Why not contribute to the economy and buy/lease a new car? Buying

>>14081446
>"degenerate"

Sage

Protip: The money you don't spend on a new car can be spent on other things, which also contributes to the economy.

why do you think i give a damn about economy

>implying anyone on /o/ can afford a car, let alone a new one
where do you think you are, faggot

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>>14081446
Because they don't make them as beautiful as my 16 year old car any more

>>14081446
Well, if they didn't make 'em so shitty, I would.

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>>14081446
>uses degenerate unironically

>>14081446
i spend all my non-shitbox money on drugs.
fuck the economy, im waiting 'till everyone realises money means nothing so we can all be free

>>14081446
>muh annual GDP increase is all the matters in life

You and everyone who thinks like you are the cancer killing humanity.

>>14081520

Everyone knew about credit but you. What's more likely? Boomer conspiracy, or you're stupid?

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>>14081545

>>14081545
Unless your parents tell you about credit, no one else will.

No one in my entire life ever told me about credit, ever. I never heard about it, never read about it, did not even know it existed till I got my first student loan.

>>14081562
and even then I only learned about loans, not actually credit cards, credit scores, or building credit.

>>14081446
I think I've seen that exact car parked in Redwood City, CA near the intersection of Woodside Rd. and Middlefield.

Also when I can buy a used car that will last me 2 years for 1/20th the price of a new car that will last me 10, I have multiplied my expected value by a factor of 4.
Also, since I turn over vehicles more frequently I get to drive a far wider variety.
Also, since they're cheap to the point of disposability, I never worry about one getting wrecked or stolen so I drive them hard and park them anywhere I want.

>>14081562
>>14081565

You have to pay attention to the world around you m8. Anyway it only takes a few years to pull your credit out of the shitter, so don't despair. When I was a stupid 20 year old I had a score of like 520 after making some shitty decisions. A few years later, paying my bills on time, I was deep into the 700-800 range.

>>14081446
>There is literally no justification for not buying new.

I totally agree, who cares about depreciation anyway right?

>>14081584
>You have to pay attention to the world around you m8.

name 2 situations where a broke high school student or college student would learn/be introduced to the concept of credit/credit cards/building credit unless someone told them about it?

I'm at 650 after a couple months, but still, if you have people around you who don't tell you certain things you might not learn for a while?

>>14081531
>the average Sanders supporter

>>14081601

I learned when I went to get a cell phone and they said "your credit is shit man, you need good credit to get a cell phone."

Were you out of college before you got a phone?

>>14081610
Most kids parents give them a cell phone in their teens, even a shitty one. They get used to it and don't question getting a new one unless it breaks.
Even then, upon hearing the term down payment (pay money you don't have), most don't even try to get a new phone. Someone just gives them an old one.
Smartphones weren't a big thing while I was in school.
It was just calls and texts.

>>14081599
Have you seen how little some cars depreciate? You can't find a nice 2006 Sti for under 20k and it's ten years old.

>>14081603
the kfc guy? not a nigger m8
white skin of the gods, from the original land of the free

>>14081566
>lives in the Gay Area

Not surprising 2bh.

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You shouldn't care about other people, or the economy. As far as you're concerned, you're the only sane creature in the universe. And when you die, the universe ceases to exist, because you're the only one able to perceive it. It is logical to be egotistical

>>14081790
wtf is wrong with that car?

>>14081790
please tell me there's video of this thing going over a speed bump or uneven pavement

>>14081446
Because why would you buy a deprecating asset? My shitboxes are all going up in value. My GN is worth about 25% more now from when I got it for some reason.

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>>14081446
>caring about the economy
>Caring about what other people think about you
>caring about other people at all

The world exists to satisfy me, no one else deserves to have the happiness and fun that I have. And I have lost of fun regardless of what car is in my driveway.

I'm just better than other people.

>>14081446

>Supporting a fiat economy run by a private bank.
>supporting FCA in any way whatsoever.

>>14081566

Not to mention lower insurance rates because no need for fire, theft, vandalism, collision.

>>14081446
>buy used car
>guy I bought used car from now has money to buy a new car

I will buy new once I can afford it but for now I'll keep driving used cars that are worth between 10 and 20 thousand dollars.

>all these nihilistic egotistical hedonists ITT

We live in a society, people. If you aren't contributing positively to the economy you might as well not be here.

>>14082010
Fuck off, commie.

>>14082021

rekt

>>14082010
citation?

>>14081601
You never heard the words "credit card" or "loan" before you got your first student loan, and wondered what they meant?

I do agree that public schools here in the U.S. are severely lacking in financial education. Most HS seniors have no concept of the stock market, credit, or the economy as a whole.

>>14082233
thats because the dont pay attention in econ...

a highschool graduate has no use for knowledge of anything other than basic economical principles and interest rates.

anything more is what college and google is for.

>>14082264
and your parents should tell you to start building your credit and how once they think you're mature enough to actually pay a credit and phone bill.

>>14082010
I take and never give back, use people for stuff until they're no longer capable of providing me with anything else and then dump them, and have no qualms about taking credit for other people's achievements, oftentimes tossing them aside and taking full credit for their hard work.

My behavior is celebrated in this country. I'd be a great businessman.

>>14082283
:^)

5/10 made me a little mad

>>14082283
is being a good manipulator not as worth of praise as a good student? being good at something is being good at something.

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>>14081446
i enjoy 50 mpg, being denbt free, no credit cards and easy cheap fixes

>>14082264
>>14082269
You don't think that schools should teach kids how to safely invest, or how auto loans/home loans work? Even touching on student loans, before most of them go and get into tens of thousands of dollars in debt.

One of the major reasons it doesn't exist is because schools have focused on what's on the standardized tests which determines funding.

>>14082308
>debt free and no credit cards
enjoy attempting to buy a house in 10 years with no credit history

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>>14082345
>buying a house
>2015

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>>14082345
>>14082349
or should i say
>buying a house
>2025

Question, why is the financial system in the US so fucked up?

>>14082349
literally the best time to ever buy a house has been the last 4 years.

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>>14082349

>Renting
>landlord cucking you
>No privacy
>Paying his mortgage while he looks down on you.
>Always being at his mercy
>2015

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>>14082345
>he doesn't pay Cash for EVERYTHING

cant pay for it str8 up you don't need it

>>14082375
>this is what teenagers actually believe
its astonishing really

>>14081446
Driving and maintaining old cars is ecological, bying a new Prius isn't.

>>14082392
im 35 and ive been doing this since i was a teen

its literally the best way

Credit cards are for fucking kucks

>>14082300
I have no empathetic connection to anyone, and already know I'm above everyone else by miles and miles. Any praise I receive is hollow, I don't require reaffirmation of the knowledge that I'm the closest thing there is to a living god.

>>14082429
>lesupremegentleman.jpg

>>14082449
Good meme, Reddit. I'm not an atheist.

>>14082429
So, school shooting when?

>implying spending money on used cars doesn't contribute to the economy

Truly awful b8 m8, r8 -8/8

>>14081660
Some cars depreciate alot too. That's why buying used is a good idea, some insanely cheap cars after only 2 years or so.

>>14082472
I'm prosocial, not antisocial. I sleep for maybe 4 hours a night because I have no recharge time the way most people do. I pursue avenues that will maximize cash flow, and set goals that are lofty, but I always achieve them because reward is my only motivator.

>>14081446
FYI most of the auto industry depends on repairing cars, and manufacturing parts.

>>14081504
>sitting with the seat that far forward
manlet spotted.

>>14081446
Because I'm not keen on the idea of losing a couple thousand bucks for driving the thing away from the dealership's parking lot.

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>>14081446
because new cars suck.

how does buying used not contribute to the economy?

>>14083585
There aren't any auto manufacturing jobs that benefit from buying used.

>>14082942
goddamn Im in love with that thing

>>14083623
and buying new is going to fix that?
they made this mess.

>>14082942
ooh, man. feels.

>>14083643
Who made the mess is not important, what is important is keeping people employed and propping up the economy.

>>14082942
Grrrr, if there was one of these in decent shape near me...

>>14083657
yes, it is. if you keep give them money they're going to keep doing what they want. and they have no incentive to fix anything.

>>14083695
Keeping the Economy growing perpetually year on year is the most important thing in the world, who are you to imply that anything needs to fixed?

>>14083749
you're trying way too hard to justify your new car purchase.

>>14081446
Because mechanism and parts stores aren't part of the economy

>>14082588
>manlet

You are sadly mistaken. It's that far forward, because it's his mom's car.

>>14081493
Most people who don't buy new cars don't buy much in general and are unemployed NEETs.

>>14081603

>The average anarchist

Ftfy m8

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>>14082345

>buying a house

Id rather rent m8

>>14082418

This, fuck getting in debt and having one more thing to pay for

>>14081446
the fed is about to start QE

nothing we do can help the economy you dipshit

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I want this shitbox

http://tampa.craigslist.org/pnl/cto/5366707225.html

>>14085771
What does that mean? Haven't they been doing QE for years?

>>14085791
Get it.

>>14085872
no they've just been fucking with rates, that can mess with the stock market but it doesn't fuck USD as bad as QE does

>>14085899
Can I drive this fucker like 1000 miles without worry? I think it probably needs new tires but I'm going to call the guy tomorrow and see

I bought a '13 TC a year ago and fucking hate it, looking to dump it for something cheap so I don't have to pay so much for insurance. I don't even drive that much any more.

>>14082418
>>14085718

I 95% agree, but sometimes taking out a loan for a home is necessary. You need to live somewhere and with a home you'll see most of that money again when you sell, also the payments stop after a while.

In an apartment you literally give your money to the landlord jew.

>>14086141
Where do you live rent free? Under the overpass?

>>14081446
find me a new car on the US market that has pop ups at any price

>>14086166
>try to rent apartment
>get turned down because shitty credit score
Happened to me once. Early 20s.

>2015
>owning a car

If you aren't biking everywhere you are a chump.

>>14081647
"Down payment" does not mean "money you don't have". And if you can't even afford the down payment without going into debt, why the fuck are you buying the item in question? This is why your credit score is 520

>>14082269
Not paying your bills on time is TRULY degenerate behaviour. There's no excuse for it.

>>14082418
I see you've never done any travelling or bought anything online. They're a necessary evil today. Go back to /r/teenagers

>>14085707
dumb

>>14081504
that interior looks cheaper than a 50yr old asian hooker

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>>14081603

>>14081446
Because if I would have ended up more for a much worse car.

>2015
>driving

Fucking why.

>>14081446
>There is literally no justification for not buying new.
I can't afford it. That was hard.

>>14088630
>I can't afford it.

Why not? That sounds like a personal problem.

>>14088639
>personal problem
Ok, if I choose to change my budget to accommodate a payment, insurance fee and maintenence allotment then yes I could afford one. I choose not to. This is my personal choice, so yeah I guess it is a personal problem. You sure are an observant faggot.

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Don't worry, OP. My 1997 Cadillac Eldorado is sending my mechanic to Palm Beach.

>>14088688
It sounds like you could work harder to keep the economy going.

>>14081446
Why pick from a narrow selection of expensive electronic-junk laden crap when you have the entire recent history of automotive greatness available.

>>14088776
Because it's 2015. Only hipsters buy used cars. Newer cars are objectively better cars since they have incorporated all of the best aspects of previous models.

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>>14088801
>I meant to say "added complexities of more electronics"
le suicide urself :)

>>14088801
>>14088696
So your idea of helping the economy is to completely eliminate all preowned vehicles and replace them with new vehicles?
That is a stupid idea, and you must be extremely ignorant to even suggest it. You deserve no argument.
>sage, report, hide post, pray OP gets testicular cancer

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>>14082375
>>14082418
>>14085718

>I live with my parents: the posts

>>14088826
This was proposed by an economist during the Great Depression, FYI. The guy wanted to ban all appliances and vehicles older than 5 years or something to boost manufacturing.

>>14081566
Same. Shitbox master race.

1997 Jeep Grand Cherokee. Less than 2K invested with purchase, parts, and registration. Trying to kill this thing but it won't die

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I just want a nipponese RWD shitbox to be desu with you fampai.

>>14088851
kek, I love how people think banning things ever works out...

>>14088916
>weeb
>owns shitbox

Yep, it checks out.

>>14081446
why do you care?

>>14088832
Not really
I don't understand why so many people are delusional to think you need credit and to be a consumerist pig just to keep a good score
Cancerous

>>14081876
>let FCA is shit meme

Found the libertarian

>>14081446

isnt this the japanese philosophy? dont they have progressively higher fees for older vehicles that stay on the road?

so much mad debtcucks ITT

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>>14082308
Oh man, I'm super jelly. You got that 2nd gen metro, with the aero headlights. I've had my metro since may, and maintenance on it, just to get it back to good working order, has taken a lot. It stranded me on the side of the freeway with a distributor issue, and the clutch cable broke last friday, but I really want to keep this thing going.

>>14081446
I would drive the fuck out of OP car if it got 35+ mpg.

>>14092102
>bernie 2016
cringing

>>14085791
You can get a Prizm for cheaper, and with a better engine.

>>14088832
>have student loan
>one credit card
>credit score is over 750
lmao

>>14092113
My car gets 35 mpg city, 50+ mpg highway if I baby it (which I only do for long trips, like from Vegas to LA)

Also, that's 35 mpg delivering pizza, which is some pretty strenuous city driving.

>>14092159
I don't think many people realize that a prizm is just a nameplate for a Toyota Corolla, and when you consider that, getting a corolla for around $1k is a fucking steal.

>>14092102
Your car looks super comfy.

>>14092169
Don't care enough to save and repost the pictures, so here's an album of the interior.

http://imgur.com/a/fwbqJ

>>14092168
Exactly. Only difference between the corolla and prizm is the styling. I prefer knobs over sliders, though. I owned a Prizm, it was a horrible shitbox, but at least the way it drove, it felt real. Going into a 2003 corolla now, the electronic gas pedal is just too fucking finnicky. I either go too slow from a dead stop, or I wind up spinning. Gotta work on my sensitivity, I guess. Weird though since I drove my mom's forester back when I was learning, with an electronic gas pedal, and had no issues with sensitivity.
>>14092178
Aww man, except for some spots with exposed internals or plywood, it's in pretty good shape. Where'd you get those neat rugs, though? I remember seeing them as a kid.

I'd fall asleep in the back seat and feel perfectly fine.

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>>14085667
>generalizations

>>14092188
They came with the car, I have no idea where they came from. Those pictures show the car as I got it.

The biggest internal issue right now is that the driver's seat is fucked because the only possible way to get into the car is to sit your ass half on the seat, then slide across.

>>14092102
>>14092178
>bernie supporter proud of being a poorfag that owns a shitbox

Pretty typical.

>>14092194
Based on the demographics of this board I'd say it's incredibly accurate.

>>14092102
I hope that Bernie sticker is ironic.

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>>14081504
iktf