>20 years old
>no credit history
>make $35k a year
>get rejected for a $200 limit SECURED credit card
FUCKING EXPLAIN THIS
Buy a house instead. Or just apply to multiple places. And get credit karma.
>>3031695
You're not jewish.
>>3031715
I have credit karma and i applied to their recommended cards. I tried to finance a laptop. I've been rejected by everything credit related.
>>3031695
Wut, I thought getting rejected for a secured card was impossibruh, also
I applied for a $300 limit card and received a $3000 limit one like wth. I do look Jewish tho, is that the reason? Ornam I getting played?
I'm sorry anon, but since you don't have a credit history (and rating), you are a nonentity as far as lenders are concerned. In practice, this translates to a false negative (a presumed "guilty") because you have what is known in the industry as a "thin credit file."
It's not your fault; it's just that the standardized credit score rating is fucking broken.
There have been multiple complaints about this from many quarters, but it still hasn't been fixed or replaced.
>>3031695
When I was 19 I got denied a DEBIT card by a bank and the following month they offered me a credit card with a $1200 line. Banks make no fucking sense.
>>3031755
Take out a small loan from the bank and pay it off. Get an amazon credit card they are easier to get and have no fees. You will have to get your credit history going.
>>3031695
>no credit history
>couldn't get a high credit limit
are you fucking retarded?
>>3032365
>200
>high limit
>>3032129
They denied you to sell you a more expensive option. What's there not to understand?