So I got pulled over for being a speedyracer and got 6 points

im gay

>>17255440
No one here knows anything about anything, me included. Try reddit.

Insurance will find out eventually. Buying a new car will probably trigger a check though to make sure you didnt wreck your current one

Don't give them a reason to look into your file or go through any violations you have. That will cause your rates to go up.

They'll find out one way or another but if you don't get convicted or proven guilty or they get thrown out they should go back down

But I have no idea. I've only ever gotten parking tickets

>>17255440
insurance do annual or biannual checks on your license. they will find out eventually.

>>17255493
>>17255484
>>17255478
Will I have to pay them retroactively?

I'd rather them find out later than sooner, so I don't have to pay the higher rate now.

>>17255502
No, probably not but I don't know what your policy or provider or the law for that matter states about retroactivity with premiums

Generally my understanding is that once you're convicted (or admit guilt or whatever words you want to use) they report that to your insurance almost immediately, even if your insurance won't do an annual check for another few months

>>17255577
Guess I'm not gonna buy it then. I'd rather keep rates down for 10 months (hopefully forever).

>>17255638
Then stop driving like an idiot

get a lawyer numbnuts, it'll be less points and a lower fee.
if you're in new york getting 6 points requires you to pay $100 extra per year for the next three years as a "responsibility assessment" plus $50 per year for every point above six. eleven points and your license gets suspended.

t. got nailed at 53/30 (6 point offense, the road is a 1:1 sparsely populated road similar to older state routes, my fuck up still) and with a lawyer the plea bargain was ignoring a stop sign (2 points), the plea bargain included me agreeing to take a defensive driving course. thanks to the lawyer, rather than getting fucked on insurance and registration premium, my insurance rates actually went down from the whole thing (GEICO didn't care about the stop sign ticket and defensive driving has a mandatory 10% insurance discount in NY).

>>17257867 here
>reread OP
>you got a lawyer
okay then, insurance won't care until your convicted, at least in NYS. you can double check with your lawyer, but it shouldn't matter if you switch insurers or add a car preconviction.

there IS a risk of them raising your insurance later once you're actually convicted, but it depends on the offense and the insurance company.

>>17255440
>Insurance doesn't know about it,

You are legally obliged to inform them of any pending court appearance that influences your licence and and added or pending points. You are in effect driving uninsured and are as such worse than Bin Laden.

>>17257879
he's not convicted yet, at least in new york any pending conviction would not be relevant unless there was some other factor (e.g. arrested for DWAI/DUI and license suspended; the license suspension would be relevant).

once convicted it'll show up to the auto insurer in their routine checks of his driving record, and if he shops for a new policy or his current company asks him, he has to disclose any convictions honestly.