Hey /biz/ I was pretty fucking horrible with my credit cards. I dont know what my score is but it would probably be as bad as you can imagine. It wasnt a whole lot only 2 of them worth 2k total, pretty much maxed and overdrawn for the last year. Thanks to crypto I can pay this shit off easily, what I would like to know is if I am better off paying them off completely and closing them or try to get the good credit meme. I dont plan on taking any more goyim loans for the rest of my life but if I am in a pickle I guess good credit would help.
>>3172963
Hey, I'm a banker.
Pay them off and keep them at 0 Keep using them, but only if you have the money in the bank to pay it.
Always pay off your card every 5 days or so.
Within a few years your credit should be significantly improved.
Ultra good credit is good for nothing but getting you in debt. But you need decent credit to get a house, a car loan with better interest rates, etc.
>>3173162
Paying every 5 days makes no sense
>>3173162
thanks for the advice