I recently had a radiator hose replaced at a garage as the fan

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I recently had a radiator hose replaced at a garage as the fan cut into it , the garage informed me they tied the hoses back with cable ties to prevent the chaffing happening again.

A week later im driving the car back from seeing family for xmas and a hose blows off and looses all coolant on the highway. I take a look at the engine and whilst looking for the leak i notice the radiator fan is unplugged.

I leave the car to cool and wait for a recovery truck. When it arrives the guy tries to start the engine and it blew blue smoke out the tail pipe and juddered and died.

Im now back at a hotel paid for by the recovery insurance. And i have a few options I can have the car towed back to my family and get a wrecker engine put in by a friend. Or have it towed back to the garage that neglected to plug the fan in. But the recovery insurance have told me it will cost them $1000 to have the car towed to my home address and to the local garage that did the work. the insurance company obviously dont want me to have the car towed so far and have already offered me a rental. I havent a clue what to do as the car is only worth around $1500 although another engine would only be $400 i don't really want to spend more money on the car. And i would rather buy something a bit better as i can afford another car around $3000