hey /o/, ive decided that i will be buying a 964 in the near

>>16534447
and obviously i need to wait util i have a credit score before i even go to the bank for a loan. are co-signers a good idea?

Co signing is good but your credit won't be helped as much as if you did it yourself. Be sure to add sales tax, dealer fees, and registration fees to the cost too.

I have good credit, was a first time buyer but had a mortgage and credit card. Went through a credit union, their one condition was no shorter than 72 months, no "short" term allowed. But there isn't any penalty paying it off faster.

>>16534479
a 72 month would be perfect, in fact i wouldnt mind a longer payment plan as i dont see myself getting rid of the car. thanks.

>>16534499
>i wouldnt mind a longer payment plan
But you'll end up paying more on due to interest. Shorter the better.
Check rennlist 964 before you make the devision and talk to the people who have owned these cars for years.

>>16534499
if you can easily afford 30perc down, then why don't you hold your horses and wait until you can put >50perc down instead? Every penny you put down upfront is a penny that wont be milked out to 3 pennies or more.
This is just my personal opinion, but i absolutely hate the thought of entering a legal bind with some bank or loaner. Unless its a house, i will happily stay away from these people and i advise you to do the same.
When it's about money, dont trust anyone. And especially not someone whose business model is so centrered on money.

>>16535341
cont.
Its not like the cars are all getting wrecked while you're waiting.

Man i dont even get this mentality. I was raised to only ever buy things straight-cash unless absolutely neccessary.