>complains about not being able to buy a house >still

>>132131957
>unarchived shill
https://archive.is/h3ZfW

>>132131957
I'm pretty sure its a little more than avocados and bread.

>>132131957
What if we don't eat avacado on toast and still can't afford a house?

>>132131989
I missed you so much

>>132131957

Jesus Christ the guardian is woefully out of touch with reality

>>132131957
Sir if I sell your product can I get a dollar or do me and a million nigguhs got to get together after we ransack your shit?

>>132132115
/the ghetto intellectual vs. the secret calculator always on the bottom

>>132131957

He'd fit right in over at the Republican party.

>If you want to afford healthcare stop buying Iphones. :^)

>>132131957
lets face it, even if it was pure gold toasts those fags would still refuse to take responsibility for their own actions

>>132131957

He's being being facetious, but he's not wrong about millennials being wasteful.

You fags just discovered avocado on toast?

>>132131957

Good luck telling millennials to take personal responsibility for the finances.

>ugh fucking boomers made me take out $50k in student loans REEEE
>ugh fucking boomers make me rent a house instead of saving 3% down for a fed welfare state loan

>>132131957
>get handed over 200k 20 years ago for free
>haha the secret to my success is not eating $0.50 apiece fruits good goy hehe

>>132132326
Your too rich to be this poor son.

Its either a shower or a jacuzzi.

>>132131989
Praise be

>>132132027
Agreed but it's a symbol of the frivolous spending habits of millennials. They also want lattes from starbux instead of drip from home, the latest ifone, "craft" beers, etc.

I don't think he meant a literal financial argument, more of a swipe at the culture. Compare it to the poor immigrants or Depression generation who really tried to save as much as possible to buy a nice home.

>>132132316
I've never had it before Jose.

>>132132591
The main/first argument against this is that it's literally impossible no matter how much you save to get a house on normal salaries nowadays, whereas while it would take lots of saving, it was perfectly possible back then.

>>132132591
I have literally never met anyone who fits this meme. Lots of friends taking bullshit degrees, but otherwise very frugal.

>>132132355
Avocados are like 8$ each dude...

I can't attest to other people's spending habits becayse I dont know anybody but I compulsively hoard money
It's gonna reach a point where I can buy a house and I won't want to, would rather have money and just look at it

>>132131957
>falling for the homer ownership meme
lol fuck off real estate jew

>>132132591
>They also want lattes from starbux instead of drip from home, the latest ifone, "craft" beers, etc.

Mocha Latte Kreuigs are only $1 each and are pretty much on the same level, sometimes better even, than any of these coffee shop """lattes""". Add a bit of whip cream for $0.10 a whip to make it extra good.

>>132131957

i dont understand, avacados are like 25 cents to 50cents a piece when in season, and like double that when not...how the fuck is that expensive when compared with a non nutritious luxury like starbucks...avacados are extremely healthy, thats the kind of thing we should be spending money on, not the empty calorie bomb that a 50gram of sugar starbucks coffee laced with high fat cream that costs $6 a day.

Or are they bitching about millennials going to a restaurant and spending $10 on avocado toast made for them when the net cost should be $75 cents?

>>132132787
>I don't think he meant a literal financial argument, more of a swipe at the culture.

>>132132863
I based it on what I observed in downtown Portland, OR. (I live out in the surburbs and work in tech.)

>>132131957

>its another straw man millenial thread

>>132133016
wtf, even in poland you can get avocado for like 99c equivalent

>>132133105
Now I don't drink coffee (bad for your teeth)
But isn't the cheapest option to buy a Folger's can for $8 that lasts for like a year

>>132132355
You are acting as if the millenial trash wouldn't spend it on more avocado toasts, lattes and Che Guevarra shirts.

>>132133105
Sounds tasty. Keurig has lots of options and it's fast, too.

1 piece of bread w/ some avacado spread + some misc. seasonings would cost, even at retail, no more than $1 to make
idk how retarded and lazy people are to pay THAT much for it

>>132132863
If they have bullshit degrees, then they are in noway frugal.

>>132133264
>a Folger's can for $8 that lasts for like a year
um lol

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>>132131957
The article has good points about people's spending but everyone reading it gets hooked on the example of avocados being the damning purchase

>>132133264
Probably, but it's also a quality of life thing. I buy whole beans and make coffee in a French press. But I'm not going to blow money at cuckbucks, which tried shutting down Mark Dice and importing "refugees" btw.

https://youtu.be/RenapLxbxJU

>somewhere guac on toast cost $22
>somehow the consumer is blamed for the high price

GAS BOOMERS NOW

>>132133016
Not over here, they're literally 2 for a dollar.

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No fucking way that avacado toast cost $22

>>132131957
>coffee
>not eating two go-cubes with breakfast

>>132133290
IF that were true THEN there would be a point to be made. As is, that's just not the reality of things.

>>132132591
Frivolous millennials is a false narrative made up by boomer kikes who want to trick people into believing they actually pay young people a decent wage.

OY VEY! DON'T MAKE ME PAY MY WORKERS MORE! SEE! THEY BUY SUCH FOOLISH GOY NIK NAKS

>>132131957
>Friend complains about not having money.
>While listening to his Beats.
>While tapping on his Iphone.
>While bragging about his designer cloths.
>And defending his purchase of a new phone coming in 2 months.

Ya, I wouldn't be able to afford anything either.

>>132133657
uh yeah actually it is
somebody else could open up a place and undercut the competition by 50% and still turn a fat ass profit margin but nobody does it so everybody willingly opens their butthole for $20 toast

I just go through the self-checkout at the grocery store and ring up the large avocados as small avocados. The larges are triple the price of smalls while being about double the size.

I also make my own delicious bread.

Ah, so it's avocados that have caused house prices to constantly rise.

>>132133554
The reason is pretty simple: if you're going to make a point by using examples, don't use examples that prove you don't have a single clue what you're talking about.
Really the worst part was his "defense" against the attacks he received for the avocado toast example because that's how he showed he was full of shit. It basically went "yeah this redditard found out I got a $5k loan, but that's actually false because I'm a good goy just like you! You see, I got a small loan of $200k AND another one of $5k". What the fuck was he thinking?

>>132133868
What logic is this? You're saying the consumer shouldn't be blamed since nobody's opening a place with 50% undercut, therefore the consumer should be blamed?

>>132131957

So if he just stopped eating $5 of avacado every day he could have that house in 200,000 days or 547 years.

>>132131957
boomer bullshit aside the concept of budgeting does not exist to millennials.

>>132134144
why do you have an ancap flag if you're not actually a capitalist?

>>132134144
sorry I didn't complete my thought
what the fuck is stopping anyone from making the god damn toast themselves for like $1, is my point

>>132131957
>yes goyim that 1 dollar for an avocado is why you're poor make sure you buy some highly processed garbage posing as food for 80 cents instead and maybe one day you can buy one of the houses I own
Gas the boomers, age war now.

Do millenials not buy homes because they're spending money on expensive things?

Or are they spending money on expensive things because they'll never afford a home?

>>132133121
the latter

>>132133810
But I've seen how people of my generation waste money. They also want a "work-life balance" like wtf.

joe and the jew sandwich store sells sandwiches for $12 and another $11 for a glass of juice and it always full of young people :/

>>132134368
>implying shit doesn't stack up over time
>implying the restaurant (((owners))) aren't charging 20 dollars for avocado toast

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Millenial bashing is so tiresome and unjust.

>>132134351
Right, if this is the meaning of the original point, then this is correct.

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>>132131957
>an avocado and 2 slices of bread costs $22 in Australia
>not a third world country

pic one

>>132134568
I went way off track lmao

>>132132591
what were housing prices relative to income?
What were inner cities like back then before the great dindu migration north and west?
nimbyism is a yuge problem, lots of zoning and ordinances to protect property values, prevents decent housing to alleviate prices combined with low interest speculation, combined with cities/states raising taxes to pay pensions/blaot bureaucracy.
But the meme continues
You just have to be motivated!...Boomers graduated high school went to factory job could easily afford house have children. They tried a lot harder...NOT.
If everyone is more motivated everyone simply works harder for the same wage same job but some cant so they drop out.
Not saying there is not a problem, but we've also done a lot better in other ways. young adults are not overleveraging themselves with second houses/cottages/boats/RV's etc. When they do have kids they are not beating their kids and less likely to be drunks and tries to be good parents(excluding dindus).
If everyone tries harder(look at 4 year uni college admission minimum SAT scores constantly rising)

>>132134545
>>implying shit doesn't stack up over time
Actually it "doesn't". You can save $365 per year by not making that $1 avocado toast per day (???), but that's never going to help you buy a house even in 5 lifetimes.

>>132134519
Joe and the Jew is garbage. Idiots behind the counter, idiots in front the counter.

>>132131957
I mean I get where hes going but even if they spend the bare minimun for survival they still wont get a home

>>132131957
>>132133554
It's really because not every poor young person is poor because they are a White/Hispanic liberal college hippie who overvalues "cultured" products like fucking avocado on toast. Fuck, outside of that hippie culture crowd I don't know anybody with money problems who gets "fancy" with food. Most overspend on electronics and going out too often at shitty clubs and other nightlife shit.

So it's not a good line to start on. Wealthy, liberal millennials don't need this advice. In fact, they can use a good monetary kick in the face.

>>132134561
Hey man, it's not a case of homes cost less than annual salaries in 1970 and studio apartments costing 5-10 times your annual salary in 2017. It's just those lazy millenials complaining and buying toast for breakfast!

>>132134561
>Know a programmer who lives in San Fran.
>He makes over 200k a year.
>Brags about how he can work from anywhere thanks to the internet.
>Barley has any money because he loves living in DOWWWWWNNN TOWWWWN $5000 rent a month DOOOOWWWNNN TOWN! $500 dinners everywherrrreeee.

This isnt a joke, he stays broke because he cant stop spending money and blames the rich elite for this problem.

>>132134734
IT'S NOT
ABOUT
THE TOAST

>>132134675
Food is cheap in the third world. An avocado costs less than a dollar here. It's only in 1st world countries that food prices are retarded.

>>132133800
That IS true. Just the fact that most of them cannot cook for shit, which means they eat out and waste ridiculous amount of money. If you are waving around smartphone, you are not frugal. If you don't cook your own food, you are not frugal. If you buy clothes more than twice a year then you are not frugal. If you go out more than twice a month then you are not frugal.
If you waste your money on gym card then you are not frugal. The same if you are in college and drive car. Or don't borrow books in library.
Thousand other tiny things that add up.

Reminder that we are talking about a generation that screams most about open borders, let them in, no human is illegal, they are just looking for better life etc. and then they turn around on the spot and start whining about high prices, no housing and low wages.

I sincerely hope the banks will rape them in the ass, niggers will rape them in mouth and they all starve to death.

>>132131957
Instead of telling people to spend less they should be telling people to campgain against taxation. If your tax money wasn't wasted on shit you wouldn't have to worry about fucking guac.

>>132134845
avacados are like 80 cents a pop even in commiefornia everybody is fucking memeing

>>132134840
THEN
DON'T MAKE IT
ABOUT
THE
TOAST

>>132133900
I do that too. I load my cart up with the organic vegetables but charge them as the regular ones. This is why I'm against automation, because guys like me are able to pull shiesty shit.

>>132133900
Aren't the self checkouts weight sensitive?

>>132134916
trust me people are fleeing high tax states like a fucking exodus

>>132134370
The problem there is the assumption that buying a house is even entering their mind. Things like saving, budgeting, not spending 17 dollars on starbucks everyday, are completely foreign concepts for most of them. They are more like modern day africans, living day to day, indiscriminately spending money on stupid shit.

Boomers are full of shit on a lot of things but they're absolutely right about that.

>>132134734
Are you thick?

Obviously it's not just about avocado toast but general life advice not to spend all of your money on luxury treats and instead save up for a house.

>>132131957
>implying millennials even want to buy a house

Most are content to waste life away leeching off parents and playing video games and blowing money on frivolous things.

>>132134820
Your friend is a retard. I make half of what he has and I'm financially secure in the Bay Area.

>>132135007
yes but certain produce is charged per-unit as opposed to by weight

>>132134489
Wow, they want to be able to enjoy their life and not just be a drone that exists only to labor, how awful, how entitled!

>>132131957
"If you want a house, poison your body with (((our))) processed foods in your prime years."

>>132135081
Have you tried reading the post you're trying to reply to before replying to it? It would make you look less retarded than an inbred down's kid if you did I'm sure.

the media has now became cancer

>>132135114
That's the problem though, many of these people that complain are just really fucking bad with money!
That's why this Avacado Toast thing is such a stupid fucking thing and why people try and defend spending that much on what is essentially a "snack"

What, $22 for a fucking avocado? if thrue, you are getting robbed, here it costs $1.

>>132134950
Must be an Australian thing then.
>22 roobucks for a sandwich
lel

>>132135065
>The problem there is the assumption that buying a house is even entering their mind.
It is.

Let me put this in terms even a boomer can understand: You're about to die, your bank account isn't going to do anything after you're dead, so you blow it all on vacations, luxuries, everything you've ever wanted to do.

Now that you've got a grip on that, realize that most millenials have already realized that financially, they are already dead.

>>132135208
Ok buddy, just keep ordering your starbucks coffee.

t. guy who is not going to be financially fucked in 10 years

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>>132131957
>stop eating healthy, goyim

>>132134561
Awwww, a cute chart. Tell me, is it just a coincidence that it checks out with timeline when women doubled the workforce and immigration of Europeans was switched for immigration of niggers?
Hope all those 'Equality' posters were worth it.

>>132134545
Yeah because heating healthy doesn't save money in the long run and the entire generation lives in San Francisco the only place in the world where there's even a slight possibility of finding toast for 20 dollars. Keep sucking that boomer cock you good little goy.

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>>132134561
W should purge the millennials.

>>132134862
Firstly, you must demonstrate that these are activities that people do. [citation needed].
Secondly, you must demonstrate that the amount of money used up in that process could go toward a house: simply showing that saving this amount of money for 10 years would allow them the downpayment for a local house that a median salary can pay off the mortgage on along with normal living conditions is enough. Until then, [citation needed].

That's not even taking into account the fact that you both think people should improve themselves physically and mentally like the average low-iq /pol/tard but also think they shouldn't go to the gym or have access to any weights in general.

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>>132133839
underrated

>>132135487

Don't kid yourself.

>>132131957

A house on the road that I grew up on now costs £600,000... in fact, any 3 bed house within 30 miles of where I work costs at least £350,000+

my salary is £31,000

I'll never be able to afford a house , this aussie millionaire can eat my arse

>>132135496
>Eating Avocado Toast.
>Healthy.
How about just have a protein shake.

>>132135411
no I bet in the super retarded trendy shitholes like the bay area and seattle it's that expensive as well

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>>132131989
/ourguy/ strikes again

>>132132186
brand new iphone that comes out every year is roughly $1,000
my health insurance costs $80 a month or $960 a year

well would you look at that

>>132135125
Of course, but out actually check if the weight of for example a box of milk checks out. It is sensitive enough to recognize the weight of plastic bag. Weird, might be euro thing.

>>132135372
Avocado sandwich you idiot. From a fucking hipster cafe.

You're a retard if you think anyone other than trust fund kids actually buy this shit.

Most millennials I know live off of cheap pasta and canned beans.

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>>132135601

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Let's assume he's right.

$22AUS = £13

According to The Independant "First-time buyers need average deposit of £33,000, finds housing market report"

So the choice is either a house deposit, or 2,538 days (~7 years) of avacado on toast.

>>132135790
>Yes goyim, get some Wonder bread and some nitrate spread

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>>132131957
>stagnant wages and skyrocketing housing prices have nothing to do with being unable to afford shelter

>>132134734
I only mentioned the toast in the second half of the post. Lets say I spent 15 (cheap for the restaurant price) dollars on avocado toast and 5 dollars on some Starbucks white chocolate bullshit and I did this three times a week every week, then over the course of a year I've spent 21,900 dollars just about I could use instead to save for a house. Thats a lot of fucking money that could be used instead to buy a house

>>132135487
Idiotic leftist thinking, you expect us to sit here and listen to your drivel?

Caveman times:
"Sabretooth tiger is going to kill us eventually, might aswell eat all of the meat right now and never build towards a better future!"

Medieval times:
"Black plague will kill all of us, might aswell spend all of the money on wine and wenches!"


Your kind of leftist, defeatist thinking is disgusting. When you're dead, you won't remember that you had 200 avocado toasts in your life. But your children and relatives will benefit from the fruits of your hard work.

Just admit that you are weak-willed and without self-control.

>>132135802
Yeah I went to Santana Row in San Jose, take my word for it lost of trendy shit to waste money on and the Techies really love cocaine.

>>132132326
>ugh fucking boomers make me rent a house instead of saving 3% down for a fed welfare state loan
This so much, you don't need shit down to buy a house. millennials are worse than boomers.

>>132135868
the yearly phone shit used to not even be bad because you would just sell your old phone every other year where your contract didn't have an upgrade and recoup like 3/4 of the cost so in reality you'd only be spending like 200-300 every 2 years to always have the latest phone but wireless carriers in clapistan are so jewish now they don't even offer upgrade discounts anymore

>>132136058
3120*, I fucked up my inputs, but its still a decent bit of money over the years, and if you save money in other parts of your life as well, you could buy a house.

>>132136055
>stagnant wages and skyrocketing housing prices
But still buying luxury products

>>132134820
I did Iber for two years and i mostly drove millenials living in the hip neighborhoods where the rent is minimum 1400 and dropping them off at restaurants. Their lives are meaningless consumer driven. No kids, dumb marketing jobs, etc. so they derive happiness from spending and trips overseas

>can buy avocados at the store for $1 or less a piece

>>132131957
22 dollars for toast and avocado? what am i missing?

>>132136058
Huh? Maybe I suck balls at math, but 3 * 20 * 52 is 3120, not 21900

>>132132326
Boomers had a production-based economy they outsourced to Asia. Now Western countries have service-based economies. Stop buying from the service sector and you have a recession.

>>132132591

Tution - cost increased 3x or more
Houses - prices increased 2x or more in most areas
Wages - generally stagnant since the 1990s

>just move away from the city
there's no fucking jobs outside the cities

>just don't go to university
not viable if you don't have connections and want literally any white-collar job

>just learn a trade
I don't have a counter for this, but I heard from a few blue collar guys that it's not all sunshine and daisies in the tradesman world either

If you are perfectly average with an average job and an average wage, saving 100% of your
income still doesn't make owning a house realistic. Anyone who thinks cutting down on Starbucks lattes or avocado toast is out of touch with the reality no one talks about, which is that central banks have just totally fucked the housing, stock, and bond markets and there's going to be a huge blowout that will make 2008 look like a fucking joke

>>132136393
see
>>132136297

>>132135570
>because heating healthy doesn't save money

See? Exactly what I said. if you cook yourself, have good recipes and use healthy ingredients, you will save money. Just because some SanFran retard needs chia seeds, roman cummin, sea weed or imported jasmine rice in everything just to virtue signal about their healthy diet, doesn't mean healthy diet is expensive.
I can make whole plate of Raw Cubes for the price of single slice in the Whole Foods.

>>132136312
Because it's no longer possible to save for a house, but luxuries have not grown in value orders of magnitude faster than salaries, thus are still just as affordable as before. Since your leftover money is now no longer viable, might as well use it on quality of life improvements. It's a perfectly rational position, even though one that obviously they're not following knowingly.

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>>132135910
no dude everywhere has the same SCO things and they are extremely fucking sensitive and I hate using them to buy more than like 2 things at a time
>mfw I see some bitch alone at wal fart at like 10pm with a full cart of groceries at self check spending like 10-15 seconds per item ringing up

>>132135739
>yea but you didnt try hard enough-Every Boomer

>>132132591
The one that would actually save milllennials a lot of money is not falling for the rental jew. Of course, this guy would go bankrupt

>>132131957
How much are you making shilling for real estate jews?

Times change. The boomer dream of 3 bedroom colonial in the burbs is over. We prefer avocado toast.

>>132135739
>this aussie millionaire can eat my arse
he's not a millionaire. during the peak of the american housing bubble the largest percentage of interest only loans held by any bank was 25%. one of the big 4 banks in australia is holding 50%.

during the peak of the american housing bubble the largest household income to house price ratio was about 15 times, in san francisco i believe. right now, melbourne and sydney are both above 30 times.

he's not a millionaire, he's a paper millionaire, and he got lucky. i seriously hope that he sells, otherwise his "wealth" is going down with him once this bubble pops.

>>132136376
i can get a pizza for $20. the only people who buy avo on toast for that much are the rich inner city uni students living off of credit caards. disregard them.

>>132135739
why dont you move somewhere with cheaper homes?

>>132136297
And what other parts are these? And how much? How many millennials spend $60 a week in frivolous things? Does the $60 go down to $0 or to some higher values when replaced to less frivolous options? How is needing 15 years to be able to afford a downpayment on a small house viable?

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>>132136676
>know renting is just BtL-ers who have you pay their fucking mortgage
>know buying is just propping up a unjust and cancerous bubble

We're fucked.

>>132132247
I know i visited an old friend of mine down in toronto who was all depressed acouple years ago because everyone else had houses and shit going for us. Hes living in a rented condo with 3K a month rent so he can be close to the city, and when it came timeto go out instead of walking for ten minutes we had to get an uber, and not only that we had to get luxury uber becasue the cars are nicer and the drivers are "classier". So he spent $30 to save us a ten minute walk. Just a waste. Then complains he cant afford a house well i saved my ass off for three years to get a house maybe stop wastign money on luxurious ubers and drinking $200 worth of overpriced alcohol a week and you would be amazed what you can afford.

>>132136422
I went into the I.T. trade basically right out of high school and ended up blowing almost $20000 and several years of my life spinning my wheels and gained virtually zero applicable experience so now I'm 26 working at wal mart

>>132136532
I've eaten rice and eggs this entire year and I've been living hand to mouth the entire time. Downgraded my car payment too.

There's just literally no way.

>>132131957
Avocado is at least as cheap as butter, if not cheaper.

>>132131957
>obsessed with your stupid lawn and your stupid middle class life

>your house gets overrun with niggers and burned down right after you die

Boomers are the worst, completely the "me" generation and they project it on to the millennials that they gaslit -- I mean, "raised"

>>132137057
hello I see you still live with your parents and have never shopped for yourself

>>132136712
See >>132136422
You could move somewhere with cheaper homes, but only if you don't want to be able to afford cheaper homes on account of no jobs.

>>132137003
Maybe swap the car for a motorcycle*.

That's what I did.

*honda scooter that gets about 120MPG

>>132136422
True in I'm in the trades, decent pay but...
Most tradespeople work a lot of hours with physical activity, Destroys the body especially the back. physical stress and dealing with a job they hate makes the body desire alcohol, half of tradesman functioning alcoholics, 1/2 have a DUI at some point in their lives.

>>132136709
Avocados are not expensive, where the fuck do you guys live? It's like 60 cents per cado here in Idaho.

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HOUSING REGULATIONS.
I went to US, fucking houses everywhere, lack of cheap communal apartments (concert blocks made of of prefabricate like in Poland)
t rothbard fan

>>132137126
Except he's right. 5 avocados = 250g butter.

>>132132186
Problem, Faggot? Republicans are right.

>>132137174
And tradesmen are always getting laid off for long periods of time. Jobs that pay people $30 an hour are competed for and desired. They're not just sitting there waiting to be staffed.

>>132132591
Agreed.

I recently went back to college to finish a masters and I would hang out with kids aged 19-25 all day everyday.

The number one problem ALL of them had was zero understanding of how to spend money.

The coffee thing, one of the guys I made friends with was 23. He was always borderline broke, needed everyone else to spot him money, and was totally strapped for cash when it came time to pay rent and bills, every month all year long. He did have a restaurant but he only worked around 20 hours a week, if that.

Despite not having money, he managed to have a coffee addiction that could only be quenched by $5 cups of coffee from Starbucks, usually buying them 3 or more times a day. In between those coffees he'd go with his other millennial friends to the French cafe or Chinese food place across the street and drop another $10-$15 on lunch or just a snack. And let's not even bring up the booze and pot he needs a constant supply of.

The guy is spending around $50 a day on bullshit, and he isn't the only one I'm seeing do it, he's just my example. Fucking all of these dumbshits are broke as hell but unable to see what they're throwing their money away on.

I make my money through stocks and real estate and I grew up in the 80's and 90's. I understand that there are things that you must have now that I didn't have to pay for back then. You're a hobo or a jackass if you think you can get through life without needing a cellphone and a computer now days and that includes paying for internet and a cellphone plan, upkeep and updates of those things, gas is more expensive, everything is more expensive and job pay has barely increased, BUT YOU HAVE TO PAY ATTENTION TO YOUR MONEY.

Spending money will give you things but having money gives you options. These fucking youngsters feel trapped because of their total lack of financial responsibility which leaves them with no options other than being enslaved in debt.

>>132137203
avocados aren't terribly expensive here either, it's just that uni students go to "trendy" cafes set up specifically to cater to them. picture the snobbiest liberal you can, and that's the average liberal arts student in melbourne or sydney.

>>132137152
I live in the suburbs of Texas in a 100,000 dollar house, there are plenty of jobs out here

>>132131957
Who the fuck does this? It seems like a thing American liberals would do...

>>132135606
>they shouldn't go to the gym or have access to any weights in general.

This is exactly what I was talking about - you can have excellent physique if you work out using your natural body weight, do cardio or use replacements for the weights, like bottles full of sand or weighted bag.
You spend shitload for some overcrowded shitjoint, flailing on benchpress, while you won't manage to do fifty pushups and thirty bar pullups.

>you must demonstrate that these are activities that people do

Dude, come the fuck on. Go to any college group at random - frugal guy would stand up from the crowd like a sore thumb.
I recently met one who constantly whined about lack of money, and then she bought yoga lessons for the price of two average incomes.

I'm lmaoing at your life... everyone arguing over the price of fucking avocados.

I can't even look at a useful avocado for $0.50... maybe $3 on "sale."

It's like you're grasping at straws to avoid the point entirely... that you can't spend frivolously and expect to attain wealth.

Spending money on hipster toast, coffee, expensive clothes and accessories, new cars, whatever... If you aren't secure in your finances that's a waste of fucking money. If you want to drink $6 coffee and $10 beers, eat $20 toast and wear $200 jeans you aren't going to afford a house.

>>132137516
>this is what manlet lanklet brainlets actually believe
lol

>>132137414
>and a cellphone plan
get a prepaid phone and recharge once a month. it costs $20.

>>132137285
It doesn't work in the US because Dindus. They were called projects. Their crime destroys the viability and safety of those and due to US laws it cannot be policed strictly enough.
If you can find a small white city, you have a shot at cheap living but its rare and the area will be lacking in white collar jobs.

>>132132355
the problem is the price of a single avocado, the kids he's referring to are not buying avocado in stores making the toasts themselves.. They're spending 15-30 euros at cafes whenever they get the chance!

Personally I have a fairly large income, so I can afford it... but one of my biggest expenses is cafe breakfast/lunch/brunch. I can afford saving anyways, but I have friends who spend the same amount of money as me on cafes but don't earn much money at all, I'm sure they have literally 0 savings and honestly if they'd make the toasts themselves and put the extra money in to a savings they'd be far better off.

Per week I spend approx 100 euros on eating out, that's 400 per month, we've been doing this for around 5 years now, that counts up to 24000 euros = enough for a decent house deposit.

Millenials are spending way too much money on eating out and while I'm one of them, I'm making enough to both eat out AND save but most people don't.

>>132137639
the problem isn't* woops

>>132137414
>$50 a day
WEW, and here I was thinking spending €50 a week on average was much.

>>132136422
>just learn a trade
>I don't have a counter for this, but I heard from a few blue collar guys that it's not all sunshine and daisies in the tradesman world either

Future tradesman here. The problem is that this is just one alternative and if everyone actually were to follow this advice, then we'd ALL be fucked. The reason why trades are a viable option is because trades aren't like liberal arts degrees. If you have people flood into there like they are flooding into unis, now the only option is a 4 year UC degree (im in cali I dont know or care about the equivalent elsewhere) or post post college. Which doesnt fucking work

>>132131957
>Globalism stagnates wages but cost of living keeps going up
>It's because you eat avocados

Sure Jew, Sure.

>>132137639
>I'm making enough to both eat out AND save but most people don't.
Again with the assumptions. Where is your factual evidence that people who eat out are the ones who can't save, rather than can?
Has there been any serious study about the topic? Even just a shitty biased survey. Anything at all? All I'm seeing are assumptions over assumptions on one end and "small loan of $200k which would be about $2m today accounting for inflation and house market explosion" on the other.

>>132132316
Most aren't smart enough to make it at home.

>>132137862
I don't have any studies to back this, only anecdotal. I am a millennial myself and my post is based on people in my surroundings.

>>132137862
Why is everybody with an ancap flag posts like a turboretard?

>>132131957
it makes me lel that avocado is such a delicacy abroad while I can literally shove it up my ass every day and won't get bankrupt. still expensive though.

>>132137862
>Where is your factual evidence that people who eat out are the ones who can't save, rather than can?
>Has there been any serious study about the topic?
why do you people always act as if nothing is true if there isn't a study on it?

>>132133016
They are a euro in Ireland and prices are generally high here.

>>132138023
its not a delicacy its just an overpriced falvorless fruit. The whole idea here isnt that avocados are prohibitively expensive its that hipster faggots are eathing 5 avocados a day and going for sushi twice in between then complaining about havign no spendign money.

>>132138018
>wanting facts and numbers instead muh feelings is being a turboretard
nu/pol/ everybody!

>>132137778
they just think "oh what's $50 I make that in less than 3 hours at work" because they live in an extremely expensive area

>>132138109
>why do people act like muh feels is not a fact?????????

>>132133016
Most of the time in the Southwest at least they are .50-.75 ea.

I agree with a lot of what y'all are saying, I just don't want to coddle the snowflakes.

>>132134704
Sadly, universities have become a way to fleece us. Companies (HRs staffed with liberal arts majors) don't hire unless you have at least a bachelor's, which has become the new high school diploma. SAT scores are just a reflection of how much you practice for the test, so better fork over some money to the SAT industry, too.

>>132135149
I think people should always try to find happiness, but "work-life balance" plus eating out all the time because you don't cook is ridiculous, especially if you're female.

>>132136422
Something that rubs salt is the wounds is how minorities and females seem to glide through this much more easily.

>>132136954
And there are "not enough Americans with the necessary skills" so companies have no choice but to hire H-1B's...

>>132136676
Sometimes but your property value can get nuked through government action like building an "enrichment" center in your neighborhood, it's a calculated risk.

>>132132316
>avocado on toast
yes how about some caviar with your cornflakes and now that we're at it pour in some champaigne too.

This is a fucking meme, if you can't afford to live but spend your money on anything else than rice and beans you are an oblivious fool.

>>132138210
>"not enough Americans with the necessary skills"
le you need experience for any non-minimum wage job face

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>>132133900
>he doesn't ring everything up as cabbage

My parents their house for $36,000. The house is valued online at $1,250,000 to $1,400,000 now.


The neighbors just sold their house to a builder in a private sale. The builder knocked out the door and spoke to my parents about buying the house. My parents told the builder $2,000,000 and he actually agreed. The builder wants it badly because they're building 16 town houses on the 2 blocks after the demolish both the houses.

We're moving out in a little under a month. Parents buying an apartment in the city and also buying me an apartment in the city and will invest the rest.


Fucking happy that I'll finally be in my own place soon, no rent, no mortgage, just bills, going to be so fucking awesome bringing women to my own place to fuck.

I feel bad for guys who are stuck with their parents or living with shitty room mates.

>>132131957
AHAHAHAHAHAHAH
If I stopped eating altogether I couldn't buy half a studio in 30years with the money.
Real estate prices have no connection with wages to begin with.
Mr. business from the article is one in a hundred or more.
I'm highly qualified, and I work a ton, I just lack the liberal fatamorgana spice of "success" (aka no kike mentality).

>getting a meme bullshit degree means you will get a decent office job
>T.genx
>Get all their kids to do it, obviously
>Meme degree jobs demand now out weighs supply

Like clockwork. All the people I know my age (23) are Jew as fuck. Even the ones in trade and without debt.

>>132138270
Yes, and they make the American workers train the foreigners who are replacing them because there are not enough American workers with the necessary skills.

Also, they want master's degrees for some positions, better fork over more money for another paper diploma.

>>132131957

The problem is that people think the only way they can succeed is by getting a fancy sheet of paper by spending four years doing absolutely nothing. It doesn't occur to them that maybe success can come through climbing a position in a "shitty job", maybe invest in stocks, bitcoin, ethereum, maybe play the lottery every once in the while, maybe do under the table shit like sell weed, to really succeed is to get your hands "dirty". This old-fashioned "white picket fence" family doesn't exist anymore. at least not in the way it works.

That's why people are so miserable nowadays. They have this defeatist attitude because they're thinking like a boomer. They're not acting their "age". They are literally trying to be something they're not.

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>>132138185
>observation means nothing
so if i show you this photo of a ghetto, the statement "the people living here on average probably have a low iq, multiple children, and a large criminal record" isn't applicable because i don't have 3 studies backing it up?

>>132138309
where are you, in melbourne? because your parents just sold their house to a bunch of chinese criminals.

>>132132787
Be 27
Have a house with my wife.
Paying it off over 10 years.
We have normal salaries (mid 60s each) in a major metro in Texas.

It's possible if you don't live in SF or NYC (which unless you're making over 100k you shouldn't be living in anyways)

>>132137338
This is true I make $25-35/hr full comp(depends on jobsite). Where I live it's seasonal though because winter.
I am being shown the ropes to co-own it in 10 years or so.
I work a couple months in the winter at a prefab company thats will hire anyone at 15/hr as a laborer, turnover is 100% per year, got to be there 6 months before people remember you, I always come back and ask about so and so and they say who?

>yes goy if you just stopped consuming things I have no shares in and started consuming things I have shares in you will become rich like me
Do you fags really believe you can become rich by hard work and by saving money? Not eating avocado toast won't make you a millionaire, busting your ass off won't automatically make you a millionaire. No rich person will ever try really telling you how he became rich in any other way, shape or form than trying to rip you off with biographies, investment tips and other forms of micro-kikery.

>>132138230
That's what I'm trying to explain to the people angrily responding to my posts. Maybe my perspective is different because I lived in Europe in the 90s when people prioritized better.

>>132137174
>destroys the body
I'm getting tired of this meme. It's fucking physical exercise. You don't destroy your body when you lift, do you?

>>132138457
honestly my plan is to stick with wal fart for a few years and if I can't manage more than 1 promotion I'll try for state
my store is in a really nice area so I have barely any white trash/niggers coming through and I never knew but if you can get salaried at these places you can make a fuckload of money

>>132138309
>going to be so fucking awesome bringing women to my own place to fuck.

They'd rather fuck your dad when you tell them he's the one paying for your apartment and you're actually just a NEET.

>>132131957
maybe he should stop inflating house prices with BtL and interest only? hmm? housing is a den of con artists and ponzi speculators. We're in a massive bubble, and house prices in the UK are higher than they were before 2007....

It's not immigration, it's not insufficient housing stock, it's private debt and asset speculation...

>>132131957
Who's gonna turn down avocado toast? It's got avocado, it's got toast; it's delicious!

>>132132591
I wish I could spend frivolously.
I have to work 70 hours a week to put any money away after bills so maybe in several years time if nothing fucking goes wrong I might be able to get out of the rent jew OR get to school without the student loan jew. Only choose one.

>>132138475
>where are you, in melbourne? because your parents just sold their house to a bunch of chinese criminals.

Yeah in Melbourne. The guy was aussie.

After they sold I spoke to him a bit about the stuff, I asked how they can offer so much n how much they're making on buying the places and knocking them down to build town houses.

He said the last place they did (bought 2 houses next to each other, knocked em down, built 16 town-houses) and they sold for $800k+ each and they build the stuff in like 3-6 months.

I told my parents they should have asked for more, considering they just said YES instantly to the $2,000,000 and didn't even for a second try to talk them down.

>>132133016
Wtf. They're a pound here and pounds are rock dirt worthless right now.

>>132131989
Will you marry me, cyborg sex doll?

>>132138679
>implying the chicks have to know this

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>boomers

>>132138510
You have 2 salaries to work off of AND you're in texas.
I could also go to some shithole in africa or some shit if that was the only concern. Hell, I could retire right now and live like a king for the rest of my life in some of the shitholes the world has.

>>132138958

Lad £1 for an avacado is a con. You can buy an entire fucking loaf of good bread for cheaper than that.

>>132138829
Godspeed, anon. A lot of the people who spend frivolously are going into debt. Why they wanted Bernie Sanders to forgive student loan debt. After people like you avoided college for that exact reason! Just remember, "you don't get what you deserve, you get what you NEGOTIATE."

>>132139001
They'll figure it out pretty quick on their own

LET THEM EAT CAKE RIGHT TIME GURNER? FUCK YOU

>>132138433
>not enough skilled workers
>Full staff retraining their replacements
Bad meme is bad.
Wages would drive people to learn different skills, muh invisible hand would guide us. Instead mass H1b's to cut wages in half for 3/4 the skills.
Think about it. Train replacements(meaning they had they had the fucking skills)

>>132138598
>t. Office worker

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>>132132186
There's nothing enumerated in the Constitution about the federal government sticking its nose in the health industry, paddy

>>132139274
>t. NEET

>>132131957
>avocado on toast
I eat neither bread nor avocados. Is this an expensive dish?

>>132136257
thats totally true. i upgraded every 2 years at almost free-maybe 150 from lg chocolate all the way until iphone 6. but now you just have to pay full price essentially.

>>132138782

It's pretty fucked here in the US too. I'm not one of those cucks who jerks off to the gold standard, but the amount of money-manipulation that happens now that the US is on fiat currency is bullshit. Quantitative easing and fractional reserve banking have lead us to the point where the entire economy depends on the stock market and the housing market performing, and they have to do whatever it takes to make sure that happens.

>>132139342
I've worked in a machine shop for the last ten years and have carpal tunnel from deburring.

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>>132138623

See, I learned that I have it pretty damn good. I work two jobs at the moment and I'm using all that money to invest into shit. I realized that I used to have a shitty, closed, and defeated attitude and now maybe beyond all the people creating assumed scenarios about what's going to happen to me, maybe I'll actually succeed. I see that people put on this invisible Doomsday clock on their head that will run out fast because they don't have a STEM Degree or something. They never let themselves decide "Do I really want that? will that make me happy? B-but it'll make me plebeian if I don't do that." Sheep following the crowd.

The first thing about success is realizing that you have it so good right now. and me? I can be the next guy who brings back arcades or some shit.

>>132139433
An avocado ranges from 89 cents to 1 euro 49 for one unit so yes, I'd say that it's "kind of" expensive. Doesn't help that many hipsters and nu-tritionists consider it being a superfood.

>>132138598
lifts uses proper form to prevent damage and undue strain. I lift as well. it's not a meme. All it takes is 1-5 weird situations of lifting at work to fuck a back for life.
It's mainly the back. Have a coworker who's bicep is at his shoulder and another who has titanium in his hip due to an accident.
also seen fingers and toes cut off, sprain ankles, concussions, electrocutions, need I go on. Freak things happen with no fault, machines and the roll of the dice fuck people up. Had a subcontractor and friend just get killed putting up orange safety barrels.

Not sure if anyone has already posted this, but:

http://www.bbc.com/capital/story/20170530-the-avocado-toast-index-how-many-breakfasts-to-buy-a-house

>>132139660
I literally have no life and almost no friends irl I don't even care anymore
parents ruined my education and saddled me with this fat ass fraud loan that I'm only halfway done paying 6 years later so whatever happens happens and I'm just along for the ride

>>132139217
Just basing if off my personal experience.

They outsource to people who are so incompetent/dishonest that they actually shoot themselves in the foot with wasted time, lowered morale, shoddy products, etc.

And yes, they do make American workers train their foreign replacements, while they insult our culture for not valuing engineers (???).

>>132139104
Its so tiring. I've been on my own since graduating from high school. Been homeless at one point and clawed my way up from living in the back of a kia hatchback. I'm fairly stable doing 14 hour days between a full time welding job and six hours warehousing but I'm tired all the time. I just dream that I might be able to actually start the life I wanted to live by the time I'm 25 (aka the age I can finally do FAFSA shit without including my parents income despite not having contact with my parents for years so then maybe college could be within my price range) or I'll have enough to put a downpayment on a house.

I'm still deciding if I should try and get a house and try and set up something for a hypothetical heir (because fuck knows I can't afford to go dating and save money) to have a better life with down the line or try and improve my own lot.

I fully expect to die before my 50's at this rate and my shotgun continuously feels more attractive. If nothing pans out by the time I'm 25, I'm going to kill myself.

>>132139477

>have lead us to the point where the entire economy depends on the stock market and the housing market performing, and they have to do whatever it takes to make sure that happens.

This is called post-18th Century global economics. The only way to go back is to de-industrialize.

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>>132139905

I mean, I didn't even pass Highschool and I barely know how to drive, will eventually go for the GED but I'm aiming to start my business before all that. I'm slacker who enjoys video games, comics, anime, and tokusatsu and if possible, I'll acquire pic related as my mascot or at least an inspiration of it. That's my motivation. It's better than seeing shitty "depression" memes on Facebook all day.

>>132139980
I totally agree with you.
The immigrants I have seen so far that do as good a job as natives at similar wages are mexicans doing concrete flatwork(sidewalks, roads).

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>>132132047
Are you white? If so, there are plenty of inexpensive homes in rural America.

Not white? Move to a highrise slum in urban sprawl and wait for the inevitable to happen.

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>>132139660

Agree 100%. I feel like this is what is driving leftism (like actual leftism, not /pol/'s idea of leftism) in millennials--they feel the system is stacked against them and they refuse to do anything because of that.

I have a great job and life and live in a great city, and I have a polysci degree. You just have to actually try.

>>132133839
I take it you don't do those things then, how old are you and do you own a house?

>>132131957
Looks really good. But then again if not to be so then you bitches need to...

>>132140501

For fuck's sake do not buy a house. It's a shitty investment and a great way to spend all of your money.

Rent somewhere with lots of employment and education opportunities.

>>132132047
I make a mere £30k a year and managed to secure a nice 2 bedroom end terrace with a garage in lower-middle class area. Just save your god damn money.

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>>132131957
>first avocado
>next meat
>MILLIONAIRE ARROGANT BASTARD!!
REEEEEEEEEEEE

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>>132132186

And that is bad thing because? He's right?

>>132141183
im pretty sure housing prices in the UK at least make sense.

That kind of house here in los angeles would literally cost me five million dollars.

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>>132133715
Food, especially prepared food, is insanely expensive in Australia.

>>132141183
what is rent control like in the UK?
It's rare except in a few major cities?

>>132141471

see http://www.bbc.com/capital/story/20170530-the-avocado-toast-index-how-many-breakfasts-to-buy-a-house

it actually costs about $10 in Australia

>>132140501
You are clearly living in the wrong area. Move to where the grass is greener the cost of living is lower in rural America.

>>132141391
Housing prices make sense when we add in zoning and ordinances along with escape from dindus.
White people in the US purposely use zoning to enforce segregation.
When forced busing/school vouchers happen the schools go to shit and white people move away.

>>132141515

Well I can tell u what 0 rent control looks like in my (Canadian) city. Avg cost of a 1 bdrm apartment/month is $1,727.05 USD

>>132137285

Have you seen the projects? Literally kowloon with niggers

>>132132787
Lol kys faggit.

>>132141391
They do in certain areas (outside of London, my £125k home would be £600k anywhere north of Croydon).

I work just south of central Birmingham so, after identifying areas that haven't gone full Halal (seriously, you cannot order a delivery pizza with ham on it in North Birmingham anymore unless you buy from a chain) I worked through how much my daily commute would cost me vs the difference in price for similar houses and found the sweet spot.

Brummies are far more agreeable to live with than I originally imagined.

>>132141183
>A mere £30k
I work full time and make half that anon what am I doing wrong

>eating a meme food like avocados

>>132141825

also back in the 70s you could buy a duplex in ur 20s on a part-time salary in the burbs of that same city

his land is now valued at $700k

source: i know a guy

>>132132591
fuck off boomer apologist

>>132134820
nobody here is claiming that millennials are intelligent

>>132132591

you know what, fuck you. I am going to tell you fuck you because there are a lot more youth living in poverty now than in the previous generation. And me, and all the other poor youth I know? We don't go to Starbucks and we don't have iPhones and we drink bottom of the barrel shit beer because why? We have no money and we're not retarded. You're just an affluent piece of shit who buys into the garbage the media spews day after day because making fun of millennials is just about as entertaining as talking about Trump's tweets

>>132141391
>Los Angeles

Move away from Gibs HQ. California has some of the highest cost of living and some of the highest taxes in the US. There are plenty of places in the US where a house costs less than $100k.

>>132142030
>Quit current job
>Find a job that pays more money
>Take better paying job

In all seriousness, I need more information to work with. What's your profession? Personally, I increased my wages by identifying which parts of the country had a similar cost of living but higher average wages while also looking at jobs which my prior experience could translate to if I added in some extra qualifications.

>>132134734
Keep being poor faggit.

>>132142030

Either your skills are just not valuable (frankly pretty unlikely), or you're not looking hard enough for jobs.

>>132141737
I can't afford to. Moving has a cost and there's no jobs for someone like me out there. I've tried looking for it but no company will hire if you're not already in the area because they want you working as soon as possible unless its a university educated position in which they'll allow time for relocation.

>>132134820

I knew a guy who has making about 100k a year and working/living in SF. He wanted to move outside the city to somewhere cheaper, like back out east closer to his folks, but his bosses told him no because he had to be available to physically come in to the meetings they held randomly a few times a month. So stupid. Teleconferencing was out of the question. Poor guy. He ended up leaving that job.

>>132142523
Kek I thought that would be the answer, I'm a delivery boy I know it's shit but I can't seem to find a real job that isn't in a factory

>Triple the cost of living, housing, and college while wages remain stagnant
>lmao just ease off the bread and fruit goy, it totally worked for me when I inherited my wealth :^)

These arguments would work much better if they came from another millennial whom is rich from self made work. Strange that you don't see those though...

>>132136906
Buy to rent will be unprofitable to the average person shortly, the changes are phasing in from between this April and 2020:

>Higher-rate taxpayers can no longer offset all their mortgage interest against rental income before calculating the tax due. This will lead to higher tax bills even if investors have not seen their income increase.

>The reduction in relief is being phased in between now and 2020 and will be replaced by a 20pc tax credit. From this week landlords can offset only 75pc of their mortgage interest against their profits. This falls to 50pc next year, 25pc in 2019 and zero in 2020.

Don't worry though, you'll still have (((corporate landlords))) who will definitely be better than private British Citizens who can afford to buy two homes and rent one out to another British Citizen ;^)

>>132136422
>literally any white-collar job
want literally any blue-collar job.

ANY JOB IS THE NEW DEGREE

>>132142822
Is there anything you're interested in? For example, if you have a head for basic physics and maths, you could get a qualification as a health physicist (City & Guilds) for not very much time and money and work at facilities that deal with radioactive material/radiation sources.

The hours would be shit and the work rather dull but you'd be making almost £30k as a starting salary and, provided you're not a fuck up, you'd enjoy pretty healthy job security.

That's just an example, you need to find your angle, it won't always be obvious.

>>132135954
>7years
4 in college and 3 starting your first job. Oh look now you have a career and a downpayment and youre only 25...

Itt liberals faggots that cant into maths.

>>132142030
Dude your salary is not in UK standart. But with your salary you can still live like a prince in Portugal

>>132136547
Coffee used to be $0.30 now it's $5 but keep blaming other people you fucking loser.

>>132143245
Shit anon that's not a bad idea at all, I'd consider myself reasonably intelligent but not enough for a degree. I don't mind working hard for my money but I don't see a long term solution, I'm planning on not having kids so I have more money by comparison when I get old. Being a human is shit

>>132143374
pry average for his age.
most high wage earners are in their 40's-60's

>>132142688

There is definitely work in cities, and you can definitely find one that will give you a little time. You just have to keep looking. Defeatism is the enemy of success.

>>132143374
I think you need to be 24ish for the minimum wage increase to apply

>>132131957
>Australian millionaires

Is avocado supposed to be a luxury product ?

>>132143641
What about those Mom & Pop diners I used to see on TV? I've always wanted to go to America and have a meatloaf and black coffee at one.

>>132131957
>Loaf of bread: 90p
>4 pack of avocados: £1.25
>Deposit on a shite house in London (only place where there are jobs): £30,000
>Mortgage on a shite house in London: £1200 per month

Ahh yes, I'll just cut the avocados out of my diet and then I'll be on the property ladder within weeks, very good

>>132131957
>Burgers paying a shit ton for avocado when you can it lots of them cheaply

Life is good

>>132144127
Is avocado supposed to be good?

>>132143751
There's plenty of jobs out there that require a qualification below degree-level.

>I'd consider myself reasonably intelligent but not enough for a degree

If you're diligent, you don't need to be terribly intelligent or even passionate about the subject to earn a good pass at Bachelors level. I know it's anecdotal but one of the guys I work with has no real interest in science at all but he did better than I did at the same university simply because his end goal was a specific job which required that degree (and a professional registration).

>>132137566
The fucking commie gets it....

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fuck off with your degrees. no one cares.

pic related is the millennial meme if they don't suck it up and take the shit jobs no one else wants. I hear the jobs illegal Mexican immigrants prospered from in a single generation are going to be opening up soon. better see every one of you avocado toast eating faggots lined up and foaming at the mouth for one of those jobs.

>>132143291
Yeah, I think a lot of people like to be defeatist about everything and just cry about how hard the world is, nothing is their fault, there's nothing they could possibly do, etc.

Look, I get it...It sucks compared to what the boomers had. College is expensive, there's no factory jobs, savings accounts have shit yields. But I'm a 25 year old college dropout whose parents didn't give a dime to, and I have a house. Because I realized despite how crap everything is right now, nobody is going to come along and give me a handout to even things out. So I had to put my head down for the first 5 years and grind my fingers to the bone.

And I know plenty of people who have done the same. And fuck off with this 'no high paying jobs', 'no jobs without a degree', 'no jobs outside of big cities' nonsense. It's just not true.

>>132133049
Then where do you live as an adult if not your own home?

>>132137566
>commie with this mentality

No you idiot, a wealthy person earns a lot of money, cutting avocados will not give me you a house, and even if it did, its crap, why I would live like shit to "own" a stupid house.

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>>132131989

27s

>>132144576
because no one wants to feed and clothe your filthy homeless ass

>>132131989
the wiege who gives kike advertisers siege

>it's clunky but i couldn't think of a better rhyme

>>132133715
One of the few benefits to living in california cheap avacados

>>132138156
>spending money means you have less money
>SOURCE?!
kys faggit.

>>132144370
You sound so convincing, was university worth it though? I don't know if I could stomach 3 years of being meme'd into a faggot by Jewish professors. Also is there even gonna be a UK worth saving in 3 years?

>>132142466
Take it easy and read this post I made >>132133162
>I based it on what I observed in downtown Portland, OR.

>>132144709
>what is renting

Daily reminder only the economic illiterate thinks owning a house is good cus "muh no rents"

>>132135601
More like mortgage ownership, except probably the UAE one. Mideasterners save up to buy their homes outright, from what I've been told by the ones I've met.

>>132144865
UK universities are not US universities, we only take courses that are relevant to the subject we're studying, they're not going to teach you about homos if you want to learn metallurgy or whatever.

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>>132144508
he wants you not to buy home from jewman and instead rent from the jewman... people learn to be ur own real estate jew

>>132142123
If anything that post is apologizing for immigrants and Depression-era folks...

>>132131957

yes, because people with no money are spending 22 dollars on toast. whilst multimillionaire property traders are in no way responsible for the housing bubble when they use housing stock for trading

SAGE thread

>>132144865
>was university worth it though
I'm doing a job I enjoy and actually had some fun for parts of it so I'd say yes.

>I don't know if I could stomach 3 years of being meme'd into a faggot by Jewish professors.
That's just the professors and students studying worthless rubbish subjects, like social 'sciences' and arts. The actual STEM professors and students are much too busy teaching/researching and learning respectively to indulge in that sort of puffery.

>Also is there even gonna be a UK worth saving in 3 years?
Look at it this way: if there isn't, you'll have the qualifications, experience and financial resources necessary to move somewhere nicer (i.e. you'll do better on a points-based immigration system).

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>>132132591
LOL, love how much the fucking MSM narrative always switches. One minute millennials are always spending money, the next, they're killing all kinds of industries because they aren't spending their money.

>>132131957
The young generation is really bad with money. If they lived withn an everydayman traditional budget they would be able to afford a starter house pretty early.

Eat out once a month. Drive a decent used car that will keep its value, don't have a computer and have a dumb phone.

When I had my first place I use to get books on tape and my wife and I would listen to them as we cleaned the house. We were also a whole lot more social compared to when we had a computer and a TV.

That is why people look back fondly on the times where they didn't have material distractions, they were maintaining social relationships.

>>132133715
Australia's minimum wage is currently $18.29/hr. Everything is expensive as shit there.

>>132131957
Avocados are good. I want to eat them with a girl.

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>>132133264
>that lasts for like a year

>>132133016
Not in Australia.

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>Muh H1Bs

Do those actually pay well for immigrants? Can I expect median salary for an engineer if I apply?

Surely you guys hire 1st world talent and not just chinks for pennies

>>132145308
>>132145067
Very reasonable points, gonna leave the trap magazines at home today I have lots to think about

>>132145384

Funny that past generations enslaved in debt tell us we're "bad" with money, try again sweetie.

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>>132145258

>>132145108
He is a fool

>>132138152
Probably means if you go to a hipster coffee shop they'd probably charge too much for the toast, like they'd charge for a coffee

>>132132863
I don't think you know what frugal is. Most millenials spend 44% of their food budget eating out. That is fucking retarded. The electronic budget is out of contol, with computers, games, speakers, TVs and all that crap.

Frugal isn't buying cheap stuff. It is taking care of your own stuff and going without.

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>>132131989
Im getting strong superhero vibes from this man.

>>132145626
Good luck. You never did mention if you had any interests (primarily, STEM-related). It's a shot in the dark but I may just happen to know about some little-known job which aligns with that.

>>132145330
>"Promiscuous" Millennials Are Killing McDonald's
Made me kek.

I've also heard that we're "killing cable" because we don't own TVs in general.

>>132140725
Similar wages? Are you on crack?

>>132145760
Especially the girls who eat out all the time because they don't want to cook, how pathetic.

>>132145878
The 'millennials killing <X>' shit is pure cancer. In the free market, if nobody wants to buy your shit, you either figure out how to make shit people want to buy, or you go under.

Please, fellow millennials. Kill golf. Kill Applebees. Kill comcast. Do it now.

>>132145384
>The young generation is really bad with money.
Boomer meme. It's completely bullshit. I know a lot of kids, from all generations, and each one is no different from the other. "What I did when I was young" is meaningless and irrelevant, that world doesn't exist anymore. Housing prices weren't as insane as they are now when you were younger. The cost of living wasn't as high, back then you could actually get more than 1% on a savings account, and you cooked as little as they do, but everything was cheaper then.
Plus, the world YOUR generation created depends on them spending all of their money on $6 cups of coffee and spending $500k for cracker boxes in Oakland with bars on the window, so YOUR retirement is set. You created the world they have to live in, and you shit on them constantly and wag your fat, boomer finger at them, all the while living fat off the money you stole from their generation.
So just fuck off, already, m'kay? They'll be fine. They'll figure their shit out, just like you did, and just like every generation has since the dawn of mankind.
But don't count on them supporting you, when your depends need changing. Your shitty attitude now has made that less than likely.

>>132140879
>great city
>Chicago

LAWL

>>132145861
The main interest was always the invaluable yet valueless subject of history, but I suppose the main interest was engineering or chemistry. I liked the practical aspects of engineering but got in way over my head with the theory and fell too far behind

>>132146162
>Boomer meme

Boomer meme in a sense. The boomers were just as bad, if not worse with money. But that doesn't change the fact that millennials are still bad with money on an individual level. You can't spend all of your money at Whole Foods and then complain that 'the boomers made me do it'.

People who make a quarter what I make live more lavishly than I do. And then they complain about it.

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>>132145634
>>132145878

It's MSM clickbait shit. If they don't get you with white guilt, they just get you with millennial guilt. Boomers built up over 100 trillion fucking dollars in projected debt in just the U.S. alone, and they have the nerve to call young people entitled for wanting affordable housing. Fucking cancerous shit, all of it. The only consolation is that the globalist Ponzi scheme is all going to come crashing down one day, and it'll be glorious to watch.

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>>132131957
>Avocados are like $1 here
>Loaf of good bread is like $1.99

?????

>>132142072
Back in the 70's, people didn't buy houses until they'd settled down, raised the down payment, got their income to the right levels, and then jumped through insane hoops to get a mortgage.
People in their 20's RARELY bought houses. That nonsense started at the tail end of the 90's, because the real estate vultures needed a new market to sell their overpriced shit shacks to.
Nobody bought duplexes on part time salary. You're either making it up, or heard it wrong. Mortgages were fucking HARD to get in the 70's.

>>132144131
Ya we still have them. Unlimted coffee for like 1.25. Comfy as fuck.

>>132131957
i never ate avocado :(
my family grow its own food. its cheaper that way

>>132143641
Coffee is still $.30 if you buy good (not hipster brand) coffee beans and make it yourself.

If you buy Starbucks or any of the hipster coffees, you're just fucking retarded.

>>132146498
Survivalism/prepping is the answer, but only a tiny fraction of the country does it. Imagine what would happen if the grocery stores closed down for example.

>>132146409
For history, you're pretty much shit out of luck. The job market is pretty small, heavily saturated and requires quite a high level of education to make even a modest wage.

>I liked the practical aspects of engineering

If you are good at troubleshooting, you could look into becoming a field service technician. There's apprenticeship programs in a wide range of fields for a variety of companies. You'd travel a lot but, as a delivery driver, I'm assuming you don't mind that. After qualification, pay starts in the mid-low £20k range and goes up solidly with experience.

It is something of a limited career in terms of progression, there's no direct path to making huge amounts of money but you can always leverage the experience you glean or use your free time and money to study towards something that pays even better.

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>>132146485
>tfw earn very little money, but it's okay since I don't need anything
They can't jew you, if you have no desires