>insurance is $100 per month with liability alone JUST

25 is when the first big drop happens. Drive safe, don't get tickets, don't be a retard, it'll go down on its own in time. Until then, remember that driving is a privilege and not a right.

>37
>$2k full coverage
>1 sportbike and an ap1

It gets cheaper when you get married. My buddy is 24, married, 6 speeding tickets and he pays next to nothing on auto/motorcycle insurance.

>>14500183
I'm 26 and I pay 65 a month for full coverage on my Tahoe. When I turned 25 (no tickets since high school) it dropped down to 45 a month from 75, but I got 2 tickets in 6 months. Both were bullshit, but I lost in court.

I'm 26 and I pay $1200 annually to insure a brand new Porsche with comprehensive and collision.

Do you have a bad driving record or something? Did you not get your license/insurance as soon as you turned 16?

>>14500207
Got it when I was 15, nothing on my record.

I also think its odd how my 03 4 cylinder accord has slightly higher quotes than a 03 mustang gt

>>14500183
I'm 26,single and have my house and two vehicles bundled together. No accidents and haven't had a speeding ticket in a few years. My rates went down when I turned 26, but only a little bit.
'98 Jeep Wrangler - $39/month full coverage
'14 Harley Sportster - $41/month full coverage

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Shit, nigga. I"m 27 and only pay $57, and I live in a city. Somehow it got cheaper by moving here from suburbs, there must be some mathematics fuckery with car ownership per population or something.

I'm 20 and pay $300 every 6 months on insurance. Not too bad

Around $100 a month for two 1994 cars, basic liability with Progressive.

>wonder how much it would decrease if I removed one
>remove 94 Corolla
>drops to around $70 a month
>remove 94 Civic
>drops to $80 a month

>The four door automatic bluish green Corolla costs more to insure than the two door manual red hatch that is notorious for being owned by boyracers

OK. Maybe because it's the CX trim?

>>14500236
the fuck

what insurance do you have, mine is almost twice that and im the same age

>>14500257
Where you live can change everything. Mine is only high because people in Louisiana can't drive for shit.

>>14500264
I live in kansas city, voted the "nation's best drivers"

>mfw a turbo surpa cost less to insure than my accord

>>14500220
Its because they people who buy accords crash into people more often than mustang drivers.

>>14500257

StateFarm or Farmers, legit cannot remember off the top of my head

>>14500183
NC doesn't strictly base it on age, they go by how long you've had your license.

I was paying about $60/mo for full coverage on a 2002 hyundai elantra, I should be paying a little less for my 2001 blazer, I haven't got the bill yet after the switch.

cuckada

21

$250/month for a clapped out soobaroo

it would be 350-400 but I lied and said I lived hundreds of miles away from the GTA

>be maple nigger
>be with insurance company for 6 years
>no accidents, no claims, 1 speeding ticket in 6 years
>buy new truck
>$250 a month
>call around, find better company for $100 a month better deductable too

fuck loyalty to these cunts

>61 a month
>liability 50/100, person
>25k covered
>road side assistance
It's going to go up a bit though once I adjust for my move.

>tfw only pay $26/mo for liability

feelsgoodman.jpg

Broken down by month, I pay $70/mo. for full coverage.

>Liability bodily injury
$100,000 each person/$300,000 each accident
>Liability property
$100,000 each accident
>Uninsured/underinsured
$50,000 each person/$100,000 each accident
>PIP
$5,000
>Comprehensive coverage
$500
>Collision deductible
$500
>Towing and Labor
Got it
>Rental reimbursement
$25/day (max $750)

>full coverage
>$84
>being over 25
feel gud

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>tfw 8 grand a year ago

Now 3 Grand

>>14500183
Reporting from the country with some of the highest insurance rates in Europe and probably the world (Italy).

I pay about 1k € a year for a car that is worth about 5k€ now. Liability, vandalism, natural events, glass, free tow, theft and arson.

It dropped a lot when I turned 25 (most of the insurance companies here consider you an "experienced driver" when you go past 25).
There is also a law that allows you to get the same risk class as the relative with the lowest risk in your family (only if you still live with them tho), so I could start from the lowest risk rank or I would be probably paying double that by now.

When I scrapped my old car it was worth less than 2k € and I was paying around 1,7k a year with liability, vandalism protection and free tow only. And I was in the lowest risk rank.

Shit sucks here, insurance scams are so fucking rampant in certain parts of the country that insurance companies are outright closing their offices and leaving the place. There are millions of cars with no insurance out there and nobody bothered to make an unified database, so, despite all the new fancy plate scanning tech, the police still can't know if you are insured or not just by reading your plate.

own a '00 523i 170 hp 2,5l
paying about 1500 a year, not full coverage.
Its so expensive cuz i had three accidents with my first car, '07 Corsa D 80hp 1,2l. Top Score: 3200 €/year for that Corsa.

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>>14500183
>2000 honda accord insurance
oh hey anon, I also drive a 4 door 5 speed 2000 accord!

i pay $313 annually for pretty much every possible insurance :^)

>>14501329
>roadside assistance is $4 per year
Yeah okay.

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>>14501345
>27yo
>no at fault accidents since 18
>1 TL that was the result of flooding
>no tickets of any sort on record
why would my roadside assistance cost anything, family? Short of getting married and having a kid, I don't think I could be any less risk for state farm.

if it makes you feel any better, my 2015 street triple rx is $480/yr, but I also live in a neighborhood in brooklyn with the highest rates of theft :^(

>>14500867

Canada reporting in, I pay about $480/month for my car, standard deductible etc. New driver, never had any tickets, accidents, and I went to driving school. Its extortion. you think your $100/month is bad people? could be worse.

>>14501387
It's not that bad, but considering I'm in the lowest rank and I took advantage of every "loophole" existing to pay less, it's almost scary.

Here you are ranked on a scale from 1 to 15 or 20 IIRC with 1 being the lowest risk, when you first get an insurance you start on the 14th rank and you go down two ranks every 2 years if you never cause accidents (tickets don't influence your insurance here).
I never started that high because I took my father's rank, but if I were to be that high in the risk scale right now I would be probably paying as much or more than you do.

You are right, it's a fucking extortion

>22 male
>Non-clean license
>Car is a twin turbo coupe with modifications, insured to a higher value because of this
>$760au/yr

Under $50 a month if you convert to meribucks.
Feels good man.

Being married and a homeowner helps, too.

I pay $700/yr for full coverage on my Audi convertible, and my wife pays $600 per year for full coverage on her Mini.

I pay 70 euro's a year. I drive a 86 Celica.
>Oldtimer insurance ftw

Honda's have a high rate of being stolen/damaged/raced.

That is why. Especially coupes.

>>14500183
Nigga you don't even know how nice you have it until you've had a car in Austria.

>>14500359
Why do a lot of provinces rape us so hard with insurance? It's not like the companies have to pay most medical bills, shouldn't we get it cheaper?

Maybe snow increases the claim rate? But then we'd be paying what the northern states do.. But we don't.

I pay 1500 maple bucks per year for a base model ford focus. Less because of an obdII insurance stick, but it makes driving more dangerous and less fun.

>>14501532
>insurance stick
Gross

I don't know man, I heard people say it's because of populations density, but that excuse makes more sense for ISPs and those guys are still robbing us regardless

>>14501492
Yeah but how old are you? I don't think I'd want to get married at 21

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1996 F-150

I just turned 25 2 months ago. My driving record has a 3.5 year-old reckless driving incident, 1 failure to yield, and various ancient speeding infractions.

The only reason I have progressive is because they were able to cover me before these infractions "expired". I could probably switch to a cheaper company now.

>>14501519
know that feel hawara. 120€ per month for a fucking 23 year old audi 80 with 115HP

>>14500234

How much youre expected to drive.

04 Celica GT
24 y/o, no tickets, no claims
$125 a month for full coverage through USAA, $1k deductible
I need to get married

21 and I pay 83$ for insurance a month

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I have collector's insurance for my 75 International and 73 Electra Glide. Full coverage for both together is $15 a month and there's no yearly mileage limits.

>>14501994
Who do you do the collector's insurance through?

Wtf?

How do you gets get such cheap insurance rates?

I'm 19 and drive an old ass corolla and I pay fucking 400 dollars a month. Never been in an accident and I have 0 speeding tickets. On my mother's plan who also has a clean record.

Makes zero sense to me.

>>14500867
Mama mia that's a spicy meatball.

>>14502018
Hagerty. Their requirements are pretty easy to meet compared to other companies. Has to be garaged and you have to have another vehicle on a different insurance plan in order to qualify. Other than that they don't care how much you drive it. I DD the corn binder all year except winter.

>norgay
>21 y/o
>'84 Merc
>liability, theft, fire
>roadside help (already paid itself off, lel)

$45/month is that bad really. When I eventually acquire a proper car requiring full coverage, my bonus will be good.

>>14502153
>norway
>22
>1998 C240
>liability, glass, fire and theft
>$84 a month, 10 000 miles per year

I recently added theft, fire and glass to the policy, adding an entire $2 more per month

>>14502039
Jesus fuck, American? I could insure an actual racecar for less than that. What company are you wih?

>>14500186
>Until then, remember that driving is a privilege and not a right

I wish everyone knew and respected this fact.

>>14502039
Ummm... full/extended coverage with unlimited miles?

>>14500739
Jesus do you have like 7 DUI's or something?

i have 6 vehicles and i pay over $5000 a year because too many speeding tickets

it's insane

>24
>married
>liability on a 95 k1500 and 04 v-max
>full coverage on 15 lancer
>3 totaled vehicles, 2 speeding tickets, DUI 6 years ago
>$1300/yr with nationwide

>>14500186
>I pay taxes
>I purchased my vehicle, it is my property
Please, tell me again why it is a privilege and not a right?

>>14500183
no tickets and I'm paying about $100 for full coverage.

May go up this summer when I get a bike, but I hit 25 in august and I've never had a ticket so I might be just fine.

>>14500220
That's because Accords/civics are fucking everywhere and are usually driven by idiots, they're also statistically near the top for collision rates by model.

Also, 03 mustangs are ugly as fuck and only women drive them so that helps the rates too.

1070$ year. very low quality of insurance
2500$k deductable

>>14501693
USAA is turds. They wanted $300 a month for the same coverage I get from state farm for $65.

>>14501994
My Caprice is $150 a year with no mileage restrictions.
>tfw insured for double what it's worth
Almost hope it gets stolen ¯\_(ツ)_/¯

OP here

shopping around, got a few quotes around 60-70

>>14502321
I didn't shop around when I got mine because I try to keep all my financial services with them so idk if i could have gotten mine any cheaper, but probably not since I have this huge ass legacy discount.
But their customer service is way better than anyone else I've ever had to deal with. All it ever takes with them is one phone call and its problem solved right away.

>23
>got my license at 21
>live in jew york
>have a 1999 Avalon and 1987 Trans Am
>pay $186 monthly liability only

I have a clean record, so will my rate go down when I'm 25?

>>14502301

Did you earn your license? Can everyone drive?

If you answer yes to the first and no to the second, then its not a right.

>>14502377
Hmm good point.

>>14502352
>Legacy discount
My dad's had them since the 80's and my parent's mortgage is through them and they still tried to fuck me. State Farm has been amazing since day 1. But everyone is different I reckon.

>>14502377
*its a right to drive on public roads

>>14500183
Funland reporting
>470€ a year
>20 yrs old
>'91 Corolla
>have owned the car for a year, that gives me 10% discount
>next year it will be 20% and so on up to 75%
>covers liability, theft, fire, vandalism, animal crashes, legal costs, has free towing
>200€ deductible

>>14502290

Drop 4 vehicles?

>>14501556
It did take 25% off my rate, so I'm down to around 1100 now. But the "rapid de/acceleration" threshold is really low and you go over it during normal, non-spirited driving all the time. Makes me run yellow lights always.

Cooperators bases it out of 30 percent: 5 acceleration, 5 braking, 10 time of day driving and 10 amount driven. Then they'll give up to 25 percent off. So even being a teenage boiracer you'll get 20 percent if you don't drive that often. Worth it for a student.

bruh.. i'm 20 (almost 21) and i pay $1400/year with full coverage on an S60R with a fuck load of mods that i declared. State farm, senpai.

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>>14502698
the board changes "f a m" to senpai? god damn fucking weaboos. anyway, here's a picture of my car for anyone who gives a shit <3

>>14502709
Kill yourself

Or just stop posting

>>14502730
make me faggot

>>14500186
When I turned 25 it barely went down. Nothing on my record either. No tickets, no accident nothing. It seemed like it just ticked down every 2 years or so. In my case there was no big drop off.

>>14500183
$130/month for a 1000cc bike with full coverage, in a locked garage. rsx type s in same garage with full coverage is $60/month. 3500 Ram dually....No idea I have it set through my business insurance (combined with a bunch of shit) because not all auto insurance will carry large trucks. Probably $150/month.
Harley sportster (had it for 15 years) $20 month.

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>98 blazer
>28
>no accidents or tickets
>$230 a month for liability
fuckin michigan

>24
>133 a month
>Renewal period comes
>200 a month
>call them
>get some bullshit yearly price flucuation
>Move to USAA
>145 a month with Rideshare Gap included
>2016 Ford

>22
>1993 Mazda B2200
>Pay 45$ a month

>>14502393
then ride a bicycle, bitch

>23
>'05 civic
>one accident in 2014 but no tickets
>$430 every 6 months
>full comprehensive coverage

shopped around quite a bit and geico was considerably cheaper than the alternatives with equal coverage.

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>>14502441

>>14500186
it should be a right honestly.

>>14502039
This feel.

Pay $310/mo for a Metro and a Firebird on my insurance, both on minimal liability.

What the shit, burgerland?

>Dutchfag, 19yo
>basic insurance for shit like a Twingo/Geo Metro would be just over €50/month
>most cars would be about €60/month unless we're talking Golf GTIs and other shit that gets wrecked a lot

I'm 25 in two days.

One 20 mph over violation last year.

$93/mo full coverage on my 2008 TSX and 2001 M3 coupe. $250 deductible.

$85/year for liability on my 2012 R1.

Had my own insurance for about 4 years now. NEVER on parents policy.

>>14500183
Im 23 my fiace is 22, we pay $62 a month for full coverage on a gc8 wrx sti and $11 a month for 3rd party fire and theft on a 95 corolla, thats new zealand dollard aswell, it all depends on where you live and your history

>>14502282
Boomer chariot + Vancouver + bc + Canada