>tfw 21 >tfw $21/hr ~50 hours a week >tfw drive Colorado

>>14796294
Colorados are shit? Buy yourself a small older car to claim classic statues

>>14796294
>those rims

is he black?

>>14796294
There's a difference between being frugal and not being able to afford a new car, you and your roommate definitely fall into the latter category at this point in your lives.

>>14796294
Also your terrible grammar made it impossible to tell you were soliciting for advice, what's your budget?

>>14796329
Something along the lines of $300-$500 a month payment

>>14796320
No bean

>tfw it has srt8 badges and is a v6

>>14796294
buy a WRX for daily drive

>>14796337
You're retarded. I make $23/hr and I'm telling you a $300 car payment is retarded if you really want to be frugal.

Just save up and buy something from $5k

>>14796318
Colorados aren't shit but theyre not fast.

>>14796294
>save your cash
>Drive truck tip it dies
>When said Colorado dies, find out your a millionaire and that you're now in your 60's

>>14796389
From what my roomate said is is best to buy while young he paid/paying ~26k for that car after interest so I kind of want to buy new now and finance

>>14796417
Have fun losing a quarter of the value the moment your new car leaves the lot. Half way through payments your still gonna owe more than the car will be worth at that point.

Just save up like 5k and get a good used car.

>>14796417
Do it only if you know you're gonna be employed the entire time.

Also, you're friend is an idiot
>better credit, better rates
>Age comes with incentives
>Lower insurance costs

I'm 25 and I've been looking at getting a new car and basically said fuck it.
I'll by used, save some money and pay it off quick

>>14796361
This
Good daily , cheapish, good for snow, pretty quick on a budget

>>14796337

Your plan should be to just put the payment you want to make on a new car every month in savings, don't fucking touch that money, and then you'll have enough for a solid down payment to help you get a low financing rate in a year or two if you're really serious about buying a new car.

>>14796367
Fuckin this.

If it twer me, id take the 5k and drop it into the colorado. The syclone lives again!

Don't listen to all these poorfags, financing has its ups and downs.
Yes whatever you buy will devalue the second you buy it, and yes the financing rate is more, but the difference is you'll get yourself in a nice car that you couldn't without financing.

That being said, absolutely everything new is fast.
Fucking civics, Mustangs, econoboxes, anything that's not a truck or suv is faster than most sporty shit ten years ago.
Go do some test drives and see what you like.

Inb4 stealership shill

>>14796417

Your friend is a moron. I make $32/hr and I'll finance at most 2/3 (preferably half) of a new Camaro. Next year. I don't know what you're thinking financing a $26k car on a McJob. What if your living situation deteriorates (landlord raises rent, roommate or you loses job, have to bail on apartment)?

>>14796510
My man this is what I want to hear probably going to go with a mustang gt 50k or less miles

>>14796294
Buy motorcycle, proceed to smoke anything short of a supercar with a 5k bike.

>>14796661
Yeah but I live in the Midwest where I can only drive it~3 months out of the year

>>14796533
you mean you make >60k/yr and you cant afford a $300 car payment ?

wtf are you doing with your money?

I make around 60k and have a House and am almost done paying off 2 freaking cars and still have money to spend. 27yo

>>14796699
Move

You should get a baiku. A 500cc learner bike will be as fast as a 370z and cost less than 2k

>>14796361
For Colorado this is the best bet or go full STI or EVO

You don't want a nigger challenger!

>>14796417
your roommate is an idiot. you should not spend that much money on a car on your salary. drive what you have and save money.

>>14796294
Sorta.

More like I've got a shitbox that I can get around in and spend my exess cash on guns though.

>coworker that's constantly calling in and skipping work
>bitches that he has no money
>retard somehow financed a $40k SUV when I know he makes less than $20k

if you have to scrounge up a down payment and you need every single paycheck to make the payment, you DON'T need a new car

if you could afford the car but instead choose to space it out as payments because you have better uses for the cash, you can get a new car

i bet most people in new cars couldn't afford to buy a $6000 shitbox on craiglist, and yet they think because they can do the 10% down payment, it's perfectly okay to go get a new car. that's not how personal finances work.

>>14796765
>you mean you make >60k/yr and you cant afford a $300 car payment ?

I make ~$70k, take-home is ~$1600 a week after taxes, 401k, health insurance, etc. I just graduated, so I haven't built up a nest-egg. I could easily afford a $300/month car payment. A $25k car loan at 2% is $542 per month for 48 months, that's roughly what I plan on financing.

OP most certainly does not have a decent FICO and will get assraped with a 96-month loan because he makes $10/hr and will have a paltry down payment.

>>14797217
>i bet most people in new cars couldn't afford to buy a $6000 shitbox on craiglist, and yet they think because they can do the 10% down payment,


That's like 80% of people

>>14797776
What the fuck did you just say to me you little bitch as I said in my original post I make $21/hr and have a ~700 fico

>college grad BTFO

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>>14796417
Keep in mind this is the same man who has a v6 challenger with SRT8 badges and gotti baboon rims...

>>14798232
>Gaudy baboon rims
Is that the brand or just the people who buy the wheels?

>>14796294

I can't comprehend anything you wrote.

I feel like I'm having a stroke when I read it.

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>>14798267
OY VEY I always thought it was named after gotti and his lavish taste. brb suiciding.

I wouldn't be surprised if it was both.

>>14796294
Are you so frugal you can't buy a lawn mower? Cut that shit nigger.

>>14796367
>you're retarded for spending your money!

>>14796510
>faster than most sporty shit ten years ago.

faster than a bunch of gay ricers people used to think were fast

so much /dbt/ in this thread. But honestly if you're a cheap ass, motorcycles are the way to go. I have a vulcan 750 i got for less than a grand and a grom for 2.5 i'll pay off in a few months. Shits addicting

>>14798337
You know you're right, you're a college age kid making $21 an hour, Fuck saving $300 a month, go out and buy that shitbox.

Or make the smart move drive the Colorado until it dies, and save that $300 monthly until you have enough to put into an ETF. THEN start thinking about car payments.

If you were making $100k a year it would make sense but at $21 an hour you're retarded

i bet you live in an expensive state/city

>>14797217
>tfw you bought your craigslist-tier car, private party, in cash with a SIGNATURE LOAN

fuck your car loan. instead of spending $30000 at a dealership and paying their absorbent fees, you can just talk to your financial institution and take out a loan through them.

my $2800 car is going to cost me a grand total of $3000. and i have 3 years to pay it off

it's like saving up $100 a month for the next three years, but you can buy the car you want tomorrow. I'm pretty sure this only works if you're white and have good credit. but hey

>>14796510

My M3 turns 15 this year and will do 60 in under 4.5 seconds and all I have is a KN CAI.

Pulls as hard 100mph+ as any modern V8 pony and especially harder than the overweighted garbage like in OPs photo.

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>>14798399
>absorbent
I think you mean exorbitant.

>>14798420
my Trans Am is a sweet 16 year old but she'll gladly race your german slut

>0-60 in 5.0

American girl might have to go on a diet.

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>>14798436
>muscle car drivers
>vocabulary

>>14798458

>bit overweight 16 yr old girl

Nothing wrong with that

>>14798479
>tfw glorious 5.7l V8 LS1

with a camshaft swap, upgrading valvesprings/pushrods and a set of longtube headers and tune; she'll be ready to take on a new M4 or Porsche Boxster GTS or a C7 Corvette

$2000 in performance mods in a $2500 car. and its going to be faster than $70k+ cars