If you don't pay for a car in full up front you don't

i am free thinker !!
i am also free from owning anything !!
Lololololol Kek

if you don't take advantage of ridiculously low interest rates and invest that money into something that will make money you are doing it wrong

Thank you captain obvious. I have a mortgage and know the bank really owns my house. Still doesn't change anything.

>>16812634
Ok.

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>>16812634
Seconded. loans are for clowns.

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>iou from the government

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>>16812634
Thats why I only buy used cars in the $10k-$15k range so I can buy them outright

>mfw poorfags and normies are so bad at managing their finances that they can't save up 10 grand in their savings account

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>>16812683
with all that money you could afford something better than a potato camera

>>16812698
>FIAT Currency
>actually getting your money from FCA
enjoy your rust

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>>16812658
Radiohead put it best, "You do it to yourself, bah-dow-dow, and that's what really hurts."

Go, drive back to your freshly-mortgaged house in your leased-out Ford. Go lay upon your bed, listening to the ticking of the grandfather clock, you'll break; paying off that next monthly installment was the only reason you got up in the morning, went to work and exchanged the time of day with your fellow drones.

Pah! Existing with nothing to strive for is no existence at all. A life free of debt? You naive fool! DEBT IS YOUR LIFE!

>>16812709
did the cop crash at 30 seconds?

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You can get a new car with 0.0% APR. They also come with warranties. The only payment you make is the one going into the equity of the car. Your savings can go into a house or another appreciating asset.

Or you can blow all your savings on a depreciating asset, and pay out the ass to keep it running because you thought buying a 100K mile car upfront was a good investment. You definitely own the car now.

Don't do that.

>>16812709
>>16812724
>gun also changes hands

what the fuck

>>16812634
You're right but also

>paying in full for a highly depreciating asset.

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>>16812709
I have a better one. I keep that phone to take pictures with out of pure spite for /o/.

>good phone

also if I run from the cops it wont be in a beater Maxima

>spend thousands upon thousands on a car

>an uninsured driver hits and runs
>your hot water heater fails
>some pipes in your basement freeze and burst

you now have no money and are dead in the water

>>16812745
>out of pure spite for /o/.
gotcha

>>16812751
>what is full coverage

>>16812752
I also use it as a business phone, TheSilentCircle and Signal are on it.

>>16812745
is that a caddy? i dont recognize the shape at all.

>>16812706
>Thats why I only buy used cars in the $10k-$15k range so I can buy them outright
I'm right there with you but I am a poor fag...

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>>16812769
Its a DTS, company car.

>>16812796
Company car with those rims?

>>16812812
Mexican Drug Cartel LLC.

>>16812634

>Credit score is nearly 820 because I've financed a car fully
>Low maintenance cost because new
>Can still trade it in for nearly half its original value
>Still have a good amount of dosh sitting around and never blow it all at once

Its like you hate financial security or something.

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>>16812819
>mexican

never. mexicans are awful at marijuana.
but more or less anon gets it.

>actual company vehicle

>>16812683
>the drug dealer that just got out of state prison is lecturing other people
TOP KEK

>>16812856
as if prison is a big deal.

>>16812933
Three or four months, not so much. When they bust you for drugs again and you get 10 years in MCF losing the best years of your life, less so.

>>16812968
How do you figure I am going to get 10 years?

I don't involve myself in hard drugs. I could get caught with 217 pounds and I would only get 24 months worst case with my current felony points. and I'd only have to do 67% of that.

>>16812722
>>16812634
Kys my man. You're also just a neet complaining about others like a typical loser

>>16812984
Better off selling mexican tobacco and valiums.

>>16812984
the stay of imposition after your last probation violation?

>>16813012
There is 44 days left on that sentence. My probation is a joke right now.

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>>16812706
>Buying cars in the 5 digit catagory

>>16812634
If you drive a car that pulls you with the front wheels then you are a faggot