Okay /o/ Im looking to buy my very first car, I have a budget

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A tt 300zx is way more fun than a 350z on any day.

Very first car? Buy something cheap, reliable, and you won't kill yourself in.

>Honda Civic

>>14451364
\thread

>>14451364
I would but it's impossible to find one here in Texas that and it can't be older then '06

>>14451351
12 to 14k gets you a hell of a 350Z. That said they have extremely shitty interiors. Everything is covered in a coating that does not wear worth a damn. I gave up on getting one when I realized I couldn't find any that didn't look like shit.
> it can't be older then '06
kek so you're getting a loan?

>>14451408
Tons of Z32s in Texas

>>14451408
>can't be older then '06
Why.

>>14451408
>it can't be older then '06

Is that mommy and daddy's rule?

>>14451413
I already knew the interior was shit, but I can care less about that.
I really only want it because it's a 3.5 v6 rwd, and no I'm paying for it with my own money

>>14451461
Then why post 06

>>14451461
>with my own money
So mom and dad are paying for half and they made the 06+ rule?

>>14451461
G35 coupe is you need to occasionally move more than 1 person

>>14451435
>>14451433

It's a rule my brother set since he's gonna co-sign for me.

If it was up to me I would have already bought a NA/NB miata by now

>>14451364
What about service day?

>>14451489
So let us get this straight

Your dumb ass is getting a $12k loan for your first car.

>>14451351
don't bother with an auto

>>14451501
No you shit skin wet back I'm gonna make payments on it

>>14451515
That means you're getting a loan you stupid motherfucker.

>>14451515
That's what a loan is you retarded cunt.

>>14451509
>not having three pedals
Kek

>>14451515
Dis nigga is strait up fucktarded

The scary part is these people are allowed to drive on public roads.

>>14451523
>>14451535
>>14451557

Oh ok my bad for being ignorant.
Please explain

>>14451558
>>14451591
No, dumbass.

You don't even fucking know what a loan is and you're getting one.
No wonder your shitheap of a country has such fucking problems

>>14451591
What the hell do you think your brother is cosigning? Do you think dealerships just let you drive a car off their lot and pay them monthly over five years?

Holy. Shit.

>>14451498
Isn't that every other day?
OP, buy an IS300. Insurance won't rape you as hard for that as a 350Z. It's a "luxury sedan" instead of a "sports car".

>>14451608
Lease?

>>14451623
Why pay for something you can't own?

>>14451608
They will if you have great credit.

>>14451627
poorfag?

>>14451623
When you lease a car it is still paid for in full by the finance company. Try again. What you are proposing is rent to own. And that doesn't happen in cars.

>>14451628
No they don't you idiot. Holy fuck dude. You make payments on the loan to the finance company not to the dealership.

>>14451622
Won't it be the same?
Since its an luxury vehicle

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>>14451650
You were saying?

>>14451658
He was talking about dealerships, not quasi-legal con artist piles of shit.

>>14451658
Those people don't own the cars either you idiot. They just specialize in getting you really shitty loan terms for sub par borrowers.

>>14451658
That looks really shady

>>14451650
You're arguing semantics and getting mad as fuck over it.

>>14451664
>doesn't know what a buy here pay here actually is

>>14451656
Dude you don't know what an autoloan is and you don't even have any idea how much insurance will cost you.

You have no business purchasing an automobile.
>>14451667
You're wrong and thats that. I don't know what to tell you. You get a loan no matter where you get your car from.
>>14451668
back at you. these dealers don't have all their money wrapped up in their inventory. thats asinine. most dealers don't even own the cars on their lots. by here pay here still get you to sign a loan idiot

>>14451668
Those places own their own finance companies. They still have you take out a loan with them you idiot.

let the kid get raped by outrageous interest rates and have his car repod

>>14451656
More doors and less power, smaller engine.
So no.
Don't fret though, a little time and money and you can make an IS300 more than fast enough for your boyracer needs.

>>14451674
>Dude you don't know what an autoloan is and you don't even have any idea how much insurance will cost you.

>You have no business purchasing an automobile.

/thread

>>14451674
Kek. The dealers are the finance company you retarded faggot.
>confirmed for assmad retard

>>14451684
Where did I say that it wasn't a loan? I'm not OP you buttblasted fucktard.

>>14451693
Petty much

>>14451694
Then you are still taking a loan for the full amount you nit wit. Thats the whole point. You don't just make payments to a dealership without having a loan taken out paying the car off in full. OP is an idiot and so are you for thinking where you get the loan makes a difference.
>>14451700
The whole point was you have to take a loan to leave the lot with a car. Who finances the car is irrelevant. OP doesn't even know what a loan is. You can walk into any fucking dealer and get a loan.

>>14451715
>thinking where you get the loan makes a difference
Yeah because every finance company ever offers the exact same loan terms even if you have no credit.

>>14451733
Thats not the point you double nigger. You can't leave a dealership with a car without getting a loan. Even a buy here pay here. You don't pay the dealership, you pay their legally separate finance company.

You're as stupid as OP. No dealer lets you make payments like you are buying a car from a family member.

man this dude is about to get cucked by insurance AND the dealership, what an idiot.

>>14451747
You can leave a dealership without getting a loan.
>what is walking away without buying

>you don't pay the dealership
Except the dealership and finance company are one in the same. So yes, you do pay the dealership.

>>14451489
I'm guessing your brother knows about the rev up being introduced in 05' or 06'.

>>14451789
>what is walking away without buying
really? come on troll
>Except the dealership and finance company are one in the same
Except they are not. That wouldn't be legal, and even if it was it would be financial suicide. Getting a loan from the buy here pay here finance company is just the same as walking into a bmw dealer and getting a loan from bmw financial or your own bank.

There is nothing unique about a bhph. You cannot leave a dealership with a car without a loan. You cannot make payments to the dealer either. Not even if you have "great credit." Not even at a buy here pay here.

You're either drunk, stupid, or just fucking with me so either way fuck off.

12K is a lot of money dawg you can buy like 6 really clean shit boxes for that. Buy a cheap car to duck around in and another nice car later. You're severely underestimating costs associated with cars other than inital buying price

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With a small loan of 12k you can have a shit tonn of debt, a shitty car thats impossible to work on, and high as fuck insurance rates.

>>14451351
MR2
R
2

Best bang for buck car in your range.

>>14451947
Top kek

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>>14451351
It's a fucking loan. Lower your budget to 6-8 grand, stop staring at the clouds, get yourself a muh v6 sports car when you have the capital to back it up, retard.

>>14451663
>>14451664
>>14451665
>1665▶
>>>14451658
>>14451667
>>14451623
>>14451622
>>14451557
>>14451509
Ok I have a dealers license. If I buy a lincoln town car for 2500 dollars its mine. title and all. and if someone has 2500 but has his brother sign for it. how is this a loan? it's his just in his brothers name. Or is this not the situation. if your budget is 12K. there are some decent 06 model cars for that much. a Danali, BMW with high miles, Civic, Integra, probably a Z like posted. I just dont get the situation I guess...

>>14452028
Read the thread.
>>14451461
>I'm paying for it with my own money
>>14451489
>Brother is co-signing
>>14451515
>I'm gunna make payments on it

He's getting a huge loan out so he can buy himself a sports car. He's got no clue about fuel costs, insurance costs, registration costs, and wouldn't have enough in his account for a repair slushfund.

2006 GTO

>>14452028
OP is so hopelessly retarded I wouldn't waste your time. He wasn't aware that making payments meant he was getting a loan for the full price of the car. He and the other retard ITT seem to think car dealerships actually own the vehicles on their lots and have payment plans like buying a car from a family member.

OP is either some underage kid whose chance of buying a car is some pipe dream he hasn't logistically thought out or he is so dumb none of us can save him from financial ruin.

>>14452062
Well Im making a down payment of $3,500 on it and the insurance is gonna be $120 a month, the car note is $250.

I have $1,500 in my emergency account if the car ever has an problem

>>14452062
That and I have tons of family/friends that work with cars including myself

>>14452601

and your apr is going to be 15%

>>14451685
>>14451778
this

>>14452617
Okay well what do you suggest I should get!????

Hell what was your first car?

>>14452085
I have a friend that has one
But its not my type of car

>>14452641
not him but my first car was a 1988 accord. Owned it from '09 til last year.

Just get something cheap and reliable and save your monies.

I'd get one of the Ford Panther platform (Crown vic, grand marquis, town car). They are cheap and reliable, and they are probably the easiest car to drive in the world. Also, when you crash, you will be less likely to die.

This entire thread is fucking hilarious.

ITT: Nobody knows what a loan is

Which makes sense, actually, since 50% of the board are retarded underage poorfag tripcunts and the other 50% are poorfag busrider anons.

>>14452704
Hi busrider.

>>14452641

I suggest you get the fastest, coolest looking car you can. On day one, immediately pick up a qt girl and show off to her by driving it as fast as you can. If you drift on residential streets I fucking guarantee you'll get laid.

>>14452705

Sup, fellow busrider? You taking the #8 downtown? What time does it get here?

>>14452709
I'll be taking my 370z or Tundra. See you there.

>>14452718
>370z
girl car
>Tundra
cuck truck

>>14452718

You're not a tripfag though so you don't have a vehicle

Bread on hood or you're bragging about shitty plastic fagmobiles on the internet and you don't even own them

>>14452729
>>14452734
>mad
A real car is your 20 year old scrapheap right? Kek

>>14452641
a $3500 car you idiot. youre going to get freaking raped on a loan. trust me, you dont want one.

>>14452739

>I can't take busrider jokes so I come to brag to other people on the internet about my constipated-looking 350Z and make fun of poorfags

lol faggot, enjoy your plastic gay box and the shittiest truck on the market. GRRR ANGRRYYY. You big man, you.

>>14452764
I will enjoy my vehicles. Enjoy your 10% tax bracket.

>>14452781

>Implying I'm actually a busrider
>Getting this mad over a bus joke

kek. Don't worry m8, I'm sure daddy loves you. Your constipated Z displays your worth as a human being.

Should I trade my lifted truck for a 05 350z? Manual, yellow, 72k miles

>>14452810
>I don't have a rebuttle because its true im poor so I'll move goalposts, that'll show him
Its time to stop posting.

>>14451351
>they buy nissans 350z as their first car
>tfw you probably wont even get a mk4 golf

>>14452852

What would I need a rebuttal to? You never posted bread on hood and all you did was cry because someone implied you're getting too mad over a bus joke. Please keep posting, this is fun

Your ugly squatting bulldog 350Z+ is still shit and will continue to be, you are not rich, and you need to go back to le reddit. 3:1 odds you're a butthurt chink, too.

>>14452880
>still bootyblasted you're poor
>pulling out all the stops, even the memes and buzzwords

>>14452930

I'm not poor though. I don't really know what gave you that idea, other than a single joke post about how tripfags are the only ones with cars. That said, it's still pretty funny how you're pretending you're rich when you are at best middle class (and probably less than that). You don't even have a company car. Your two vehicles combined are worth... what, $60k? $70K? You're doing just fine by /o/ standards but the fact that you have to come here and insult people you think are probably poor says basically everything anyone needs to know. This would all be excusable if you had good taste, but no, you had to buy the ugliest Z.

tl;dr u dum n poor n mad nigga

>>14452938
I never once said I was rich you poor moron. I guess if you had a decent education you wouldn't be some racist illiterate fuckhead.

>>14452957
>I never once said I was rich

You clearly implied it, you double nigger. You were, at least, bragging about being comparatively rich. Why else would you shit on the 10% tax bracket while subtly bragging about how your mom lets you have TWO whole vehicles?

>baww racism

Butthurt chink confirmed, lel. How's California?

>>14452978
Stay 14 kiddo.

>>14453026

>kiddo

lel, this much butthurt. I'm probably older than you, anyway.

>>14453047
If you are then you're nothing more but a manchild. Which seems about right, given the context.

>>14453068

And you're angry, poor, and have shit taste. :^)

>>14453100
Project just a little more insecure kid.

>>14453143

>Says I'm projecting when he used the same insults 5 posts previously
>"kid"
>So buttflustered he misses the :^)

y u mad tho? I thought you were a big, strong, financially secure adult he-man with an angry masculine Z car and truck?

>>14453157
Have fun in Vegas.

fuck what these people say bro, if you don't want to drive a fucking smelly 2000 dollars 90's civic go then dont, i financed my first car and it was fucking great.

NEVER make a late payment, otherwise you're going to fuck your and your brothers credit really fucking bad

for 12k you can get a bmw 328i, 2011-2013 mustang, the 350z is a nice option, you are really going to enjoy it.

Financing is great to build your credit score, im 18 and have a 750 credit score.

>>14451351
2008 civic and a 636 for fun

For a first car I'd suggest something like a Honda Accord Sport with a v6 and manual.

You can actually put things in it. Like, the 350z has no trunk space.

Haha I'm not sure which OP is going to wreck first, the car or his brother's credit RIP

MEMECAR
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C
A
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>>14454764
How about your ass?

>>14451351
>buying a meme car
>b-but my rear wheel

They suck to upgrade (expensive at least) and for a sports car they're not that fast.

Not op, but I'm kind of in the same situation. Saved up almost 10k over the last year, that I want to use to buy a car. Want something reliable and as cheap to drive, maintain, insure as possible without looking like a poorfag or too gay.

>>14457662
Not really looking to upgrade it
Just want a nice fun car like a miata