Sup /o/ recently bought a used car I'm doing payments on, I have a 5% interest dealer said I can refinance later for "better deal" how do I look around and find a better loan? I had my dad cosign for me if that means anything
> recently bought a used car I'm doing payments on
>how do I look around and find a better loan?
shoulda done that work before you bought bro
now that you have driven that car off the lot it is worth less than you owe and no one is going to give you a loan for more the car is worth.
I have nonexistent credit, my dad has flawless credit, with that said realistically am I able to get better deal?
>>16907263
I put 10k down and have 17k left to pay, so do I just bite the bullet and pay it off FAST? think I noticed later on is that 1500 is most I can pay a month. It's through wells Fargo
I cosigned a car for my mom, and she's been having a hard time refinancing the loan.
>>16907330
So might not even be worth it better off just paying off quickly it seems
>>16907271
>wells fargo
refinance with literally anyone. they're a shit company.
>>16907385
Is wells Fargo really a mistake
>>16909192
Yes. Fuck them.
Use a credit union
>>16909199
What's best approach just calling em up and telling them I got a 5% rate "can you do any better?"
>>16907253
damn dude that's rough. 5% is fucked. i wish you the best of luck.
>>16909218
You need to sit down with them and bring a ton of information. You can always call and ask what you need to bring.
>>16909235
Thanks senpai,
>>16907253
How did you get 5%? I got 3.99 on a $10,000 loan and I didn't even have proof of employment.
>tfw first loan had a 44% interest rate
Thanks Dad
> first loan had a 2.6% interest rate