>have $20k from pay checks sitting in my hand >too nervous

>>3466378
Lmfao, 80% of those checks have probably expired, you dumb fucking faggot. Thank you for wagecucking for free, you slavecuck.

>>3466452
oldest one is 4 months think it takes 1 year

Give them to me you fucking retard.

Put them in individually, space them out. The irs auto checks your thing when you deposit 5,000 I believe.

Did you work under(no taxes) or over the table (there's a record of you working like a W2?).

Be careful.

>>3466378
Dude the bank is obligated to take any check you have.

They are not obligated however, to give you the money instantly.

You can also deposit them at an ATM or maybe even from your phone.