I dunno if anyone talks about anything other than crypocurrency on this board but I want to see if my financial plan makes sense.
>car got totaled
>need to buy another one.
(pic related, RIP In Peace GTI-chan)
>checked out the same model of car but new
>looks pretty good
>with tax and everything I'm looking at $26,500
>hopefully I can negotiate that lower but I'm shit at haggling
I'm probably going to buy it but the question is how.
>want to buy a house next year
>house will probably be $350,000-$400,000 because lolbostonarea
>credit is ~740
I can pay cash for it but do I finance it just to raise my credit for when I buy a house?
Also
Do I pay the whole car off before trying to get a mortgage or pay the minimum payments and try to maximize my down payment on the house? (I've done the numbers and I don't think I'll be able to save up a 20% down payment)
Currently I think what I'll do is finance it to raise my credit score but pay it all off before trying to get a mortgage.
Thx in advance for any help.
get 8k right now, buy btc, invest in any of this coins NEO, Ark, or DNT, depending on which u invest in those 8k will turn to 50k in 1-3months starting from day of purchase, use this money to finance ur car for a better credit score(after a year of on time payments pay it off completely) ur credit score should be in the 800s now, and ull receice a lower % on ur loan for ur house.
t.millionare that never gives advice on this board but this one time i am because im on the same boat as u but obs my car and house cost 5 times what ur paying
>>3122040
>Not FUDing shitcoins on Biz.
>Talking actual finances.
I don't know what to do with this, anon.
Please escort yourself out, come back when you bought all into BitBean
Nice just boug-
PLEASE TELL ME WHAT COIN IS BEING SHILLED>>3122040
Thanks guys.
I'm going to put the minimum amount down for the car loan and then put the rest of my savings into shitcoins.
I'll easily be able to meet all the payments for the car from the shitcoins and then once my earnings triple I'll easily have the mortgage down payment.
>>3122040
bumping for interest. But this isn't really the right place to ask, not even because of the crypto shills, but because most people here are NEETs
>>3122897
not sure if bait but after following /biz/ the past few weeks I can pay off my car