Just turned 18, I have no credit card, no driving license, no

identity theft

File: 1490627330757.jpg (64KB, 409x720px) Image search: [Google]

64KB, 409x720px

>>61587399
By killing yourself, good luck.

>>61587465
https://youtu.be/vifYelSTlMo

>>61587399
You don't.

>>61587399
why would you want any of those things?

>buy gift cards with cash for online shopping
>no need to drive if you can buy everything online

>>61587512
How do I get my pay packet when its in the thousands...

You will probably get some credit card offers in the mail. They might not be the best, but you could take one just to start building credit.

>>61587399
Go to your local dmv and get a driver's license you tard. You posted this, meaning you have some way to research your state's paper and road test.
Getting that will allow you to get everything else.

>>61587399
You don't need a credit card.

>>61587991
What do I need?

>>61587991
Retard.

Good luck building an adult life without a credit card. That is, unless you want to live in mommy's basement downloading cartoons the rest of your life.

>>61587399
Stop falling for memes and grow up before it's too late.

>>61588023
>>61588175
A debit card works.

>>61587399
Don't be one of those pathetic fucks who doesn't even have a drivers license.

>>61588175
I'm probably twice your age, own my own home and business, and didn't use a cc until I started my business. You don't need it.

>>61587399
get a passport instead of a driver's license. as ID, it's more authoritative, but it flummoxes a lot of the botnet infrastructure that expects a driver's license as primary ID.

>>61588310
How the hell did you get a mortgage without credit? Unless you're 60, you're not twice my age.

>>61588023
You need a savings account with 6 months to one year of living expenses. If you can't afford to pay cash, you don't need it.

>>61588324
I am older than you, and income is key. Good income, good mortgage.

>>61588324
credit rating is a meme for poor deadbeat retards

pay every bill on time and dont have a loan on a 2 seater car and a 4k ultra hdr hd flatscreen. im sure somewhere out there you'll find a bank that will look past the fact you didn't accrue then pay $500 on a credit card every month and take your $80k mortgage deposit off your hands

>>61588399
>don't have a 4k ultra hdr hd flatscreen
>don't have a tv that costs ~$500

you shouldn't be calling others poor

credit cards provide a nice buffer between you and the seller if you use a debit card you have to dispute the charge with the seller and you are fucked. With a credit card you can tell your credit provider that the seller is bullshit. your credit card company will refund you the money and then its up to the seller to battle with the credit card company. now you have a big fucking financial institution going to bat with the seller instead of yourself. Some banks like bank of america allow for disposable credit card numbers so that you can issue one per institution that you transact with, allowing you to just cancel that number to cancel the service instead of dealing with the service provider one common use case is gym memberships newspapers which try to make it as hard as possible to cancel.
In summary credit cards offer protection and a proxy between you and a shady seller. Don't use a credit card as a line of credit.

>>61587399
>Just turned 18, I have no credit card, no driving license, no social media, nothing.
You're freeee!

>>61587399
Get the drivers license they're not botnet

>>61588310
What if you want to build a credit score?