARIES HAVEN'T BEEN ADJUSTED SINCE THE 80'S AND OBAMA WAS THE PRESIDENT FOR THE LAST 8 YEARS AND NOBODY WANTS TO BE A PLUMBER AND MOST COLLEGE DEGREES ARE USELESS AND PARENTS TELL YOU TO WORK AT MCDONALDS BUT IT'S A COMPLETE WASTE OF TIME

>>135387259
Wish that last part would speed up though

Been working in a law firm for 2 years now.

The game is rigger, hard work won't get you anywhere its all backroom deals and scams. Whatever security you think you have and whatever you think you earned can vanish overnight.

Your best bet is to get an education and keep self-improving because that's the only thing they can't take from you.

>>135387449
I know how a fucking credit score works. I'm saying, we don't even have credit cards to blow money with, because no millenial has enough for a bank to issue a fucking credit card to them

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>>135386433
well, that's actually kind of an interesting way of classifying it, by creating both gen Y and Millenial categories......that's actually pretty accurate imo. except that means that you have completely erased Gen Alpha, which is supposed to be birth years (2010-present), because each generation is equally 15 years long. like i said in my other post, real serious research companies all use older dates, whereas marketing companies who included specific Generational branding and product placement use a sliding scale, so they can continue to market to a certain peak age consumer demographic of 16-31 etc. so they will continue to keep sliding the Name of the Generation forward in time to make it seem like this age range doesn't age, thus retaining their purchasing power as a demographic.

>>135383343
>But they don't work like previous generations
>I've heard a thousand embarrassing stories about millennials not showing up to work, calling in faking illness, millennial mangers at small businesses shutting down early because people wanted to go home and causing monthly revenue to tank, coming in hung over regularly, coming to work on drugs
You're talking as if all of this is one-sided. The EMPLOYEES are shit nowadays. You think corporations haven't changed? People used to work for the same corporation for their whole lives, I know such people.

In today's market, you're basically crippling yourself financially if you stay for more than 2 years in a company. Career advancement in the same company means more hours, more pressure, but next no raises, and things like "job security" isn't even a thing anymore. And to add insult to injury, you don't need a recession to justify layoffs anymore, all you need is a way to make "more money" (which at the end, it won't) for the shareholders by outsourcing your work to some Polack.

Add this to stagnating wages, skyrocketing living/education costs and educational requirements for menial tasks, and you can see why Millennials aren't all that into working.

>having sex in the work place.
>because this never happened before
Take off those rose-tinted glasses, will you?

>>135381273
Because time makes You happy and not money.

>>135387588
Because they spend their paychecks on nights that they have a shift but just couldn't miss this edm party.
But I've replied about a thousand times to this thread so I am done. Gnight all.

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>>135387472
Better than anything I could post honestly

>>135387449
Actually thats a meme
Good credit is based on how much money you generate for the creditors. So if you never have any late fees your credit score actually goes down

>>135386848
In that case, agreed. The bubble never finished bursting from the dot com boom. We basically went through a 5-year flag/pennant period until the same trend was matched and it's about to repeat the hurt (in the coming years). Anyone getting in on crypto now is smart if only for learning the basics while it's still snake oil to the average gold rusher.

>>135387449
FOR INSTANCE. HOW COULD I HAVE A SHITTY CREDIT SCORE IF I DONT EVEN HAVE THE MONEY TO BUY SOMETHING OR REPAY SOMETHING BIG ENOUGH TO REGISTER AS CREDIT SCORE

>>135381273
my kid is 22 one year out of college and makes 68K with full benefits in a financial firm

>>135381608
>live at home
Not an option for many people
Also, not everyone has a gf they can share an income with

>>135381338
>stem meme

Trade jobs nowdays make more money.

>>135387373

Why do you believe intellectual is based on a college degree?

;)

>>135387563
>Your best bet is to get an education and keep self-improving because that's the only thing they can't take from you.
Exactly. Specialized contractor work is your best bet in this day and aged. However, in order to be qualified, you need references, so you'll need a day job for a few years first.

>>135387797
Your kid sucked dick in a frat at some point. Gender/orientation regardless.

>>135387797
Oh so he's a kike? How's that working out for him?

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>>135387698
>millenials don't have money because edm parties
What's it like being completely out of touch with modern society?

>>135387806
Work on it or mgtow erryday on /pol/. My set up isn't the only way just giving context

>>135387472
Last guy i new with stem degree and multiple published papers, tv interviews, and invites to give talks at hardvard n shit was making less than me when i had shitty inventory job

>>135387797

> financial firm

One day your son will jump out a window and kill himself when he realizes how useless he is in life.

>Ctrl+f globalization
>0 results
Why do I even come here.

>>135387902
Not everyone spends all day on 4chan

>>135383611
>The interest is tax-deductible
Wow, so now the banks get my tax-money instead of the government.
This changes everything.

>>135387963
Saying it's because of globalization implies there are no jobs.

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>>135387868

>>135387698
Yeah their 200 a week paycheck is really enough to fund life in todays modern society. That's 1/3rd of what the national average salary is dipshit. Working for peanuts. And even if you do save up 5k of it, sustainability is about your income stream not what you have saved up.

>>135387738
You guys do not understand how credit score works. At fucking all. Credit score is all about how much the bank trusts that you're gonna pay them back their money. So tell me, how the fuck can a bank give you a credit score to begin with, if you can't even get a bank loan. You only get credit score once you have the ability to be in debt. You can't really "Be in debt" without a credit card to rack up debt with, and you can't get a credit card unless you make bookoo cash. And you can't make bookoo cash if you're a millenial. ERGO. MILLENIALS DONT HAVE FUCKING CREDIT SCORREEEEEEEEE

>>135381273
>I don't want to disrespect an entire generation. but
kys faggot

Selfish people want it all but they end up losing much more.

>>135388099
This was from someone in the bank system credit department redpilling on how credit scores actually work

>>135386329
gen z

>>135381338
I graduated with an engineering degree.
I have a high paying job, broke into 100k+ last year. What does it matter when the government takes 35K+ off top, can't buy a home because they're all 1m+ for a shitty 3-4 bedroom shack built in the 60s and when foreigners are paying cash for these same house. So forced to pay 20-30k in rent for some shithole every year. Things need to change.

>>135388274
You are correct that it's about how much money you can make the bank. Banks are a business so when you boil it down then yes of course that's their endgame. However, millenials are not part of this system is my general point. Because banks want nothing to do with people who have no money

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>>135384896
>shoot a bow

>>135387926
Lol im not mgtow, in fact i am doing fine by myself. But things have changed in the last few decades and its stupid to just blame people for spending instead of job markets or economy.

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>>135381273
The main reason is that the economy is so hyper-competitive and full of tricky expensive rules and regulations. In times past you could come up with a brilliant idea, and just do it, or "put yourself out there" and find opportunities to 'do X receive money." No more. I am sure I could be very successful with a small loan of $100 million, but having nothing to start with, there is hardly any opportunity to make money. I've been NEET for 3 years for various reasons, and applied to over 100 wagecuck jobs this year. Got 3 interviews, zero offers.

>>135381273
>i dont want to
>does what he just said he didn't want to do, anyways
Didnt read. You shat the bed. That's why

>>135387868
>>135388405
For reference, this one didn't have to suck a single dick to get to this point. Engineer, decent income, perceptive but responsible take on economics -- must be sexually starved.

You faggots don't realize this but if you don't have handy man skills in your life today, you are good as dead in the near future.

Millennials are millennials, whether they are left or right, alt right, alt left. they mostly lazy entitled pieces of shit who have few skills but brag about their elite intellectualism all day long.

White middle class millennials are entitled wannabe jews. They are all fucked in the future because they rely on premade food.

I can literally take a 3 cups of flour, mix it with water, yeast, some flavoring, bake it, put it in packaging and sell them bread for $2 a slice when I only paid $2 for the entire bag of flour.

That's just how it is. Lazy idiots looking for a high paying job while doing little work.

Lazy people get a good ass fuckin and my dick is tungsten carbide.

>>135388405

> I have a high paying job, broke into 100k+ last year.

> can't even buy a shitty house and fix it up

What kind of fuckin engineer are you? Gender studies 101? Are you engineering new pronouns or some shit?

>>135384760
>Their way of problemsolving is so simplistic and wishy washy it could be the plot of a disney movie
gonna use this line for a book some day. or a political shitpost

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>>135388099
>if you can't even get a bank loan

https://www.youtube.com/watch?v=AiFSQ_f12Bs

>>135388393

Fuck Gen Z and fuck Baby Boomers. The reason Millennials got shafted was because of the housing bubble. Boomers buy up all the houses and flip them, and then just rent them out instead of selling so that Millennials will never buy a house.

Baby Boomers raised a shitty ass generation and we tell them so, and then they shit on the generation they raised by doing what I said above, and firing them over small things while they're getting paid $7, but now these older fuckers are like, "YAY GEN Z".

Go fuck yourself in the asshole. They'll be no better.

>>135385757
I guess you got distracted and stopped paying attention

>>135388721
>put it in packaging and sell them bread for $2 a slice when I only paid $2 for the entire bag of flour.
yea that's how selling things works you fucking moron

>>135388769
Gen Z is based. Go smoke some more weed.

>>135383604
>Six months looking for a fucking job.

Bro im looking for a job and i graduated seven years ago.

K i have a shit job for min wage through a staffing agency. But my contract is up soon and im skeptical they will hire me for real. I let it slip to a coworker my previous job was substitute teaching and he immediately started calling me "teach." So now mgmt knows i have a degree bc they think ill just leave. Im a bitter and angry virgin w/ serious social deficiencies and i eat shit and smoke weed and save no money and live in filth. Yet this job is the best thing to happen to me in years. Im a liece of shit with no ambition yet i still have the gall to be a narcicist.

>>135388715
He's paying 20-30k in rent annually, which means he probably lives around the SF area and his salary is shit (adjusted to his living expenses). Let's face it, he might as well be sucking dicks under the boardwalk.

>>135388011
Not everyone spends their days out in the real world instead of being trapped in the same job they've been working for the past decade. Realizing that could do you some good.

>>135388832

> yea that's how selling things works
> you fucking moron

I don't think you quite get it kiddo.

I own them, they are mine. You understand?

The people who can't reinstall their windows computer to default settings. I own them, they are my bitch and when I slap them, money flies out of their pores.

The people who can't change the oil on their own car, can't install a new water pump or can't do their own brake pads.

I own them.

>>135385660
then that would mean millennials are 17 now. which means they are barely old enough to apply at burger king. so why bitch about their college careers when they havent even started college yet you dumbfuck

>>135388721
I gotta put 200k in down payment to buy a shitty fucking house you dumb motherfucker. It's literally gonna take me 7-8 fucking years of living frugally to have a down payment. Just to have the privilege to borrow the rest of the money from some Jew banker to pay for a shitty house built in the 60s.

>>135389038
You're right. Well done, detective.

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>>135387778
Having no credit score is just as bad as having shitty credit. Get a secured credit card and start learning to finance.

>>135386053
It means those who came of age at the turn of the millenium. So people who were in the age range 10-20 in the year 2000.

>>135387130
>tfw 22
im glad im not part of the unemployed millennial manchild crowd. im just part of the unemployed gen z manchild crowd that happens to have edgy political views

>>135389220

> I gotta put 200k in down payment

> I have a high paying job, broke into 100k+ last year

Sucks be a skill less fag who has to pay everyone to do everything for them and end up broke.

>>135388020
This is the problem with millenials, who gives a fuck WHO gets your money? If the bottom line means you keep more of YOUR money in YOUR pocket who gives a fuck? You're wasting time with this "fighting da evil banks" bullshit instead of focusing on your bottom line. This is why you're losing and it's nobody else's fault. Learn how to adult, you dumb motherfucker.

>>135389351
Where the fuck are you getting that from? I pay literally no one.

>>135389344

All you have to do is work.

You're not special. Go work at walmart and save your money.

>>135388099
>you can't get a credit card unless you make bookoo cash

Wrong again. Literally anyone can get a secured credit card with $200. For fuck's sake how stupid are you children?

>>135389455

Then how can you not afford a house?

Let me guess you live in shitty california?

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>>135388913
>Gen Z is based. Go smoke some more weed.

1-2% more conservative than Millennials. Go kys promptly or watch the coming shitstorm. The problem is selfish Baby Boomers and Gen X.

Gen Z is just going to be a useful slave population to them.

Baby Boomers are a bunch of stupid fucks and now we know. Your comeuppance comes by Millennials refusing to work and crashing the whole thing. kys

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>>135381273
how is this even a question considering the world right now?
they're all too busy blaming everyone except themselves for not earning money
and instead of realizing this they double down and go straight towards the communist route

>>135389515

The nice thing is, once you pay that $200 secured enough times, they raise the limit by a couple hundred.

Just put your utilities bill on the card and credit builds quickly.

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>>135388405
>t. faggot dumb enough to live in 4 out of 20,000 cities in the US where housing market is insane

Hey genius, they teach you how to drive to another town and not buy a million dollar house in college?

>>135389038
Salary is shit when I'm getting extorted for rent. It wouldn't be such a big deal if I was putting that money into a mortgage but now is not the time to buy. If I don't have a house when I'm 25-26 I'm gonna go jihad on baby boomers.

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>>135382336
FUCK YES
I will die before i become a debt slave. Gen Z ovens warming.

>>135382035
>I can't into econ 101

because it's not a real free market

>>135384061
You're a piece of dogshit.

>>135383175
>Basically everyone here is millennial

excellent source my man

>>135389537
Where else would I live?
The Midwest? So I can blow my brains out? East coast so I can blow my brains out again? Down south so I can be sweating my ass off with a bunch of niggers? I'll only consider Texas but the job market isn't that great in texas.

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>>135389602
>waaaah I don't have a ferrari like all the people i see on TV
>time to crash the whole system because it's unfair!

Millenials, ladies and gentlemen.

Kek this is why
https://fetlife.com/groups/30186/group_posts/11184691

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>>135381273

BECAUSE BOOMERS WON'T FUCKING RETIRE ALREADY.

I can't get a job because fucking 70 year olds with 50 years of experience are taking my fucking job.

what fuck your geriatric fucks, step the fuck down.

>>135388561
There is a lot more than 'just spending' that is said in this discussion...

>>135381273
I graduated highschool in 2008. I started working when I was 12 with my pops, and worked every summer throughout highschool. come 2008 everyone and adults saying how shit the economy is. it's mostly due to the mentality that came with the times such negativity an bullshit, I've always worked tho did some community college an work but things never seem to workout. but majority of millenials are pussy faggots that think they're too good for work and complain so that's another reason plus all the negativity of shitty economy talk

>>135389820

No nigger, I am an intellectual.

I once made a girl suck me off because she couldn't to afford a professional mechanic to fix her car and she had to work in the morning or lose her job, so I repaired it for $100 and blowjob. blew a huge load in her mouth to

>>135389602
>The problem is selfish Baby Boomers

Yes indeed, the problem is old white people.

t. totally not ShariaBlue

>>135389882

You are one whiny faggot.

>>135389629
Precisely this. I have to imagine underneath all this bullshit "muh socialism" and "boomers are making my life terrible", a lot of the problem with younger people is they've just never been taught the most basic shit about credit, finances, etc. and are just lashing out at whatever is the easiest scapegoat while they roam around like ignorant luddites without a grasp on how the world around them functions.

>itt: people who haven't had to look for a job for 10+ years think they know what it's like searching for work now.

If you're so eager for me to 'just get a job' then give me one, I've applied over and over again to the most basic position and nothing. It isn't my fault that nepotism rules the entire employment market.

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>>135389883
You twisted it. I don't want anything at all. Baby Boomers never taught Millennials drive by spoiling them. That's unironically why some weird Baby Boomer parents I've met have weird child-spoiling fetishes.

Now kill yourself.

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I did

you are a fucking loser

and im surrounded by really annoying losers who feel entitled to everything

i wish i was poor becasue then i would never have realized how fucking stupid lazy and annoying the rest of you are

>>135389984
Guess who brought those mother fuckers here?
Isn't it a coincidence that every country we topple and fuck over just so some Jews can get rich always sends immigrants here a few years later?

>>135381273
We we're expecting the old farts to have automated everything already

>>135389966
well from the sound of it you are a piece of degenerate shit, the shitties shits.

>>135383471
actually its not like you think.

>>135390026
>says the cuck with 31 posts

>>135390124
>Guess who brought those mother fuckers here?

Young people, females and niggers voting for obongo.

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To those who can't find a job:

What was your gpa?

How many extracurriculars did you have?

Did you ever intern?

>>135389688
>getting extorted for rent
1. Move elsewhere
2. Buy a house and own it
3. Be homeless

>Now is not the time to buy
So you put yourself in the situation you're in by choice

>"hurrr gonna jihad some baby boomers"

Why? Because they invested in property, bought it and charge you rent that they're entitled to as property owners? You're epitome of millennial dumbasses that don't know what they won't or what they believe or why.

You sound like a 4 year old that's been told they can't have an ice cream cone and you wonder why people don't take you seriously.

>>135390044

Also I millennials complain that the banks won't just "give them" big loans.

In reality they will give you a big loan but you have to show over many years that you have consistency with your business ventures or income.

Even if you spent 10 years of your life running a business that breaks even every year and your profits are very little, the bank sees that as you have the potential to grow through your consistency and reliability.

They might just offer you that 200k loan to expand your business.

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B O O M E R S

W O N ' T

R E T I R E

>>135389966
>intellectual
More full of it than that girls mouth, from the story that your anticipate sharing as one of three great achievements you claim.

>>135384073
lol damn, IT jobs are easy to get... i have friends that just got entry level jobs with a cert they got. now they make $20+/hr

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>>135387259
>insecure/triggered
>giant wall of green fucking text

wew lad, you're talking to an oldfag that isn't in any generation that's been listed so far going down this thread, so whatever whiny stereotype is in your head, rest assured it is merely you projecting and not anything having to do with actual reality.

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>>135389882
>will only consider commiefornia and maybe Texas to live in

>wonders why the fuck he's broke

Goddamn this can't be how actual adults think.

>>135390054
Wow. That is pathetic. Go work retail or fast food for a few years first. Then entry level

>>135384073
Get an AWS cert and companies will be falling over themselves to deliver truckloads of cash to your house.

>be cook
>own property, mortgage already paid off
>have gf
>don't make much an hour but barely have expenses
>literally zero relevant education for my job
I have an IT degree and its fucking hopeless to find work in that sector. Going to study as a cook/chef so I can earn more.

>>135390226
Move where exactly?
Either I move to the middle of nowhere and work construction or electrician and live like a field nigger or I stay where I'm at and earn great money putting more and more into my retirement and savings and buy a place when the bubble pops again. You sound like a faggot and more than likely you're also a millennial.

>>135390217
>What was your GPA
I got the best of the four eventual grades so it must have been decent.
>How many extracurriculars did you have
Doesn't work that way here.
>Did you ever intern?
'Hi I'd like to intern please, I'm doing this degree and have some experience from this, this and this'
Hear nothing
Find out later they gave it to the hiring manager's nephew or something who 'just so happened' to be applying.

>>135390281
Highlight of this nog's life I'm sure.

>Itt why millennials don't make money

>>135390281

Oh it's happened often... women and cars, it's all profit my friend.

Just like old people and computers. I'd install malware on their computer and every 6 months their windows would lock up. Old Mrs. Peterson would give me a jingle and I'd be over at her house fixing her computer at a bill of $150 to $200.

Six months later, the malware would lock up the system again and bam, it's pay day!

>>135390342
>broke
Where did you get that idea?