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Hey, do you have to tell your insurance company that your doing

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Thread replies: 20
Thread images: 5

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Hey, do you have to tell your insurance company that your doing a engine swap, turbo or supercharging your car?
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>>14151931
No, But dont expect them to pay for your 10k in mods on a 5k vehicle when you inevitably total it doing hektik skids
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>>14151961
>No, But dont expect them to pay for your 10k in mods on a 5k vehicle
This.

Or they might not pay at all if you're a stancefag and get stuck on some train tracks.
>>
>>14151961
This.

If you want to recover any of that money after your inevitable total-loss accident, you should let them know.
>>
But if you have liability insurance only it shouldn't matter at all?

What if you're in a not-at-fault accident? The other guy's insurance will cover the full value?
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No but don't underinsure your car. My grandpa has a 57 chevy cameo that was insured for only 12K which is like a quarter of the real value. One day he was sitting at a stop light like you do and he got rear ended by some roodypoo who wasn't paying attention. He got fucked by the insurance but the body shop guy was good to him and didn't charge that much over what the insurance paid. You will likely not get that lucky. Just get insured correctly. The damage might not look that bad but he had to sources NOS fiberglass panels, NOS tail light bezels, NOS bumper, and get it repainted.
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>>14152666
Oh cool Satan trips. Here's anither pic, sorry for the blur, my grandpa took the picture
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>>14152666
>>14152671

Did your Grandpa go to jail for murder? I would have.

> roodypoo
Are you sure YOU aren't the grandpa?
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>>14152677
>roodypoo
>Are you sure YOU aren't the grandpa?
It was a word filter once upon a time, along with candyass.
>>
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Classic cars are strange when it comes to valuing the work you put into it, you can get special insurance that will give you an agreed upon value with the insurer, but if you have (or the person who crashed into has) good insurance you should be able to get the fair market value of your car if it's totaled. When my Nova was totaled they gave me $15k, even though that's way more than it was actually worth, largely because I swapped a 4 speed into it so they had to look at comparables with 4 speeds. The adjuster will search for similar cars to you in your area to find the price along with a list of market prices from something like Hagerty, you can send in your own examples in the negotiation before you agree on the price.
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>>14152677
Hi welcome to 4chan
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>>14152677
Hello new friend.

>>14152900
>spoon feeding
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>>14152948
I shed a tear when I saw this picture for the first time
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>>14151931
Actually no, but why though?
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>>14153921

Because i feel like putting in a turbo, supercharger or a swapped engine would raise the amount to pay for insurance
>>
REV
>>
UP
>>
YOUR
>>
ENGINES!!!
>>
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>>14151966
Thread posts: 20
Thread images: 5


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