Getting my first cat loan what's the best way to go about this? Don't really want to put a down payment down either, also any way I can get insurance under my dad's name to keep costs down
>>16026473
Don't do it OP
Lease a dog instead
>>16026473
Quite the tuck job hnnng
>>16026473
how much are you wanting to spend? how old are you? do you have a job? how much do you have left over every month? why don't you want to put anything down?
>>16026502
You forgot
>>16026473
Did you go upstairs and ask your fucking dad?
>>16026473
Are you black?
Do you want to be in debt?
Then go right ahead with that plan if you are white tho get a job save money buy with cash and enjoy your hard work paying off.
>>16026502
22 ~50k a year want a car 10-20k
>>16026580
Well sounds like you can work with that. You should always put down at least 20%
>>16026586
and make sure you know your credit score before stepping foot on a lot.
>>16026473
meow
Why not save up and buy the whole car at once. Then you have no debt.
>>16026645
This seems fucking stupid I rather invest the money than just pay cash like a retard
>>16026749
Most dumb thing i heard all week enjoy your debt.
>>16026749
When you invest this money, do you expect to get larger gains than the interest rate of your loan at the current market high?
>>16026580
50k and you want to go on daddy's insurance?
Please tell me I'm in a troll thread
>>16026824
No I want to get a used vette or m3 And have a couple speeding tickets
>>16026824
>mfw make 150k a year and pay through parents insurance :^)
>>16026749
>investing
>in the current year
breh for what purpose
>>16026486
>Quite the tuck job hnnng
what did he mean by this?
if you can't save up the $50-100 to pay the vet and vaccination fees for a cat you shouldn't get one. how are you going to afford the food?
>>16027390
maybe it a man
she looks like a brunette, sweeter version of swift with more of an oberbite. 8.5/10 and would give 9.5/10 if personality is as sweet as she looks
>>16026473
>car loan
Let me guess: you're a shallow girl who feels the blind consumer need to get the newest car you can possibly get?
>>16026473
> Trying to save money on insurance
> No down payment
> Probably has no credit history, and if you do, it probably isn't very good
> First cat
> 10k-20k
If this is your first cat why are you buying a 10_20k one? Usually cats around that price range are very high maintenance. Are you getting an F1 savannah or something? If this is your first cat you will NOT get away with no down payment. Without a down payment you eill be giving a steaming pile of shit of an offer unless you get your father to co-sign with you.
>>16027403
>>16027829
>>16027719
I don't think any man could have hips/waist like that famalam.
Don't work yourself into debt for a car.
It's a silly thing to do.
>>16028177
> What are hormones
I've seen traps who look more like women than actual women. Fuck traps man, i cant check out a girl without some fear of it being a man
>>16028213
>fear
>>16028213
>tfw it's hotter if she has a dick
>loaning money to buy a cat
they're not even that expensive man
>>16028223
people give them away for free m8
>>16028177
>>16028213
>>16028220
I- I- I-
I was joking.
See: >>16028243
>>16028215
Not everyone is mentally ill anon. Just how we accept you guys are mentally ill and like out of the ordinary shit like chicks with dicks. You people should respect that some of us don't roll that way.
>>16026473
if you make 50k a year, just save the cash and pay it out right. if not, talk to your local credit unions. they usually give much better rates then commercial banks. also a 20% down payment will lower your rate by a large margin
>>16026766
If your credit isn't shit, your car loan will have an interest rate below 7%, and if your investment vessels aren't shit, your investments will have a return of at least 8%.
Using capital to purchase depreciating assets is how you stay poor.
Car loans aren't credit cards.
>>16026473
Learn the basics of finance you retard.
Buy a cheap car, learn to fix it, don't borrow any money. Ever.
If you have any credit card debt pay it off. Now. Make sandwiches and take them to work.
>>16027829
>>16026473
Fwiw I pretty much consider this the perfect female body. Hair/face/physique. Bonus points: gigantic trained fuck-off bird under control on arm, like a goddamn king.
What a fucking specimen.
>>16029989
>your investments will have a return of at least 8%.
oh crapy my investments are shit
>>16030030
>Learn the basics of finance you retard.
> don't borrow any money. Ever.
Sounds like you should take your own advice before you have to move out of mommy's basement and buy a house with no credit to your name.
>>16026473
Is that you?
protip: don't post pictures of yourself when asking for something that doesn't involve us knowing what you look like. Especially if you're a teenage girl.
>4chan, home of The Fappening
>>16030708
she looks like a weird sandra bullock twin that was born a bit more recently
i fucking like it.
>>16026486
She's real
>>16026473
>Getting my first cat loan what's the best way to go about this?
Loan shark
I'll help you out white boy
>>16026473
>cat loan
O.O