Why do so many people fall for the credit jew and finance vehicles

>>16706833
Because people with an above-high-school level understanding of household economics realize that financing can be a smart option if the alternative is emptying your bank account

Then, of course, there are all those retards who only look at monthly minimum payments because they ACTUALLY can't afford it, and sign on for it without fully realizing what they're getting into or how financing even works, basically they're just idiots

The goyim is inferior to the jew, too stupid to understand how credit is usury

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>>16706833
Radiohead put it best. You do it yourself, bah-dow-dow, and that's what really hurts.

Go, drive in your newly leased car, back to your newly-paid-off house. Lay on the bed and listen to the ticking of the clock, you'll break. You'll be back, begging for more greenbacks.

Paying off that loan was the only reason why you got up in the morning, wet to your job and said greetings to your working dullards. Existing with nothing to strive for is no existence at all.

A life free of debt? You naive fool. Debt is your life

Because people are stupid animals who seek pleasure. They make payments on more car than they can afford, more than they deserve to drive, and more than they ought to drive.

You shouldn't be driving anything more than a Toyota Camry unless you make >$300,000 a year. Even then, just an entry level Lexus ES at most. 99% of Americans have no business driving the cars they do.

>>16706944
Yuropoor detected

>im not allowed to buy a camaro unless i make enough money to buy 10 every year

>>16707307
Funny because there is a thread right now about how ameripoors cant pay car loans

>>16707321
So do i still have to make 300k a year before i buy a camaro?

>>16706833
>posting acting like you're a financial savant
>equate financing with not being able to afford something
>not having a clue how credit works and how to utilize it for your benefit
You're so fixated with the "credit jew" that you don't even realize that the way to beat him is by using that same credit against him.

But what do I know? Go ahead and tell me more about how financing 80% of my fully loaded 2SS at 1.49% was a poor decision.

>>16707332
No, but you do need to be boning your cousin.

>>16706833
Be responsible
>have no credit when young
>get job
>take a few years to be promoted/get raises
>save up a down payment
>find reasonable car you want at a reasonable price (for me $6000)
>finance at high interest rate because you have no credit (29.9%)
>pay for one year on time at minimum
>suddenly have positive credit
>refinance car through credit union
>now 4% interest and far lower payments
>pay for one year at minimum
>pay off car entirely after that year asap
Bam you own a car.
During all this:
>get credit card
>use for fuel only
>pay off every month
By the time you have two years worth of solid credit from the car and one year+ of a credit card you should have a 750+ credit score.
Im well on my way to buying a house in the next few months because of my credit score.
Took a couple years to basically become a home owner.