Why am I paying 450 dollars monthly for full coverage 500 deductible

>>17567335
Seeing as you browse /o/, I'm going to assume that you are male and between the ages of 16 and 35. Insurance companies will charge you more if you fit either of those categories. Woe unto those that fill both.

>>17567355
>Insurance companies will charge you more if you fit either of those
$450/month is absurd though. I pay less to insure 4 cars with pretty maxed out coverage.

>>17567355
Fuck. I thought the magic number was 25 when it comes to insurance?

I drive an Infiniti M45.

>>17567335
What fucking car are you driving?

If you're driving something fucking expensive and you live in Baltimore, that's probably the reason.

>>17567335
ayyy whats up Baltimore anon. what are you driving?

>>17567385
I saw a silver m45 at the gas station today. They're pretty dope. What year?

also dont mind me, >>17567388 just being a faggot

>>17567335
Auburn, Maine here.

I pay $95 a month for full coverage. Ive been rear ended once and I hit someone once. New car too.

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>>17567386
2005 Lexus IS300
>>17567388
Hey fellow Baltimore anon. You've probably seen me around if you hang around the Hamden area.

>>17567422
I usually stick to the glen burnie/marley station area. I attend meets fairly regularly there, chances are ive seen your car more than once. if you've ever attended. Are you a fortunate enough individual to have found a manual IS300?

>>17567422
I mean, it's almost definitely a combination of your location, your age, your gender, and your driving record.

You'll pay less where there's less risk of course.

>>17567335
What are these PS1 bandicoot feels...

>>17567335
You must be getting ripped off dude.
I'm 23 and driving a pickup with a V8 and full coverage costs me $220 in the city. I'm currently pricing out insurance in the rural area where I live and it looks like I might be paying as low as $150.

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>>17567462
>tfw i pay 220/mo and i dont even have collision coverage
I have an at-fault accident on my record and im under 25, so its completely my fault. Still, i wish i could get a better deal driving a 20 year old shitbox, and believe me i looked.

>>17567470
Honestly if you don't mind getting into a car loan go to a dealership and pick out something you like. If they are desperate enough to make a sale they will pull some strings and find a reduced rate for you.
I bought my truck brand new when I was 21 and everything was pretty much finalized until I told them the insurance is the only issue with buying it. At first the guy told me $450 a month and I told him that it is not something I can work into my budget.
Guy calls me back the next day again and tells me he can get me a special rate of $250.

>>17567335
Because fuck you that's why

>>17567335
>Why am I paying 450 dollars monthly for full coverage
Because you're stupid.

>>17567335
>Is it because I live in Baltimore, Maryland?

Probably.

are you young and on your own insurance? if so then that's why

>live in California
>Be me
>Turned 16
>Worked my ass of to afford an mr2 as a first car
>Only cost my parents $1400 a year to insure with collision and liability
Now it only costs me $890 a year to insure

I feel like Shitbox Grandpa here, my 1990 Crown Victoria costs me 45 a month for full coverage and a 500 deductible with 0 glass deductible. I got big windows and kids are dickheads.

>>17567335
because of your reckless faggotry

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Because you live in a high crime area ruled by Democrats.

OP, go here and quote with progressive plus a shitload of other places

https://www.progressive.com/agent/value-of-an-agent/guidance/

also quote direct with GEICO and Esurance

>>17567385
for geico in NY and PA, 25 is one threshold and 30 is another for single males.

>>17568216
even that's still ridiculous. at age 22 in 2012 I paid $200/mo for full coverage on a 2002 camry with good liability limits (not state minimums) and $500 deductibles

>>17567385
>infiniti m45
may be classified as a "sports" sedan instead of a regular one with requisite surcharge on rates. was a problem on the 2001 nissan maxima I drove, until my brother totaled it.

Jesus. I pay 313$ CAD and I live in Brampton with one speeding ticket.

>>17567335
Find a different insurance company, I'm paying $280 a month for a g37s and i thought that was high.