Who else here just wants to have enough money to be able to live

get gud

>>2866572
If that were true you'd be long gone

>>2866572
I do. It's literally all I want.

But in my case I actually am going to be fired soon and I'm terrified.

But anyway I see it like this anon. If I put away $100,000-$150,000 now in my 20s into something low risk like index funds, I should basically be able to retire on that money when I'm 65. So it's like buying my retirement now so the last part of my life will be squared away and I won't have to worry about saving for it.

Then I can quit my white collar job and simply live paycheck to paycheck making money for things I want now and not worrying about saving it. So any bit that I do save will simply reduce the time I between now and when I retire. If I keep on saving and saving that time could by in my 30s. But the point is I can do whatever the fuck I want, get a nice easy job and not worry about saving. Like fast food in a foreign country or something really easy and stress-free that I can do with my hands, something nice and blue collar. Or I can focus on passions and jump from job to job not worrying about saving anything.

That's what I want. So I will buy my max age 65 retirement first and then just use any leftover money to make it even younger and younger.

>>2866619
It's a bull market right now. I'd lean heavy on crypto till the bubble bursts then re-allocate.

File: 1485462735020.jpg (114KB, 625x505px) Image search: [Google]

114KB, 625x505px

>>2866572

what is your job?

that sounds like complete shit, anon, i'm sorry. i have peaced out of jobs before for much less egregious shit

i just want to wake up and do what i want and not go to a stressful job. that's pretty much it. roof over my head maybe a car, insurance, food. be able to travel.

it will still take millions though to have that lifestyle for life. but yeah ideally i can just buy 10k-20k in bitcoin now and put it in a trezor for 3 years and be free of this bullshit grind.

File: 1498864757629.jpg (22KB, 480x346px) Image search: [Google]

22KB, 480x346px

whats your job

>>2866572
dude i hate having to go to work everyday so much that i swear i'm thinking about selling my goddamn house for $200k, invest all in bitcoin and pray that it hits $15-20k in 3 years so that i can quit and live off interest

but instead i'm trying to make some investment money off of fucking shitcoins with $5k. cause i'm a fucking coward.

>>2866631
>>2866644
Logistics manager. Basically have to make sure that all parts are there so our production doesn't have any delays. It's fucking hard keeping up with everything because of shitty suppliers and all. Also have to keep the clients happy which is not easy

>>2866572

Same boat OP

Got money in monthly dividend stocks but will need $150k to make enough to pay my bills.

Have you looked into Control Finance? Seems like a huge scam but I can live off $4500 a month and I have $10k to invest right now sooooooooo....

File: Screenshot_20170724-154634.png (270KB, 1080x1920px) Image search: [Google]

270KB, 1080x1920px

>>2866747
Forgot pic

>>2866747
lol you deserve to be scammed

>saving up so you can use that money when you are getting senile and your body already has serious problems with basic functioning
Lel, just lel.

>already made the calculations
>can retire after 5-10 years of work if I live like I currently do (a pauper mega-jew) (depends on salary I get and how cheap I want to go)
>can't land first job

I think about suicide every day.

File: 1485454450941.jpg (134KB, 1120x534px) Image search: [Google]

134KB, 1120x534px

>>2866740

can you be more specific? that job title is literally sanitation engineer tier in terms of vagueness.

do you work in an industrial environment? office?

because your boss shitting on you like that in a white collar, corporate environment is pretty unheard of and would make 95% of people dip out.

File: IMG_3206.jpg (34KB, 198x190px) Image search: [Google]

34KB, 198x190px

>>2866572
>tfw in year 4 of a 15 year hard labor sentence
>should be able to live off dividends at the end of accumulation phase/slavery
>will probably off myself before day comes

>>2866572
must suck being a brainlet

Have you considered learning what you need to do for your fucking job?

>>2866572

100% in the same boat anon.

I'm a licensed insurance "agent" but what it means is that I'm actually just a piece of sales livestock that sits at a desk and is under constant pressure to write business out of thin air even though in a mandatory insurance market the only thing that sells is price.

It's absolutely miserable but I don't have any other credentials and I can't afford a cut in pay because every dollar my salary goes down is no different than a dollar taken out of investments.

If I was making 5% returns (which is conservative), I'd be taking about $1200/month on $300k principal. $1200/month is about what I need to live, though it could be reduced a little. The problem with that is I only have about $20k principal.

I'm considering lying on my resume to get into some other job that will make me minimum $35k/year so I can get away from insurance but keep putting money into savings / investments.

>>2866619

Ive known OPs feel since my first job right out of college. That was ten years ago. I now have $200k saved up and am done saving for retirement. Im gonna keep pushing until $600k then become a neet. Not having to work is the ultimate luxury.

>>2867420
300k is my goal too. As soon as I have that amount in investments I will retire. Problem is that I don't even have a house yet so I will need to pay my mortgage with that 5% which makes things a little bit harder but not impossible

>>2867475
At what age do you plan on having 600k and thus retiring?

>>2867420
>lying on my resume

Lying is pretty hard. I'm pretending I didn't get fired from my last job and it's hard as hell. I think I got turned down from a job because I said I could start anytime, and they asked didn't I need to give two weeks' notice. I said it's a restaurant industry job and notice isn't a thing but I don't think he believed me. Which is retarded because it's actually true.

I definitely fluff my resume. For example, 3 months experience in something = 1 year xp. Or that school organized volunteer thing is an "internship". Helps massively. So lie cautiously.

Also I know your feel. I could make it work on 150k. Just need to get it first, and I'd be set for life. But nooooo.

If I can have $1M by the time I'm 40 then I can just live off the dividends.

FI general? fuck yeah

21 here, just opened my Roth IRA and planning to max it out in either VTSMX or VFIFX (2050 retirement fund)

Avoiding most of the traps (won't have much college debt, no leasing a 80k BMW shitbox, living with parents and saving for a little after college)

Hopefully I'll be out of the rat race by 40

>>2867994

I've lied about two jobs I was fired from and never had a problem. I just list my start and end dates on my resume to the month. I'll twist the dates a little if needed to get things to match up end to end so it look like there is no gap.

The reason you probably didn't get that job is that they thought you were a flighty asshole who would quit without notice from that job too. Always say you need two weeks minimum, even if you don't. Prospective employers are looking for stability and you have to make them believe you're it.

I usually go 30 days. If they act like they need me to start sooner I make a big deal about having to make sure I can get a replacement properly cross trained before I leave because, nobody else at the company knows how to handle my duties, etc whatever. Then I say I can probably get that date moved forward but I need to discuss it with management before calling them back and agreeing to whatever start date they requested.

It's just status management. Make yourself seem like a valuable resource and they'll want you more.

I've never been denied a job that I got an interview for with one exception, and that person that got it just had legitimately way better experience than me.

>>2866572
soon you'll be microchipped as well
http://www.bbc.com/news/world-us-canada-40710051
when theres a decent supply of wageslaves with chips in them you'll have to play ball or be replaced by a robot or a chipped human for the sake of 'efficiency'. People will be hired over others if their resume says they're chipped. With an inventive like that and no jobs in sight, people will do this willingly to gain a competitive advantage. dark future ahead.

>>2866762
Do you really believe that you'll be making 50%+ returns annually?

>>2868269
Oh wait. I misread that picture. It's 500%. I think you have to be legitimately retarded to fall for this.

>>2868077
>I've never been denied a job that I got an interview for

That's incredible. I've had about 15-20 interviews and lost all of them. I've improved my handshake, eye contact, confidence, appearance, resume, cover letters. I research the companies and everything. I drop spaghetti from time to time and legitimately just don't have a lot of experience.

So if it's been about 2 months since I got fired, should I say I no longer work there, or say I still work there? It was a low-pay low-skill evening job.

And I see your point. I saw the guy get upset when I said I didn't need two weeks, just that I needed to finish my week's schedule, he got upset, but by then it was too late. I'm bad at anticipating things like this. Maybe I have the 'tism. I'll also on occasion trip over myself when I speak, or phrase things awkwardly, because I get nervous. I've gotten a lot better but it's still enough to screw me I guess. I bombed a phone interview today I think...

Is there a way an assburger can learn to be charismatic? I read books on social engineering and it helps a little but not enough. I'm really jealous of you.

being born middle class rich, squandering most of it and the opportunities away, and now just coasting, I don't care about money. I want love.

We are all given some things and life, and lost to others. Our life is our journey to find that other.

>>2868151

Give me a fucking break dude. FUDsters like you are all over the news and I'm sick of it. The dystopian future meme needs to stop.

File: IMG_2272.jpg (38KB, 541x545px) Image search: [Google]

38KB, 541x545px

>>2868151
>Go to interview where I need to get chipped to get the job
>Say it's against my religion and beliefs
>Denied job
>Go online and sue for millions
>Never have to work again in my life

You will see me on the news most likely

>>2868151

Furthermore, if I listened to you, I never would have majored in accounting because "Muh automation" meme.

Now I'm a systems accountant making a good salary with great benefits. You people need to stop.

To all the newfags, listen to your gut. Your gut is 90% of the time correct. My company spends millions confirming LOB managers' gut feeling. You'll be fine.

>>2868341
This may be the most sincere thing ever posted here.

>>2868344
This, it's absolute horseshit, we're already in the fuckin dystopia e.g. morality, humility, optimism are all dead. It doesn't get worse than this unless the economy/dollar collapses quickly

>>2868385
Ok Peter gibbons

File: laughing_businessmen.jpg (24KB, 422x275px) Image search: [Google]

24KB, 422x275px

>>2866619
>into something low risk like index funds

>>2868341
>Is there a way an assburger can learn to be charismatic?

have you tried reading about the companies you get interviews for so you can relate your interests/little experience to what the company does?

I only had 1 interview out of college and got the job. Also lying seems like a total shitbag move, I'd investigate every applicant before offering a position, and the company i worked for did. I wouldnt have typed this far if I had really thought about how much of an asshole you are but whatever.

>>2870151
>>2868341

oh nevermind you said you do research companies. try not lying so much then all your careful preparation might seem less mechanical in person

>>2866740
Doesn't your company have some sort of software to keep track of everything?

Lie, lie, lie.

Lie your way into a better job. Work is a scam, capitalism is an even bigger scam. Don't be a sucker. Honest people fucking LOSE in this system.

I was making poverty wages, and after a total nervous breakdown I decided I was done living without health insurance. I totally fabricated a resume, beginning with a degree I don't have, and bullshitted my way into a $65k/yr tech job.

The first few months were hell-- I had to eat adderall like skittles to be able to figure out how to do all the shit I'd said I knew how to do... but I made it. Been working here a year now, no plans to quit. Looking forward to my annual raise.

Lie, or die poor.

>>2868385
Automation isn't a meme but people have retarded ideas about it. Its typical for automation to make whatever cheaper, this making it accessible to a bunch more people, making demand skyrocket, making the original job or some allied profession even more in demand than before.

>>2870394
Try doing that anyplace with a background check. I work for a defense contractor and doubt that would even make it into a hiring managers hand much less the door.

>>2866572

Quit.

I quit lots of jobs.

I currently have a very good job where I make $65k a year.

If I wanted to suffer and cry about it I'd still be working in one of those shit offices.

Don't be scared.

>>2870416
I don't work for a fucking defense contractor, retard, and I'm wasn't posting advice for middle-class wagecucks like you. I was talking about OP and other desperate people stuck in low-end jobs, eating shit.

The tech industry is built on hype and bullshit, almost no-one does background checks and all the people with actual skills are too autistic to make eye contact.

If OP has the balls, and can fake the confidence, he can do what I did.

>>2870449
Probably could I guess, but I did the boring STEM thing and haven't worried since about my second paycheck. $60k+ might not be rich but outside of NYC or LA it sure as shit ain't starving and is more than enough to build the financial independence. Currently on track for a mil sometime in my forties if all I do is coast.

Just pick something you can guess won't check I suppose and apply there? So no defense contractors, or anywhere that is big or reputable I guess, or do research or network. Frankly I'm big into low stress, in OPs situation I would probably flat out quit, go mow lawns or write some apps or something, I already got a couple less memey business ideas and would probably roll a job loss into that since I got a fat cushion and could go jobless like a year easy. But I have such low standards I could live happily in a van down by the river.

I make 90k a year and my stomach is in knots every fucking day I have to go to work. Entrepreneurship podcasts while I drive in keep me sane. Always thought this kind of money would be "enough"... total meme, We never get our wage cuck ours back.

>>2868343
Wow that's fuckin deep. You're completely right. I think I'm in your category. My parents started me a Roth IRA when I turned 16 and forced me to put my earnings into it. They also started an investment account for me when I was born. Funded it with 20k and it is now over 100k. Blessed financially by many standards but am severely lacking in the love department.

>>2866762
Dude really? Don't. These scams prey on desperate people. You really wanna be rich? Clone the scam

Warning you'll go to prison latef

>tfw your dividends are only 25 bux a month
Cover calls please save me

>>2866762
ahahaha what the fuck is this

>>2867519
I'm kinda new to this so enlighten me where are you getting this 5% dividend from ?

>>2871318
REIT's, utilities, bonds 5% is not impossible to get. Dividends go up too so that raises your yield on the purchase price.

>inflation in 30 years

Say goodbye to your money.

No fuck you, I plan to amass enough wealth to buy a Miku companion bot first edition.

File: images (1).jpg (5KB, 225x224px) Image search: [Google]

5KB, 225x224px

>>2866762

OMFG, IF YOU PUT IN 50,000 DOLLARS NOW AND KEEP REINVESTING, YOU WILL BE A FUCKING TRILLIONAIRE BEFORE THE YEAR 2030. BUY BUY BUY INTO CONTROL FINANCE GUYS.

TOTALLY NOT SOME SORT OF PYRAMID SCHEME/WHITE COLLAR CRIME. THEY WILL MAKES YOU TRILLIONS OF DOLLARS, MKAY?

>>2871680
Indeed we should probably arrest every company whoever sold stocks. And we should probably arrest the government for selling bonds.

>>2871828

Just do some math calculations and use critical thinking. This is a pajeet scam goyim.

>>2871845
Indeed just like the stock market is a kike scam. We need to round them all up so me like half the world's population.

>>2870416

what about just buying a shelf company and business number to put on your resume? How deep does your standard HR team dig???

>>2866572
the problem isnt work and it iant markets

the problem is that no matter WHAT world you live in people with iqs below 115 are shitty

want me to prove it? even on VACATION you avoid going to places with 115 iq people.

dont blame work

>>2871877p
Global average is 100 how can you avoid 115 IQ people. mobile is 100 how to do a boy 150 cool

>>2871864
so 50% yearly returns mean in 20 years I would have 1.5^20=3325 times my initial deposit.
That looks legit, millionaire with 300$ investment.

>>2871902
Ignore that last sentence my phone added that it does whatever the fuck it wants.

>>2871902
wtf did you even ask

anyway, hk and singapore have avg iqs of 110, singapore has 110 with street shitters and malays, so the chinese are bound to be a good 117 on avg there.

caste systems work

theres a reason anyone remotely intelligent goes on vacation (went) to europe instead of africa or monster truck rallies in texas

>>2871912
How it is with every Big Thing and you are an early adopter. Apple, Yahoo, Viagra, Google. We need to arrest all those fags that took a risk on a new thing and got ahead.

>>2871902
also global average is nowhere near 100

global average is around 80

100 avg is called the greenwich mean based off white londoners. on this scale white americans are 104 and all americans pool at 95

>>2871877
I would also point Out if they studied IQ and socialization and found that people whose IQ very buy more than 10 have trouble getting along. It could be that you're just too far above average.

>>2871936
The average Asian IQ is 110 the average Niger has 80 and the whites are right in the middle. Course the Asians are known to cheat so maybe you are right

>>2871981
i was addressing the op as wrll

people too high abive the curve are miserable because they cant properly do their work, and are forced to plod along at the pace of everyone else

>>2871989
asian iq isnt 110, the koreans are 108, and theyre the highest

the chinese are known to cheat because their southerners are essentially like greeks, mixed and liars

the poverty doesnt help at all

>>2868343
I'd rather have shitloads of money then love myself personally.

>>2872073
both are false paths

a man exists to.dominate. money is not domination if the streets are filled with rapists foreigners

love results from obkigation. fiving up money does not resukt in love.

money cant unrape your daughter

>>2872150
But with upcoming 3D organ printing she can buy a new vagina.

>>2872203
joy


the bright side is that with this new technokogy we can perpetually revive and rekill globalists

the future might have hope after all

>>2872150
>a man exists to dominate

No. A man wants to dominate only to have control which increases his chances of survival. If survival was guaranteed for everyone there would be no need to dominate, no need to control others, no need to look for power over others

It's the non guarantee of survival that fucks everything up and leads to all suffering

>love results from obkigation

And no, love doesn't result from obligation, you have not to feel love to say that kind of thing. If you see it as an obligation then it isn't love.

>>2872225
if everyone survives, the worls becomes crowded and then socialism and the lowest commin denominator dominates

exactly the situation we have now

if the good and smart refuse to.dominate that does not remove domination from the stupid and evil

seriously gb2 school

>>2870394
this

>>2872277
some actual good advice on /biz/ today

>>2872277
Your assumption is the world becomes too crowded. That's only if people are stupid. Now are people fundamentally stupid or is it their education that makes them stupid, slaves inside a box they forget to think out of?

Socialism is the rule of the weak, but why would the weak need to rule if their survival is guaranteed? They won't have to get together and fight against the strong anymore, they won't need to dominate either

And whence evil, if not from the suffering caused by others? Is a killer born a killer or does he become one?

>>2872308
kill yourself

>>2871867
They would call them and ask at least, I'd think. Remotely possible if you had someone to collaborate with I think, but I feel like that is like 5x more dangerous than normal. Probably best to stick to an industry that doesn't check, or better yet go for STEM or accounting or nursing and fuck the games.

For me, it went through a pre-employment investigation subcontractor and not HR directly.