I'm working a minimum wage job and have a bunch of credit

Invest in cryptos

>>3175865
Oh, and I should mention that I will be taking all the money that would go towards savings and leftovers from fixed-expenses and use that to pay off my credit cards until they're at $0.

I also want to try and get new numbers for them so that they don't get hit by anything I don't expect.

>>3175892
Investing is something I want to get into, be it in cryptos or whatever. But having a bank account value in double digits, let alone in the positive, is probably required first.

>Savings account in 2017
>0.025% interest
>MFW I make that in 5 minutes trading shitcoins

>>3175910
2.3% interest, still not a lot but it's something. The majority of the money I'd be making in the savings accounts will obviously be from my personal contributions.

>>3175933
You'd honestly be better off just holding something like ETH or BTC

>>3175933
2.3% barely covers inflation, if that, depending on the area and time of year you compare it to.
They probably also have fees. For withdrawing, for not depositing a minimum amount that month, for not having what they consider 'enough' in there, etc.
So it is probably better to have it in just about any non-depreciating asset. Or yeah, crypto.

Banks are only useful for convenience of trade, for which a checking account is most fitting.
Since credit/debit is accepted almost everywhere, and wherever it is not, a checking account can buy or link to most other methods you may need.

Well, they're also for loans. But if you do not have a strict business plan for that then it's a dumb route to take.

File: 10f3247d73dd21f2270d3d643e9b7eb.jpg (511KB, 849x1200px)

511KB, 849x1200px

>>3175865
Kneepads seller