Alright /o/. Busrider questions here. I'm 18, thinking

Insurance pricing is based on two factors: self insurance (personal medical, collision, and comprehensive) all of which you can essentially take the bare minimum for if you don't give a shit about yourself or your car (good idea if you're driving a 30 year old Miata)

The second half is determined by potential for damage to others and the minimum liability required by law. This is why motorcycle insurance is so cheap. If you crash, the only person you're fucking up is yourself and the same is more or less true with the NA Miata in your picture. Characteristics like coupe do matter but they are just accessories to the overall situation. The difference is negligible/not worth fussing over if you're driving a shit box

>>16492703
I never uderstood the insurance issues people have on this board. Just buy the car under your dads name or something to keep the insurance low. Fucktards

>>16492815
>Everyones has parents who drive/would put them on their insurance

>>16492826
>his parents dont love him

LELMAO U GOT KEKED.

>>16492703
Mostly myth. 2seaters = sports cars = crash more.

>>16492703
It's a meme. They count the amount of accidents for given car. A Porsche 944 has lower insurance class than a Golf or some Astra.

Miata NA is pretty much the cheapest car you can write insurance on. Apart from classic Mini I think

File: athf_ep038_02.jpg (35KB, 400x300px) Image search: [Google]

35KB, 400x300px

>>16492703
why would you get insurance youre just gonna die as soon as you crash it

>>16492703
> call insurance
> if I do x what would my rate be?
> problem solved

Fucking millennials