>get new credit card >it has one of those "chips"

You tried sliding the chip? Did you not listen to the bank teller that issued your card, or read the instructions that the card came with?

You know, with the Yale shenanigans last week, and now this thread, I really can't help but worry about today's generation of young adults.

>>51384859
>read
nobody does that anymore. lol

>live in australia
>tap chip on the top of the screen
>machine verifies the transaction in under 3 seconds
>get my receipt
>walk out of the shop with my armful of VB and meat pies
>get eaten by a crocodile
amerikeks, everyone

>>51384859
I think a fair number of places have you slide the card then insert the chip.

>>51384991
>be me in straya
>get paywave card swiped by haxor standing on train
>Now in 250K debt

Yea fuck you

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>be me in Urep
>say I'd like to pay with PayPass™
>teller pushes 3 buttons on terminal and hands it to me
>take my card and touch the terminal with it
>thank you, have a nice day sir

Now only if we had Android Pay.
inb4 bottonetto and enjoy getting my money stolen by nfc thieves

>>51384798
>unironically going to mcdonalds

Disgusting

>>51385261
>walk into bank
>cancel 250k swipe

>>51385429
Some of the new/remodeled stores are actually not too bad, especially since they serve breakfast all day, which is the best thing on the menu

If you have one not run by mexicans/niggers you'll have a good time

>>51384798
Hahahahahaha you amerilads are WAY BEHIND if you got the chip we've been using for the past 10 years in 2k15.

We've already moved on to contactless NFC payment. Just hold the card on top of the machine and your payment will be done in about 2 seconds. Also I dont even use a card anymore, my bank allows me to pay with my smartphone and fingerprint.

>living in the U.S. of POOR
>toppest of keks

Also idk what quality chip you ameripoors got, but the chip I used to have was done in a few seconds after sliding it in.

>>51384991
>live in florida
>tap chip on the top of the screen
>tap chip on the top of the screen
>tap chip on the top of the screen
>Finally insert card
>Enter wrong PIN
>Wait for machine to tell you it's the wrong PIN
>Enter right PIN
>machine verifies the transaction in under 3 years
>get my receipt
>beer is no longer cold, hot pocket is no longer warm
>walk out of the shop with my armful of disappointment
>get eaten by a alligator

Still better than living on Prison Island, mate.

grate bate mate rate ate

>live in UK
>go into chippy
>"oi m8 giz a spud or ur gran tek wakt u westie"
>receive chips
>T-5 seconds: insert card
>T-3 seconds: enter PIN
>T-1 second: remove card
>T-0 seconds: enjoy chips

I don't know what you faggots are crying about.

>>51384798
$130k???!!!
That's nothing. I spent that last year on ammo alone. I guess you'll have to do without your guns for a year or so

>this thread again

>slip debit card down trousers
>press crotch against contactless reader
>beeps for confirmation and receipt prints within 3 seconds
>take purchases outside and get a bj from the queen

/britfeel/

>>51385467

>fingerprint payment
>trusting fingerprints
>ever
https://www.youtube.com/watch?v=vM1QgwaKv4s

>>51385467
>200015
alright

>>51385504
nah, I was able to get a third mortgage for ammo

>>51385467
>Also idk what quality chip you ameripoors got, but the chip I used to have was done in a few seconds after sliding it in.
It's not the chip that takes time, it's the network. In the US and Canada, the Interac network used for debit and credit is a bloated, oversized antiquity that makes our ISPs look competent.

>>51385517
Fingerprints are not super secure, but they are still more practically secure than using a 4 digit PIN.

>Still waiting on widespread usage of touchscreen PIN entry that scrambles the number button placement.

>>51385544
Smart move. If they try to evict just shoot them and stand your ground

>>51385551
>implying its not literally all 56k modem connections over the "normal internet"
lol do you even know how to IT?

>>51385517

>TruTV
>The channel that claims Hardcore Pawn isnt staged.

And even if it is true id say the chance of someone having the same finger print as I do is lower than all 4-digit combinations.

>>51385551
Well that sucks, thanks for pointing this out.

>>51385261
>being this much of a fucking faggot
>not even owning a wallet with a card protector
Autism everywhere..

>>51385627
>cut off your fingertips
>now have access to you're entire life
gonna be laughing when all you fingerprint nerds lose your fingers in driveby print muggings

>>51385572
Enter the era of the keyboard on LG's pin lock screen. Scrambling keyboard entries because it's safer. Fucking kek.

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>>51385663
>Retard doesnt realise the nfc payment we used to do with card didnt have any security, no pin.
See
>>51385513

>>51385663
Also
>gonna be laughing when all you fingerprint nerds lose your fingers in driveby print muggings

how to shitpost part I
Gonna be laughing when all you chip using nerds lose your cc and pin in driveby muggins

>>51385261

Fraud investigator for a big 4 Ausfag bank here.

Only fraud we've *ever* seen involving PayPass cards has been from stolen cards. Less than a $50 bucks in each case, bank covered the loss.

>>51385624

A shitload of banking still uses 56k DDS.

>>51385501
>chippy
>accepting card
top bantz lad

>>51385261
>implying it lets you do a transaction over $100 or so

>>51384798

You've been posting this thread almost daily for a month now, still not figured out how to use a fucking chip & pin card?

We've had them in the UK for literally over a decade, they're being phased out here now and replaced with contactless cards, welcome to 2003 Amerifats.

>>51385468

it's really not

>>51385880
>contactless cards

I hate that name.

>Go to McDonalds
>See slot underneath
>Ask about slot underneath
>Manager says it's for newer cards that have a chip rather than a strip
>Months later get a new card, complete with chip
>Have had no problems

motherfuckers just don't ask questions

Chip and pin is bollocks. Black Hat agreed don't bother them about it.

>>51385572
>>51385627

Strictly speaking, we can use a different approach to either of these. That said, even if the chance of having fingerprints matching is low, I would still distrust them on the whole. We leave our own fingerprints on almost everything we touch. It's not "secret" information, and theoretically, someone could 3D print an artificial "finger" with our fingerprint.

>>51385912

don't cry senpai, it's just a name.

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>>51385926

Yeah let's all be like Amerifats and still sign checks in 20fucking15! So much more secure

>>51385938
It reminds me too much of my loneliness.

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>>51384798

>>51385948
>use eyes
>see skimmer
>don't use that terminal
vs
>use eyes
>see nothing
>get man in the middled
>you're fucked

Chip and Pin is literally, literally, a solution for the retarded. Are you retarded? Blind?

>>51384798
> Commiefornia community college
> Walk up to vending machine
> Tap my phone
> "bleep bloop" almost immediately
> "Authorized. Please make a selection."
> Grab snack
> Die of thirst

>>51385972
>get man in the middled
Well no, since the transaction details involve randomised variables. (NONCE)

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>Take cash out at woolworthless
>Tap Card on Display
"Fuck I have to insert for cash out"
>No Anon, just enter you pin :D

Th-Thanks Technology

>>51385859
cap for contactless is £30 per transaction, and if your bank gets two in the space of a few seconds for £30 each they're probably gonna freeze the transactions and call you to verify

>>51385972
>Chip and Pin is literally, literally, a solution for the retarded. Are you retarded? Blind?

tfw when everyone in Europe has been using these cards for over 10 years, and it never happens.

Don't fear the future (or the past in our case).

>>51385972

how does a man in the middle get your fucking pin number?

>>51386092
HW keylogger on the pad

>>51385131
You have to slide the card, then insert the chip, then try sliding the card again because the chip didn't work, then the cashier tries sliding your card, you try shoving it up the but again, everyone behind you is getting impatient, the cashier tries sliding again with a plastic bag covering your card, people behind you are starting to move to other cashiers, you blow on the chip and stick it up the but again for luck, the cashier tries once more as well to no avail, and theres no one behind you now so you just pull out cash and pay like a normal person.

>be me
>lonely virgin Indian in Canada
>go to shoppers drug mart to buy chips
>wave debt card over paypass terminal
>1 second is all it takes for the receipt to print out
>walk home and cry at my obesity problem

Chip readers and paypass is so much better than fucking sliding your card LOL

Fucking hated sliding, took forever, and they made you sign the fucking receipt lol

>>51384798

op is a dumbass

this is how it works in real life

>put card in
>type in pincode
>remove card
>say goodbye to checkout lady

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>>51386153

How do they get a keylogger on the fucking store's pay unit, in full view of the store attendant?

>>51386257

Not how it works in the rest of the world senpai, either American banks are cheaping out on the pins, the units or your phone lines are just third world.

>waddle up to Mac Daniels.
>have to verbally instruct the fat chick at the counter what I want
>she doesn't understand what I say, I have to speak up and repeat, what a nightmare.
>I have to pay for the food
>doing some weird yoga pose to get my wallet
>have to unfold the damn thing.
>cash falls out, I'll pick it up later.
>pick out credit card
>put it in the slot
>enter the pin code
>the 2 second delay from hitting enter to moving my fat hands to the card is plenty of time.
>waddles away with warm food.
Guess it wouldn't suck so much if I wasn't a fat american who was too stupid to remember a 4 digit pin.

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>be me at work
>live in Canada
>customer trying to pay
>tries to tap his card
>It doesn't work
>inserts chip into the reader
>pulls it out too fast
>"I'm sorry sir let me try"
>try to take his card
>he punches me in the face
>"I'm sorry sir I was just trying to he-"
>moose bursts through the window
>gores customer on its horns
>boss makes me pay for damages
>I tap and it works right away

eh

>>51386327
They swap pinpads when they aren't looking. Or do so aggressively under threat. Can happen in some neighbourhoods where law enforcement us incompetent or workers are retarded

>>51386336
Just havin' a go m8, but my bank card came with a faulty magnetic strip and the contact chip died after 2 weeks, I never bothered to get it replaced because I have another EFTPOS card which functions exactly the same and works 100%.

I also have friends who complain about their chip/magnetic card never working 100% while their single magnetic cards work flawlessly.

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>>51384798
>he has no wireless chip

litterally

>hold your card near the machine
>beep
>beep beep
>within a second you're finished

enjoy your "technology" amerifats

>>51385448
>especially since they serve breakfast all day, which is the best thing on the menu
What exactly do they serve in murica mcdonalds during the morning that's so good? Best thing we have here are hotcakes, every other item on the menu tastes like a dump.

>>51385572
My phone does this (LG G2)

>>51385517
Is that the guy from Buzz?

>>51386426
> I also have friends who complain about their chip/magnetic card never working 100% while their single magnetic cards work flawlessly.
I'm wondering if your friends are stupid or if your banks and shops genuinely can't deploy decade-old technology that has been around in like 40 other civilized nations (... far more people than the USA has) and worked fine.

Chips shouldn't die this easily.

>>51384798
> >"you have to insert it in the slot underneath, sir"
> >the slot takes 30 seconds to find
> >60 more seconds for it to "verify"

Holy shit, I used the new system at Trader Joe's the other day for the first time. The slot is a pain in the ass to find, especially if you're tall. They didn't even give it a highlighted plastic surround or anything.

The best part was after the initial read, it says:

> Press below for credit
> <<<< VISA >>>>
>
> <<<< US DEBIT >>>>
> Press above for debit

It's *wildly* confusing. They mumbled something about the bizarro labels being caused by the bank they use, and that it will be fixed later. Jesus Fucking Christ, though, I'm pretty sure my mother would never figure that out.

>>51386444

>taking your card out of your wallet
>to wave it around in front of something
>not just waving the whole fucking wallet

Stop acting like some kind of animal.

>>51386460
Glorious egg mcmuffin and hashbrowns

>Invent the most advanced tech in the world
>Can't use a card with a chip

American really is a strange place

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>americans still can't into contactless

>>51386517
>it charges both my debit and credit card
t-thanks

>>51386496
Holy shit, how did they manage to do that?

Even when like 15 years ago when they introduced chip cards here it wasn't that bad, and back then one payment provider had some ridiculously slow dial up connection / server on the other side.

>>51386327
how do ATMs get keyloggers and cameras installed in them and then go unnoticed for weeks?

>>51386496
>Americans
kek

>>51386629
because ATMs are outside and accessible in the dead of night

>>51386629
Crappy ATM design.

>>51386496
>>51385551
>OP posts obvious b8 thread
>americans actually defend it

lel, you ameriϲυϲks never cease to amuse me

>>51386534
Hash browns I'll give you, but I can't stand any of the mcmuffins.

>>51384943
Anon what are you doing now, reading.

>>51384859
Isn't Yale supposed to be a good uni? Maybe American top unis are those shit places the retards in Europe go to to learn welding and cleaning toilets.

UNITED STATES OF POOR

>>51384859
What happened at Yale?

>>51386517
>have 6 cars with NFC chips
>public transport
>work entrance
>credit card
>debt card
>university pass
>master card

it gives errors if I hold my whole wallet next to the reader

>>51387167
Chimpouts

>>51384798
Americans don't have chips on their credit cards? How does that work?

>>51387480

They are just introducing them now, 10 years after the rest of the world.

Remember this is the country that still uses inches and lbs.

> be me in benghazi
> running between destroyed T55 while also avoiding aniper fire
> reach the fastfood place, order two shawarma, cheeseburfer and fires+pepsi max ofc
> pay 7 dinars that I got by selling a gp25 after the underbarrel on my AKM broke
> while watching the shawarma dude do his stuff a mi24 passes by shooting s5 unguided rockets and using its 12.7x108mm
> get my food
> get back home , go to the roof and watch a mig23 use its brrt, shoot anti building s24 rocket and drop two fab500
Such is life in the warzone

>>51386571

Give them chance, they're only just getting chip & pin, and can't get their heads around it.

They'll no doubt get contactless in 2025 then complain about how confusing it is instead of writing cheques like it's still 1920.

>>51386398
>>51386629

You've never even used chip & pin have you?

The handsets are usually behind the counter, and the store keeper hands it over to you, you put your card in, enter your pin and they take it back a second later.

You'd have to be pretty fucking stealthy to install a keylogger while they're watching you in the usual 5 seconds it takes to process.

>>51387521
>they're only just getting chip & pin

HAHAHAHA, no

We're getting chip and signature. PINs are too complex for our feeble minds.

Unless it's a debit card, which thanks to the PIN is still more secure than a credit card. Even if it just has a magnetic stripe.

>>51387519
Ty anon made me lol at work lmao

>>51384798
WTF am I reading?

Is this a post from the year 2000?

>>51384859
I work for America's largest bank
Sliding the card defeats the purpose of the chip, the magnetic chip contains the cards information unencrypted for anyone to view, the chip creates a one time unique code for that single transaction, plus, it encrypts your card number with a generic reference number that is interpreted and translated by the issuing bank to your credit card number, thus, if a data breach like the Target and Home depot happens, we don't get a million and one calls bogging down our lines about it.

>>51386444
We've had Paywave and the Mastercard equivalent for yours, what this thread is referencing is the chip that comes in the cards that you have to slide into the machine.

>>51386571
NFC in cards has been prevalent in the United States for years, VISA calls it PayWave and I forget what MasterCard calls it, but we have it.

>>51385852
Only place that accepts them round here just happens to be at the top of my road ¯\_(ツ)_/¯

That said they'd still probably refuse to serve you if you tried it

>>51384798
>I'm inept. Hear me roar!
>Here's your junk food, sir.
>Y-y-you too.

going to reddit :^)

>>51384798
>the slot takes 30 seconds to find
This is called being retarded
>60 more seconds for it to "verify"
>by the time I get to a table, my food is cold and a random shooter has gunned down everyone in the restaurant
This is called living in a third world shithole

>how the hell is this better?
It only works well when your IQ is above 60, in a developed country.

What's the status on the sec of these new chips?
I don't know too much about it but weren't these the types of cards that needed RFID block wallets?

>>51384798
use black box to scan your card as you check into a hotel. Take the information from black box and re-program white card from ebay. Sell full tank of gas to truckers at $50 for a full tank. $1000 tax free a week at 18. ez money.

>Live in "europoor" country that takes this shit seriously
>Go buy groceries
>Insert card into machine, put in PIN and press the green button
>3 seconds later the payment has been authorized and I can remove the card from the reader
>Total time loss compared to just swiping an easily copiable mag stripe is roughly 8-10 seconds
The only times card skimming even happens is when foreigners come install skimmers at automated gas stations. With ATM's you only insert the end with the chip and not the whole card so a skimmer won't catch the whole stripe and nobody uses the stripe reader as all new cards have been chip and pin ones for over a decade.

Shit, it's like murricans want to all be burdened with the costs of credit card fraud in the cost of bank services.

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>>51384798
>the slot takes 30 seconds to find
OP in need of a chromosome count

>>51384798
Fill up tank at petrocan
Tap card where it says 'here'
2seconds n done
>easy as your mom op

>>51384798
It took so long for me that the cashier called security because he thought I stole the card since it didn't activate immediately. Cops got involved and everything.

>>51385467
Mastercard PayPass (Contactless Payment) debuted in 2003 in the US faggot. 12 years ago we were using a technology that you just "moved on to"

PASTA
A
S
T
A

>>51393596
Prove it.

>>51385949
I didn't come here for feels ;-;

>murriburgers are literally still living in stone age
I bet you use cash, too.

https://www.youtube.com/watch?v=EUHkysRHiGE

These cards are fun because sometimes they even have metal trim + the chip .so are very tangible in your hand

>>51393492

And in 2015 it's still accepted almost nowhere in the U.S.

>>51393903
>went through a loophole to get by debit card added to android pay

holy fuck
this truly is the future
fuck EMC or whatever its called

japan may still run windows 3.1, but at least you're economical advances are dope.

I just slide mine like regular, there's only been one or two places that make me slip the chip inside. Fuck them.
I want retina scanning to pay.

>>51387175
>not having it all on your state given ID card (driving license + medical insurance + university + public transport + debit card + whatever else you want)

do other countries even into e-government?

>>51385504
>I guess you'll have to do without your guns for a year or so
Obama took my guns :(

>>51385928
do you actually think some random bloke off the street is going to take the time to lift the fingerprints of you, a random fucking nobody, off of a bunch of shit you touched and then 3D print a finger using those prints?

A fingerprint is FAR more secure than any assortment of random numbers.

>>51387514
and the UK still uses stone
they have no right criticizing anyone about anything

>>51385513
>use butter knife without licence
>get arrested and raped by pakis

/britfeel/

>>51393999
>retina scanning
Sure, that sounds great until someone mugs you and cuts out your eye.

>>51387043
How can you be so stupid youd corelate cleaning toilets and welders having the same skills.
Welding is an excellent job and it requires skill. You can easily make 80k+ as a welder

>be south african
>earn money
>government shits on me for being white
>no money
>swim in closed pool
>get aids

>>51386257
You need to slide the machine and chip the insert only to drive 400mph of iron made out of a wall at diamonds.

>>51386484
college Humor

>>51393932
Every gas station and walmart near me does

>>51384798
>>have to tip the shooter
Fucking orbit

>>51394197
No. Retinal scanners can tell if your eyes are alive or not. Bio-metrics have gotten better since forever ago.

>>51388285
But paypas/wave supersedes the need for the chip at all.
If the transaction's over 100 you just type your pin.

>>51385835
Because, contrary to popular belief, you cannot duplicate a contactless smartcard. It's not a static id like an RFID tag, the card actually signs a transaction (coincidentally, this is also why chip cards are non-duplicatable -- they sign a transaction, the secret stays on the card, so there's no way to copy it). The only way to reasonably make a fraudulent purchase would be to have a business that's in on it.

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>>51395786

Then how come Wesley Snipes could still do that in Demolition Man, and that was set in 2032?

>>51385658
Would multiple cards with RFID in the same wallet help at all?
I can't imagine someone would be able to skim my wallet in my back pocket because of interference

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>>51384798
10/10

>>51384798
Sucks to be you

>>51393947
this is actually an extension of emc, its in the spec but not sure why hotdog land didn't implement it

for reference here in canada its called tap and most purchases under 50-60$ depending on bank well go through

literally so fucking convienent

>>51385551
I work with these devices in Canada. Lots are hooked up to POS systems. The debit/credit devices themselves are literally peripherals. If they are sluggish, it is all about the network.

>>51386398
You can't swap the entire fucking pinpad. For the provider of these I work for, the pinpads have a serial number which must be updates on the suppliers end in order to take payments. So no. That is not happening. You would have to be on the inside of the business to make this shit work.

>>51384991
I think you're confusing eeprom chips with RF antennas. OP is a faggot though. Eeprom is contact, not proximity.

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>>51387542
In the US, I have seen the handheld ones maybe once or twice ever. Almost all payment terminals look like pic ... they're permanently installed near a checkout location and the new chip & pin ones look identical to these except with a slot on the bottom face to push the card into blindly. They're generally in terrible disrepair and I doubt anybody from the store looks at them for long unless they stop functioning.

>>51384798
Wait what? I've had this for over a year now and it sucks

Exactly how stupid are Americans that they can't figure out chip and pin?

I mean, you would assume those of them on /g/ at least consider themselves reasonably tech literate, but from reading the responses apparently you're all as dumb as a box of rocks.

If you can't figure out an EMV pinpad, I just assume you wear one of those foam helmets and rode the short bus to school.

>>51396015
>The only way to reasonably make a fraudulent purchase would be to have a business that's in on it.

>Implying
http://www.wired.com/2015/10/x-ray-scans-expose-an-ingenious-chip-and-pin-card-hack/

>>51384798
The big push for chip and pin in South Africa was to counter card-skimming.
Is card-skimming not a problem int he United States?

>>51387542
Bunch of british terminals just got compromised because they got modified in the factory, not a swap

>>51400000
check'd

>>51400000

It's a huge problem.

The US accounts for like 50% of CC transactions, but around 85% of the fraud.

>>51386153
So they have the pin. How do they duplicate the chip?

I must assume you are American.

>>51399880
There's a study that only 5% of Americans can understand that credit cards can be processed in other ways than swiping. They think swiping is an intrinsic part of credit card transactions.

>>51386294
Nope.
>put card in
>takes 30-45 seconds to authorize
>type pin in
>oops, a gnat farted within 300m of the machine and it lost its handshake
>jiggle the card til it re-reads it
>type pin in
>oops, a gnat farted within 300m of the machine, card lost its handshake
>jiggle the card til it re-reads it
>oops, the cables are 30 years old and have suffered the abuse of hundreds of thousands of ham-fisted retards, old people, and niggers; terminal lost its handshake with teller computer
>raise eyebrow at teller
>"yeah that thing never works. Can you slide it like a regular debit card?"
>attempt to slide it
>some niglet stuck gum in the slot, card both won't read and now has nasty-assed gum stuck to it
>you don't carry cash, hurr technology
>hang head in shame, walk out sans purchase

Same is true of the exterior-mounted card slots at drive-through fast food places.
>hey let's take expensive electronics
>that are completely open to the elements due to the card slot
>and put them outdoors, where they can get rained on, run into, and vandalized
>then act surprised when they don't fucking work 3 weeks later

>>51384798
Now you have 23 replies. Good job op. Great b8 for non Americans on a American site.

>>51386460
steak egg and cheese bagel
any biscuit or bagel sandwich really
breakfast burritos (especially with extra cheese)

>>51400221
This was true in Canada 5~ years ago, but terminals at anything but a tiny corner store take 5 seconds tops now

>>51384991
Also Canada

>>51399978
Still requires you to steal the physical card. The point I'm trying to make is that you cannot duplicate the card like you used to be able to with magstripe -- so the "put a contactless card reader in your backpack and walk around an airport vacuuming up cc numbers" attack is possible, contrary to popular belief.

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Ameritards don't know how to use a credit card. Topkek

>>51400314
>steak egg and cheese bagel
>any biscuit or bagel sandwich really
>breakfast burritos (especially with extra cheese)
None of these are available in NZ.

Not sure about bagels though. They're probably not advertised.

>>51401678
You should try a bagel if they carry them there, they're great

>>51384798

who the fuck goes inside of a mcdonalds for food, you drive around the fucking drivethru like an american

>>51387519
Holyshit my English is broken.

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>be europoor
>walk into a Waitrose
>get my usual, kale and springwater (evian, not that buxton shit)
>approach the cashier
>"Thank you sir, that will be..."
>put my finger to her lips
>whip out my contactless credit card
>glide it over the terminal, hearing that satisfying beep
>bag my items in my recycled, organic bag-for-life
>walk back to my Prius
>drop my card
>charged £135,000 at the end of the month

>>51394154
Stone is a measure used informally for body weight. I think a more serious criticism is that they still have their road signs in miles. Regardless it's still a lot better than the US when it comes to units of measure.

>>51387480
The magnetic stripe

>>51401835
>prius
>not leaf or tesla

>>51401835

There is no credit card in Europe, only debit.

>>51401835
>>51402474

Also, you can usually disable contactless payment on your card in one click on your web interface.

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>>51384798
>not having paywave

>>51384798
>be American identity their
>someone drops their Card with chip
>take it home
>read chip with card reader
>brute force the pin for the card
>obtain original holder's information
>open 7 credit cards in their name

It is a better system desu senpai

>>51402474
But Europe does have credit cards, though.
Just not in the same strange way as America.

>>51384798
>>51388263
>>51401835
I think that NFC payments in smart phones /watches has a brighter future and will adopted quicker in America than chip cards. I think I've seen more NFC terminals in stores so far than chip card readers.


Does anyone know if it's cheaper for businesses to pay for new NFC terminals compared to Chip readers?

>>51384798
You don't just tap the screen with your card, lad? Lol what year is this

Is it even possible to get a debit card in america?

>>51402694
Yes

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>live in new zealand
>wave the card over the card reader
>it works instantly
"Thanks for shopping at K-Mart"

>>51403031
wdf is a k-mart

>>51402496
PIN isn't written on card...

As an American I keked

But the new cards do take along time, but they seem to be getting better

>>51403065
Hence
>brute force pin

>>51385852
The chippy across from my house was the first place I ever went to take contactless and Apple Pay. Then again maybe that's why they keep winning national awards

>>51401118
>so the "put a contactless card reader in your backpack and walk around an airport vacuuming up cc numbers" attack is possible, contrary to popular belief.
Is possible or is impossible?

>>51386044
It varies from place to place.

In NZ it is 80nzd which is 34 quid. It's still a relatively small amount that makes it hard to make a ton of fraudulent purchases without tipping them off.

>>51403076
The card reader would have to be connected to the the card-holder's financial institution to be able to validate the PIN. The card would be locked after the minimum number of failed attempts.

Again, I must assume you are American.

Again

>>51384798
I got arrested because the manager thought the chip on my card was stealing data when I swiped it. Thanks America.

>>51395269
Holy shit I fucking love autocorrect.

>>51385501
well at least the bird who served you was well fit innit

>>>51403031

Wtf is USA

>>51387167
Somebody suggested that maybe it wasn't the university's job to police offensive halloween costumes.

Now every minority student on the campus feels incredibly unsafe.

>>51396015
That's actually pretty neat and makes me feel less scared of paywave but still scared of google and facebook and the antichrist.

>live in Netherlands
>gotta buy some marijuanas to inject and some tulips for my mom
>ram card against machine
>it beeps
>walk out
>kanker

>>51384798
>get new credit card
>it has the chip and the wireless antenna
>go to mcdonalds
>order some fries
>just tap the card on the reader and it beeps and I get my fries and fuck off outta there
not that hard
do you burgers not have wireless credit cards yet?

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>>51384798

>Not paying always in cash
>Not always carrying with yourself at least 100K

Aren't you afraid people will think you are poor
I could never live with that shame

>>51385261
>having an RFID protected wallet