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>reaching near your wallet to pay at the store That's

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>reaching near your wallet to pay at the store

That's so 20th century.
>>
>>56159950

didn't japan have fucking paywave years ago and it was on their phone
>>
All this wireless faggotry and handing the cashier a couple of twenties is still faster and easier
>>
>>56159950

*tips watch*
>>
>>56159966

yes
>>
>>56159950
>Paying at all
What is this early 2000s?
>>
>>56159950
>Farting your payment data all over the place and in and out of corporate servers owned by companies who store it all in plain text

>Opening up yet another avenue for data theft from NFC/Bluetooth hijacking

>Trading security for convenience like a good goy
>>
>>56160188

Cannot possibly be less secure than credit cards which seems to be incredibly popular with the Americunts.
>>
>>56159966
Just like the rest of the world. Because VISA is an American company. In the wealthier countries in Europe every new debit card the banks hand out supports V PAY.
Only now when more and more smart phones have NFC it's a logical development that people will want to make these payments with their smart phones and watches instead.
But this will be a problem because Android security very, very poor and the lack of security updates is worrisome to say the least.
>>
>tfw I can't give up root
>tfw no Android Pay
>tfw can't into iOS
PayPal NFC mass support fucking when
>>
Most of my purchases I still use cash. Call me old fashioned like that.
>>
>>56160227
>Implying this is anywhere near as secure as a chip-and-pin card

Lol
>>
>using anything but cash

It's like you really want to be the NWO bitch, right ?

They realized that RFID chips under the skin weren't going to work (they believed it in the late 90s), so they use this shit around your wrist. Same principe.
>>
>>56160272
I prefer cash as you can physically see the money leaving your hand/wallet. I think it helps build fiscal responsibility and routines.
>>
>>56159950
I'll stick with money till I can't.
>>
>>56160305
It's even more secure than chip and pin. There are plenty of white papers out there detailing the security used in payment systems like Apple Pay, Android Pay, etc. Maybe you should actually glance over them for like I don't know, 30 seconds before you shoot your mouth off like a retard.
>>
>>56160341
Who let Alex Jones in here?
>>
>>56160459
At the end of the day they're still being transferred over super insecure protocols like NFC so that point is pretty moot.
>>
>>56159950
How is this NFC stuff any different from the paywave thing that's embedded in literally every card?

Nobody realizes they have contactless payment built-in to their cards already.
Is it because nobody has their fancy wireless reader setup?
It never worked the few times I tried it a few years back.
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>>56159966
>>56160554
Apple Watch allows for multiple payment methods in one device through Passbook.
>>
man, i sure hate waiting the zero seconds it takes to take my card out while i wait in line/while the recept prints/whatever
>>
>>56160548
The actual transmission is encrypted, and NFC is nowhere near as a security nightmare as something like RFID.

Like I said, you should actually educate yourself in the topic. It's pretty neat the kind of security that has gone into these systems to avoid using your actual card number and to encrypt the transaction.

I still don't use it because it's faster to use my card or cash, but security isn't an incredibly valid reason to shoot it down.
>>
>>56160583
Name a single reason why you would have more than 2 credit cards.
>>
>>56160241
I live in a not so wealthy european country and every credit card is touch to pay here since a long time
>>
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>>56160588
What's stopping a guy with a merchant terminal going around on the train tapping people's pockets and cashing out the maximum transaction amount without requiring signatures?
>>
>>56160554
Debit cards use RFID and contactless payment for smart phones this works with NFC but for the customer this doesn't matter much. NFC is like an improved version of RFID. One of the differences is that NFC may be able to receive data as well so it can be used for different/multiple purposes like public transportation. So they can detect at which station you got on and out of the train etc
>>
>>56160622
a simple piece of tin foil near the card is enough to attenuate the signal
https://www.youtube.com/watch?v=kp63MZ6RudE
>>
>>56160622
What's stopping a guy with a hand going around taking money out of people's pockets?
>>
>>56160673
tapping and walking away is much easier
>>
>>56160673
The risk of people feeling a hand in their pocket, duh
>>
>>56160341
Since 2001 EU have been talking about implementing RFID in banknotes. Initially the plan was to have started the implementation of RFID in banknotes from 2005 and on but so far this hasn't happened yet.
>>
>>56160716
Protip: If you bump into someone, or otherwise distract them they will actually not feel a hand in their pocket at all.
Seriously, try it on your friend, grab a tit while bumping into them. Okay maybe not that but the point is the same; if someone bumps into you in a public place, check your valuables.
>>
>>56160554
>Nobody realizes they have contactless payment built-in to their cards already.
Not in the US. My old debit card had contactless payment which was nice because the train turnstiles in Chicago require it to pay (or that you buy one of their cards). But when Chase made me get a new chip+pin debit card, it no longer had contactless payment.
>>
>>56160622
I imagine it'd be hard to do without leaving a long trail of electronic evidence, between the acquisition and use of it, to redeeming the fraudulent money. Probably easier in third world countries where you could bribe some bank staff easy enough.
>>
>>56160771
>my card == all cards
>>
>>56160836
Is that a question?
>>
>>56160839
How the fuck would it be?
>>
>>56160851
>==
>>
>>56160795
Not as hard as you might think. Criminals generally use a middleman or catfish. Same with intenet fraudsters on ebay and such. And eventually transfer the money to a foreign account.
>>
>>56160858
How the hell does that make it a question? Fucking moron.
>>
>>56160869
Put one = next time and it will be a proper statement.
>>
>>56160888
that's an assignment operator you faggot
>>
>>56160888
Eat a dick next time and it'll be better than wasting my time.
>>
>>56160248
I somehow managed to be rooted on my samsung s7 and still be able to use android pay. I think it's because I already previously had my card added on my old non rooted device, so I would try giving that a go if possible.
>>
>>56160930
>inb4 your installed maxthon browser plunders your bank account
>>
>>56159950
>USING CREDIT
Jews scam. It only works with huge things like buying a house.
>>
>>56161140
>what is a debit card
>>
>>56160622
because you need to turn on screen and tap OK on your phone
if you use a payment method that automatically comfirms any transaction even if the phone is sleeping you deserve your money being siphoned off into the pockets of smarter people
>>
>>56161140
no, you use it for anything and simply pay off the bill in full every month. the only time you dont pay off the bill and actually utilize credit is when buying things you dont pay for in cash, such as a house or vehicle
>>
>Americans will defend mag strips over this
>>
I have a contactless credit card and it's never worked any single time i've used it.

In fact they look at me like i'm an idiot.
>tap tap tap tap tap
>"uh sir, you have to insert it into the slot".
>>
>>56160622

Absolutely nothing. I'd like a confirmation button (hardware even if may) to start the transaction.
>>
my pants are too tight to be pickpocketed
>>
>>56160382
Good luck getting robbed by a nigger and losing everything.
>>
>>56160110
Underrated post
>>
>>56160670
This is very true, and a lot of more people should do this, but trust me, 1% of the normies that use tap to pay actually use this type of protection.

>>56160673
Physical contact.

>>56160795
If you're getting your hands on a marchant terminal and are ready to go out and professionally steal money off of people, you'll have something like that sorted out way before hand. Like >>56160864 says, it's not that hard.

>>56161288
>>56161774
You don't need to with tap to pay cards. Tap to pay cards are a lot more commonly used than tap to pay through phone.

Pin codes and things like that were thought of for a reason. I genuinely feel stressed about tap to pay becoming a bigger thing.
>>
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>>56159950
m-muh metal card!!!!!
>>
>>56161140
I don't have credit cards, I use debit.
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>>56163218
>being poor
>>
>>56163331
You retarded? Credit cards are the ones for poor people.
>>
>>56159950
>2016
>Still relying on money
>Still having materialistic needs and wants
>Not transcending capitalism, materialism alltogether
>>
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>>56160341
I have to contort and flex my hand weird so you can kinda see this, but my point is that I see no reason for that "not to work."

Granted I'm not using them for payment, but I have a 13.56MHz NFC chip in my left and a 125kHz RFID in my right. They're fun af.
>>
>>56163549
i want trannies to leave
>>
>>56163660
but then who will be left for you to talk to?
>>
>>56159974
And then waiting for them to give you the change.
>>
>>56159950
Bank card + duck tape
>>
>>56163702
Still faster unless the cashier's as retarded as you are.
>>
>>56163676
the people who don't have mutilated penises
>>
>>56163733
I've usually already payed before the cashier has said how much it is.
>>
>>56163772
Sure you have
>>
>>56160670
>a simple piece of tin foil near the card is enough to attenuate the signal

This is literally what I've done.

Not becasue I'm paranoid, but to stop my bank cards from interfering with my public transport card.
Works great.
>>
>>56163787
Why are you doubting it?
>>
>>56163861
Because it's much slower than cash or swiping a card.
>>
Here's what really happens with your apple/android/google/whatever NFC payments.

>be at drive through window
>"hey i'd like to pay with credit card"
>ok
>"no, could you stick the card terminal out the window?"
>"umm i have to speak with my manager"
>wait
>wait more
>there's at least 10 cars behind me right now
>"ok, what do you want?"
>"i'd like to pay with my phone"
>"we don't do that here"
>"no it's ok, just press credit and I can tap with my phone"
>"we can't do that you're gonna have to pay inside"
>"also, you're holding up the line, could you park in the front, we can take your order from there"

So much more convenient than cash, right?
>>
>>56163878
Sure, it's about 2 seconds from the time the machine shows the amount.

But I place my card on top before that, so I don't waste any reaction time.
>>
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>>56164001
Just order from your phone and use the referral code when you get there.
>>
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>>56159950

>This will killed tipping in Burgerland

FINALLY!
>>
>>56164240
An enforced $15 minimum wage will kill tipping in Burgerland, because robots don't need tips.
>>
>>56159950
>need to press a button to activate
>awkward arm move
>10 seconds just to pay
>you have two hands unavailable
>pin input takes same amount of time

you know that it'll take at least 20 seconds for average person
in europe this guy would be eaten alive
>>
>>56164240
You know they can avoid that by tacking on an additional 15% "customary charge" to your order.
>>
>>56164240
is that the gyaru slut?
>>
>>56164292
>15% "customary charge" to your order.

Tipping is great for waitress because the store doesn't need to hassle with taxes.
>>
>>56164292

>We actually raised the price to raised our workers salaries.

Do you know why tipping is bad and you just solved the problem?
>>
>guy steals your watch
>bank account emptied moments later
Nice going, techbabs.
>>
>>56161918
This. Nobody can get your money from your bank without your pin, and your bank has your back if it does happen.
>>
i can't take this shit seriously when it comes to americans in this field.
Like, you guys still swipe your card instead of using the chip and complains about the carding in the US.
Here is CAN we use the chip and we even have taps and now we have applepay which is more secure than ever. you only get carding if you're an american visiting CAN or a special breed of moron.
to the anon that says giving a 20 is faster, you're the special breed of moron. So you give a 20 to everything less than a 20 and then what? Wait for a min wage dropout to hand you your change where he calculates it with the help of a calculator in the cashier instead of his brain? Waiting for him to count the coins he has to grab from the drawer to give it to you? then what next? You taking it all and just shove it in your cargo shorts and walk around like a cow with those coins chiming in your man pants?
using debit / credit is significantly faster than using cash and using anything other than applepay is pure stupidity. You're letting the establishment know your card number for what purpose? at least applepay mask the numbers and keep it safe. Do you go online and put your card details everytime you purchase something online or do you just go through paypal for it? morons
>>
>>56159950
>>reaching near your wallet to pay at the store
why are you buying goods at a store instead of buying them online and having them shipped to you?
that's so 20th century.
>>
>>56164432
>nig steals your watch
>is no longer connected to your phone
nig still got your watch tho
>>
>>56164253
wtf i love bernie sanders now
>>
>>56164909
Cash isn't traceable. I bet you use facebook too laughinggirls.gif
>>
>>56163733
I hope you're just baiting
>>
>>56165014
>cash isn't tracible

cuck, do you even fiat money?

>bill x was withdraw from A's account
>bill x was deposited by B into their account
>B is a corporation
>A bought from B

>http://www.moneyfactory.gov/resources/serialnumbers.html
>>
>>56160673

A gun.
>>
>>56160341
Most car tires manufactured since 2004 have RFID chips embedded in the rubber.
>>
>>56160895
>implying arbitrary symbols can only have one meaning
Nice
>>
>>56165063
Of course I'm not
>>
>>56159950
>NFC reader in a laptop bag on a crowded subway.
>>
>>56165093
>not withdrawing large bills at the bank and breaking them without a transaction at some retailer then spending them elsewhere
It's like you're not even trying.

Oh wait, you're not.
>>
>>56165372
what is the difference between nfc and rfid?
>>
>>56163549
where do you source the tags from and what size are they? I've only ever seen the ones designed for animal microchipping which are RFID and not quite 125kHz, can't remember what they actually are...
>>
>>56163549
>I see no reason for that "not to work."
Because sane people such as myself will refuse to receive implants.
>>
>>56165466
RFID just sends an ID, no processing whatsoever.

NFC is two-way communication.
>>
I still pay in cash because this shit is hella slow and sometimes won't work on the first try if you're shopping at anything smaller than safeway
>>
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>>56165647
>Shopping anywhere but well established multinational chains and online

Wow grandpa

unrelated
>google is being libtarded
>google probaly thinks hillary won't screw everyone over just as much
>>
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>in line at shop
>have exact amount of cash needed to pay as quickly as possible so I can be on my way
>person in front of me pulls out credit card
>spends at least three fucking minutes trying to pay

EVERY FUCKING TIME

FUCK OFF WITH YOUR SHITTY CARDS HOLDING UP THE FUCKING LINE
>>
>>56165871
but it's futuristic

enjoy being robbed by a diverse american who did nothing wrong except be mistreated by your society shitlord
>>
>>56160622
What, you mean from a phone? Because you haven't authorized anything you dipshit. Do you think these systems are just broadcasting literally all the time? You have to initiate the payment first. The iPhone for example has you initiate it by using your fingerprint. It isn't just blasting out the card info all day every day.

I just told you read the fucking white paper so you don't just shoot your mouth off and make yourself look like a retard, and there you go, shooting your mouth off, making you look retarded.
>>
>>56161140
>he doesn't pay off his credit card at the end of every month
I've literally saved over 275 dollars since the first of this year with my credit card thanks to cash back.
>>
>pull money out of pocket
>hand to cashier
or
>pull phone out of pocket
>unlock phone
>navigate to payment app
>touch phone to card reader

Yeah NFC payments sure are better
>>
>>56165372
>...does absolutely nothing as you have to initiate the transaction

I swear you people must enjoy being the willfully ignorant fucks you are.
>>
>>56165871
>spends at least three fucking minutes trying to pay
Thins that don't happen for 500, Alex.
>>
>>56163838
Oh shit, does it? Half the cards in my wallet are touch cards and they're all interfering with each other
>>
>>56166118
i saw this kind of thing happen with someone awkwardly trying to pay using an apple watch
>>
>>56166129
also chip and pin cards

>chip error
>chip error
>try again
>uh okay
>chip error
>slide it?
>please use chip reader
>did you try blowing on it like a fucking SNES cart
>>
>>56159950
Let broadcast the keys of access?
>>
>>56166244
I've never experienced that but i don't doubt it. I try to use cash more these days anyway
>>
>>56159950
>wearing a digital watch
Wait... is it 1985? Again ?
>>
>>56166268
It's less common than lag, aka the plague of small business

>PROCESSING TRANSACTION
>two minutes later
>"sorry our connection is kind of slow, i think it's the phone lines idk how technology works"
>>
>>56166391
Some of them are still connected over dial-up, and when the connection drops they have to re-dial and shit
>>
>>56166409
Some of them are connected over dial-up over a fucking satellite or microwave hop
>>
>faggot pretends to bump into you and sneakingly activates your pay watch
>empties your bank account in a second with haxor device hidden under his trenchcoat
>>
>letting the botnet track your purchase history
I go to my bank and pull out cash and use that instead
>>
>>56166622
>not knowing what a botnet is
>>
>apple watch
>leaves
>comes back to post about it
Everytime...
>>
>>56160305
>secure
>chip-and-pin
>>
>>56160609
Rewards.
I have one that gives 5% cash back on Amazon purchases, one that gives me 2% back on gas, restaurant and drugstore purchases, and one that gives me 1.5% back on everything else.
If you patronize one store in particular, it'd make sense to get their credit card (J.Crew gives a 20% discount on purchases in their stores with theirs, for example)
If you travel for vacation every year, you'd get a credit card that rewards you with miles and most likely use that in place of your lowest rewarding, general cash back card.
>>
>>56159950
Is that thing in the picture the iToilet, finally?
>>
I buy lots of stuff online, but there's something about getting a coffee and a bagel, or a newspaper, or whatever and paying with cash that feels comfy as fuck.
>>
>>56159950
>volunteering to have your purchases and location tracked everywhere to save 20 seconds
>using meme insecure technology

there's a reason NFC and other touch based cancer hasn't spread in North America. It's because it's insecure garbage and would cost the financial corps that issue them way too much money
>>
>>56166876
>secure
>credit card
I love memes
>>
>>56166244
literally never had a problem with chip

on the other hand NFC based cards are shit at being read, The entire public transit system runs on them here and there are always issues with reads (although this might have more to do with the overloaded shit infrastructure that processes the transaction than with the actual card)
>>
>needing battery power to make a purchase
why is technology so meme
>>
>>56167129
No, the reason isn't that. It's the same reason you still print your banknotes on paper, refuse to phase out $1 notes in favour of coins, refuse to phase out 1 cent coins and refuse to switch to metric measurements; allergy to change.
>>
>>56167280
>phasing out dollar bills for coins
What a pants on head retarded idea
>>
>>56167287
Why is that so retarded? Here, $1 and $2 notes were phased out decades ago. Having $1 and $2 coins has not caused the world to end.
>>
>>56167280
>refuse to phase out $1 notes in favour of coins, refuse to phase out 1 cent coins and refuse to switch to metric measurements; allergy to change.
there are large financial implications for doing all of that.

I wouldn't expect someone from a Yuropoor country that has a GDP comparable to one US state to understand.
>>
>>56167343
>buy sub $1 item with $5 bill
>now have to carry $4 in change
Beyond moronic.
>>
>>56167129
>your purchases and location tracked everywhere
Enjoy being a slave or a moron/retard/etc.
>>
>>56167344
Yet other countries that have done so have managed these "financial implications" you're so scared of.

Also, my country is nowhere near Europe, and has a GDP considerably higher than any US state.

>>56167361
Oh no, I now have two small coins about my person, how will I cope with that load?
>>
>>56167414
>caring about your privacy and security of your finances makes you a retard
keep spouting memes consumertard monkey
>>
>>56167426
>Yet other countries that have done so have managed these "financial implications" you're so scared of.
the significance of the USD stretches far beyond the physical borders of the country. It's the unofficial global reserve currency and acts as a benchmark and pricing standard for many important markets.

the countries that can afford to play around with their denominations have worthless economies to the point where no one really cares what their governments mint.
>>
>>56167433
NOT CARING about your privacy and security of your own business MAKES YOU A RETARD (or a slave).
>>
>>56167517
That's all well and good, but I don't see how 1 US Dollar being a coin rather than a note would wreck the world economy.
>>
>>56167610
you had a laundry list >>56167280
so I responded to the question in general and not specific to every single point


changing the dollar bill to a coin is the least harmful thing on the list but will still have too much public opposition to pass (this proposition has been going on forever now)

the private sector has to adjust to using a coin which means tweaking financial systems to accept it

there will be issues with counter fitting the 1 USD coin and it can't be readily checked like the bill for authenticity

the US government will make greater money on the coin because it would have a greater lifetime relative to the paper bill, this will however be offset by the fact that more coins will need to be minted relative to their bill counterparts

if there was a significant profit to be made it would have been done already. America breathes money.

They did their research on it
https://www.federalreserve.gov/paymentsystems/staff-working-paper-20131211.pdf
>>
>>56167862
>changing the dollar bill to a coin is the least harmful thing on the list but will still have too much public opposition to pass (this proposition has been going on forever now)
Like I said, allergy to change.
>the private sector has to adjust to using a coin which means tweaking financial systems to accept it
Aside from vending machines and other facilities that deal with money in a completely automated way, what adjustments need to be made?
>there will be issues with counter fitting the 1 USD coin and it can't be readily checked like the bill for authenticity
Counterfeiting coins has not been remotely worthwhile for a very long time now, and even if other currencies that do have $1 and $2 coins (which don't get counterfeited) aren't as "powerful" as the US Dollar, it's still a reasonable guide to how much of a problem it could be expected to be.
>the US government will make greater money on the coin because it would have a greater lifetime relative to the paper bill, this will however be offset by the fact that more coins will need to be minted relative to their bill counterparts
This is why bills are phased out in favour of coins, rather than replaced all at once. It's not an overnight thing.
>if there was a significant profit to be made it would have been done already. America breathes money.
There's significant profit to be made in all sorts of things America has dug its heels in to avoid doing. America may breathe money, but America is also stupid and short-sighted.
>>
>>56168107
Oh, something I forgot to add: how often do people actually bother to counterfeit a note with as low a value as $1, anyway? Everything I've heard suggests the only really common tactic is counterfeiting $50 and $100 notes and using them to pay for something cheap in order to get legit money as change.
>>
>>56159950
My wallet blocks rfid though
>>
>>56159950
>Letting people steal ur financial information
>>
>not letting the guy who bumps into you drain your account
>>
>>56159950

apart from needing an apple watch for this...

> live in australia
> have four big banks
> only one supports apple pay, for a subset of their cards
> two of the other three negotiate with apple but fail to reach a deal
> one of the other three refuses to enter negotiations with apple
> all of the other three go to the competition commission to form a cartel to negotiate with apple to open up nfc for their own apps
>>
>>56168484
>> all of the other three go to the competition commission to form a cartel to negotiate with apple to open up nfc for their own apps
The joys of living in socialist wonderland australia
>>
>>56168107
>Like I said, allergy to change.
No, just larger more complicated implications. Change for the sake of change is generally something that consumers care about and not governments and business. Small shithole counties can afford to play around with many things that large countries can't touch.
Change for the sake of change is an idea generally associated with US consumerism.
It would not be smart to adopt a change for the sake of change approach to running a huge government.
>Aside from vending machines and other facilities that deal with money in a completely automated way, what adjustments need to be made?
I assume you can read. I do suggest doing so since your knowledge on this subject seems to be sourced exclusively from rushed undeveloped ideas you typed up. Changing to a coin in a massive economy would incur large costs to financial institutions and industry alike There's a section on this in the research the US government published and in many other papers.
>"powerful" as the US Dollar, it's still a reasonable guide to how much of a problem it could be expected to be.
Yes, so the government should create new problems for itself because muh change, right?
Like the US government cares about the quality of life added when you don't need to insert bills into vending machines.
>This is why bills are phased out in favour of coins, rather than replaced all at once. It's not an overnight thing.
Never implied it was an overnight thing. You need more coins compared to bills in general for any denomination
>There's significant profit to be made in all sorts of things America has dug its heels in to avoid doing. . America may breathe money, but America is also stupid and short-sighted.
It's easy to shitpost about these subjects from one's basement without in depth knowledge on anything. If America is stupid and shortsighted with its position on global charts, I would be interested to see the words you would have to describe other countries.
>>
>>56168185
>how often do people actually bother to counterfeit a note with as low a value as $1, anyway?
lower denominations are also popular to counterfeit due to reduced likeliness of being checked for authenticity. A search can answer this question
>>
>>56160341
So in other words...
Alex Jones was wrong, and Richard Stallman was right.
>>
>>56160584
haha yeah, it would just fucking kill me if I had to grab my own wallet
>>
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>>56159950

If someone steals my cash I am out the cash. If someone steals this I am out whatever is in my bank account.

Still going to pay with cash and remain anonymous to companies. You do know that they will get your name and address and send you mail right? It will also be used to collect personal purchase data. No thanks.
>>
>>56168734
I don't even have a wallet anymore

I just keep everything loose in my pockets and try to reduce my carry to levels where it's completely inconvenient but matches my hipster philosophy of mihnihmuhlisum

Wallets are so 20th century am i rite?
>>
>>56159950
>saving 5 seconds of your time every transaction in exchange for being a homosexual 24/7

No thanks
>>
>>56163733
>not calculating tax and giving exact change
>>
>>56159950
In New Zealand most stores have Paywave and you can just place your wallet over the sensor to pay for it. You can use your NFC enabled phone too.
Doesn't this happen in America?
>>
>>56168963
>Doesn't this happen in America?
America, being the empire of consumerism, has had some reserves about mass adaptation of insecure novelty meme tech
>>
>>56160622
Because you'll leave a digital trail wider than your mom's anus
>>
>>56161949
Is there any logical reason why you would fucking say that post is underrated? Has anybody expressed any kind of dissatisfaction or criticism at all against it? Are you delusional? Are you reading replies that are nonexistant? Maybe you come from communities with voting systems, but there is literally no way that you could know what other people think of that post you just replied to here. Maybe it's psychological. Maybe it's your own post you're replying to, like a 12 year old fucktard liking his own facebook posts thinking his swelling autism is going unnoticed. Maybe your self esteem depends on you tricking yourself into thinking someone out there thinks your post is worth something. Or maybe you are just a retard, the worst kind of retard, the one who thinks he's smart, the one who thinks he's the only one to have gotten the joke, to have understood the post. Well, guess what, faggot, that post is under no definition underrated so why don't you do the world a favor and go check out what the bottom of your toilet smells like?
>>
>>56159966
so does Australia <3, we have tap to pay everywhere you go, no compatibility issues, it just werks
>>
>>56159950
>not paying for everything in cash
>not avoiding online banking like it's the plague
Disgusting.
>>
>>56171458
I am concerned about pay wave on bank cards since they are always on.

The security issue with phones however is that they can be accessed remotely. So any security vulnerabilities can be detrimental.

As convenient as pay wave sounds, I would much rather swipe the card as it would take more effort to steal your data that way. The minuscule amount of time saved is not worth the risk.

It is brilliant for public transport however.
>>
>>56167426
>Oh no, I now have two small coins about my person, how will I cope with that load?
Just because you're physically capable of carrying the coins doesn't mean it's ideal.
>>
>>56159950
Cash is still way simpler than these card swipe, card tap, phone pay systems...

Go out to the bank and get your cash for the day/week/month. Plan out your purchases and carry enough to cover them + some extra. Pay for shit without having to worry about being tracked. Don't worry about tech being slow or breaking down. Every place takes cash, most will take card, even less will take phone.

>But you'll get robbed
Then protect your shit. Keep your wallet in a zippered pocket or put it on a chain or something. Not difficult.
>>
>>56164001
>uk, at drive through window
> "card mate"
>get card machine on long wire
>card in pin in
>transaction complete
>take food and leave before I get blown up
>such is life in bongistian
>>
>>56173145
>Australia
>Order and drive up to the window
>"Paywave?"
>"Alright"
>Touch card to scanner
>Drive away with my kosher burger and halal fries
>>
>>56159950
ohh....
>>
>>56160864
Bro I work for a bank, and this has happened in as many as 0 cases in the past 3 years.
>>
>>56166062
At least someone here understands how to milk the jews. I do the same.
>>
>>56166244
Hello, shithole 3rd World Country.
>>
>>56166495
Please navigate us to a case when this happened. These devices even have a certain limit you can use for a day/week/month. Even if this hypothetical scenario happened (and in reality it doesn't) he'd steal 50 bucks.
>>
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>>56165871
>3 minutes

WOW YOU POOR THING
>>
Use cash only for paying stuff that doesn't actually require bank transfers.

Otherwise you'll be 100% in control of your banks/financial offices.
>>
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>see qt cashier
>never fully insert my chip card
>"sir you have to push it in"
>huh?
>"you have to push it in deeper"
>>
>>56173815
kek
>>
>>56160341
And just when I thought this place might be joking about going full tinfoil.
>>
that's nice and all but i live in the american south (not atlanta or austin or rtp) so i won't be seeing these for a while
>>
>>56163702
>keep the change
>>
>>56168882
>carrying change
>>
>>56173815
If you have 3 people in line (a realistic amount), suddenly now you have to wait 15 minutes to pay.

I'd walk out, and I've done it before.
Fuck cards.
>>
>>56177987
>Fuck cards
More like fuck your dysfunctional infrastructure.

>Be Eurocuck master race
>Hold RFID debit card up to terminal at grocery store to pay for my shit
>Instantly beeps, indicating it has read my card
>One second later, payment is accepted
>The slowest part of the process is waiting 3 seconds for the printer to print a receipt that I'm going to throw out anyway
>>
/g/ fags will be the first to voluntarily insert the mark of the beast on their foreheads and wrists
>>
>>56178133
>getting a paper receipt
>current year + 1
nope/10
>>
>>56165497

Ahh, left for a day, doubt you're still here but I'll answer anyway. The one in my left (NFC) came from Dangerous Things and the one in my right came from cyberise. They are 2x12mm and 1.4x8mm respectively. They come in an injection assembly and have proper gloves, preparative stuff, and gauze so yeah. If you were doing it yourself, you can tent your skin with a clip or a Y shaped piece of tape and aim for the area between your thumb and index metacarpal bones.
>>
>be Canadian.
>tap card 90% of the time.
>use chip for big purchases or restaurants.
>use tap on phone when i don't need cash or my driver license.

>go to America for weekend
>swipe card
>show id
>swipe card
>submit to cavity check
>go to restaurant
>they run away to the back with my card everytime
>this is acceptable
>>
>>56180988
Forgot to say i need to fucking sign
>>
Do they keep asking for my ID when I pay with credit card because I never bothered to sign it?

They don't even look at the card before they ask.
>>
>>56181502
They ask for ID because they were trained to
>>
>>56181521
Can I refuse?
It's a violation of visa/mastercard merchant agreement to insist on seeing ID when presented with a signed card.
>>
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>>56159950
wew, I dont think you could be a bigger faggot even if you tried.
Just when I though you were as gay as you can get with your post, you post a webm shilling for jew watches
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