Hello /biz/. I'm not a very smart person. In fact, I'm

>>3414176
First of all, don't spend half of it buying tix to the crypto chains. Set aside 16k for future needs, downpayments, gold, and further ammo for stock/crypto dips.

If you're stupid, do not try to time anything. That means don't buy everything at once bc you think it'll go up from the date of purchase.

Instead dollar cost avg your way onto the crypto chain. So, say you want to invest your 16k by 2018, Every week, put in about 1k into cryptos. If a serious dip happens, then you're allowed to increase spending to get as much value as possible....but not too much.

Lastly, stick with the basics: 60% Bitcoin, 30% Ethereum, %10 value Alts (OMG, NEO, ARK) that haven't yet mooned.

Let me know if you'd like to pay me back for that awesome advice

>>3414289
*Don't spend all of it, only spend half

>>3414176
Buy a 10-15 year old japanese granny car for a few thousand if you need a vehicle. Parts are double price domestic, but they break less often. Looking boring and not rich but not too poor on the road helps keep cops and criminals from targeting you.

>>3414176
T bills