So my scumbag roommate who I haven't lived with in 7 months

>>2676056

>living with a roommate

This is why you try and manage your own, or you stay with your parents.

To answer your question, if its in your name, you get the credit hit.

How does that even make sense to effect your credit score? You didn't sign any legally binding documents.

Maybe if you just write fuck off, prove it was me, idiot to the debtors they'll leave you alone. Works for ebay. Fucking scam artists.

>>2676056
well if its not yours credit card and not your phone..... you must inform company that is sending you bills.

go to r/personalfinance they deal with this all the time.
For now it's not a big deal, but he may have done more damage that you still don't know about.

>>2676056
>fucking your credit score with nothing but a name

That'd be pretty hard, anon. I mean, if they don't even have your social, there's really nothing they can legitimately do. Otherwise everyone out there named John Smith would have a negative credit score.

>>2676091
Yeah but my drivers license still matches the old address :\

>>2676111
(the physical copy anyways)

>>2676056
>giving someone access to your goycard
>caring about your good goy points
pick one

>>2676056
just call the ISP and tell them what is going on, i can pretty much guarantee they'll be willing to help you out