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How do poor / unsuccessful people exist in America? I got an

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How do poor / unsuccessful people exist in America?

I got an apprenticeship at 18, just showed up to work everyday and did as I was told. I'm a foreman now with my own house and a good life

You really have to try to fail in western countries, why are some people such failures?
>>
>never finish high school
>never had an interview
>get jobs during lunch and by being a good talker
>make more than anyone I know
>have a savings account
>I'm the bank to all my friends loaning them money
>I ask for interest
>they pay it
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