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Is it legal for an auto dealership to obtain a pre-qualification

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  3. Is it legal for an auto dealership to obtain a pre-qualification
Thread replies: 6
Thread images: 1

Anonymous
2016-12-20 12:00:24 Post No. 16345748
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Anonymous 2016-12-20 12:00:24 Post No. 16345748 [Report]
Is it legal for an auto dealership to obtain a pre-qualification in your name?

Backstory: I previously contacted them for viewing a vehicle but changed my mind. Now they won't leave me the fuck alone.

I know it's not the same as getting a pre-approval but won't they still be pulling my credit? How fucked am I? I haven't given them any info so I am assuming it's all just b.s. to try to get me to respond.
>>
Anonymous 2016-12-20 12:09:53 Post No.16345810
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Anonymous 2016-12-20 12:09:53 Post No.16345810 [Report]
>>16345748
This is basically what email says:

Based on the information you have provided me, I have obtained a loan pre-qualification in your name for one of our finance programs.
>>
Anonymous 2016-12-20 12:12:45 Post No.16345833
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Anonymous 2016-12-20 12:12:45 Post No.16345833 [Report]
>>16345748
Check credit karma to see if there was a pull. It's probably just a scam to get your money
>>
Anonymous 2016-12-20 12:44:31 Post No.16345964
[Report]
Anonymous 2016-12-20 12:44:31 Post No.16345964 [Report]
>>16345748
they're probably trying to fearmonger you into buying something.

If you didn't sign anything I don't think the dealer can legally do shit to force you into buying a car.


t. not an american
>>
Anonymous 2016-12-20 12:51:12 Post No.16345988
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Anonymous 2016-12-20 12:51:12 Post No.16345988 [Report]
>>16345810
i got preapproved for some shit loan and it actually popped up as an open auto loan on my credit report, even though i didn't accept the loan or sign anything
>>
Anonymous 2016-12-20 02:06:18 Post No.16346293
[Report]
Anonymous 2016-12-20 02:06:18 Post No.16346293 [Report]
>>16345988
Did you do anything about it? How did it get resolved? Can you sue those fuckers for it?
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