>yfw you realize there is so much fucking money out there

>>2646499
so? become a millionaire at 31.

Good thing i got 7 more years to strike gold on this crypto rush

File: smoking pepe.jpg (194KB, 906x799px) Image search: [Google]

194KB, 906x799px

>>2646499

I guess . but there are so many sharks out there .. every normie investing scheme is a ponzi , cryptos are super volatile. could try to start some sort of business but there are so many smart developers out there capturing massive markets. not saying its impossible but it feels pretty difficult sometimes.

File: why.jpg (12KB, 217x200px) Image search: [Google]

12KB, 217x200px

I'm 22 and I feel I ran out of time to become a millionaire and have to work and finish school

Beliefs are your only limits

File: 1482275599416.jpg (52KB, 640x420px) Image search: [Google]

52KB, 640x420px

>tfw 30 is constantly being mentioned as the deadline to make it
>tfw already 30
>tfw no gf/no kids

Where did it all go wrong for me lads? Don't be like me, 30 will hit you in the face quicker than you think.

>>2646582
mu nugga

>>2646499
you will have a rude awakening when you hit 30. see how poor is the world. most 30 and over are dirt poor.

you are not special. you are not gonna make it.

>>2646608
31 reporting in. That's because this board is populated by literal children who can't comprehend life after 25.

>>2646608
getting gfs gets easier as you get older

>>2646645
31 here too. high-five m8

File: IMG_0960.jpg (69KB, 550x535px) Image search: [Google]

69KB, 550x535px

>>2646499
>tfw being broke and 30 give a nigga the chills

>>2646629
Ok pajeet sorry but the rest of us arent stuck shitting in a street for the next 10 years

21 reporting here. Net worth-500 Dolares. Please help me elders, what advice would you give me to avoid making the mistakes that you made through your twenties?

>>2646506
When did you start actively trying? because im 23 and want to hit it before 25

>>2646876
Bet it all on the Patriots.

>>2646654
you would think that. but you're a lot less likely to put up with people's little annoyances at that age than in your mid twenties, and you're a lot less likely to get yourself out in girl meeting situations, especially as you might not have any bros to do it with, no homo

File: that feel when gonna loose all this in the next crash.png (8KB, 768x207px) Image search: [Google]

8KB, 768x207px

Im 20 and this is the only thing ive got going in my life. I hope im gonna make it.

>>2646608
When you reach 30 years old, the scales tip in your favor. Men become more valuable than women. No one will give a shit about some 30 year old used cunt unless she is married.

Enjoy your 30s son, the world is literally your oyster. 20s you were still too young and naive to know fully how things work. With 30s you have your idealism, and plus you have invaluable life experience.

>>2646961
I agree with this sentiment. Most people don't "make it" until they are in their 30s, even into their 40s.

>>2646957
20 with 200k? You can open a small business now anon, your dreams are possible, you can do whatever you want dont waste that working somewhere you hate.

UR NOT A GOOD BOY OP

>>2646994

I am mediocre at everything i do and 'im also lazy. The only thing i've been good at is riding the cryptowave.

>>2646499
32 is the deadline for making it.

In ancient Rome or Greece, I forget which, you could lose citizenship if you were still single and unsuccessful by 32, or at least you were seen as a delinquent. Often what your family would do is pair you up with a 16 year old and get you married in a rush if you were approaching that "deadline".

The basic idea was that 32 years was enough time for a man to get himself in order (achievements, career, etc) and marrying a much younger girl meant you could potentially have lots of children. I personally think that's how it should be but the current cultural climate is pretty hostile towards men, teen-pregnancy, families, etc.

>>2647010
doesnt matter, mediocre is more than enough to keep a smart small business afloat, and if you really care about it youll be able to keep it up, so choose something you love.

>>2646961

Wise anon

File: BTCfuture.png (2MB, 1297x5111px) Image search: [Google]

2MB, 1297x5111px

>buy 21 BTC
>hold 5 years
>turn 30 and be rich
What's so hard?

>>2647032
I wish i liked anything. I only tolerate things. I'll just keep my job for now and in a year or too if the cryptowave was good enought, just invest that in stocks, bonds, idex funds and stuff like that and i can retire with a modest lifestyle.

File: 1497885819363.gif (3MB, 200x150px) Image search: [Google]

3MB, 200x150px

I've tried since I was 15 to not be a fat failure, but there is some sort of inbuilt genetic flaw in my composition that makes me either give up when things get annoying or angry whenever unfair things happen to me.

Every 3 years I try my best to be better than I was and I fail each time, due to constant changes in my environment.

As I am now 27, I have one more chance to make it again in life, if I have not made at least $2 million by the time I am 30, I will become an emotionless wagecuck with no ambition and earn Crypto on the side and hopefully fuck off forever.

See you in some bamboo shack somewhere in Asia.

>>2646499

25yr old millionaire chiming in. Havent cashed out much yet, and barely anyone knows i'm a millionaire lol. I want to go for 10mil and then get the fuck out.

>>2647209
My plan exactly, what do you do when youre out?

>>2647082
Wow you're right, it's easy!! Let me just buy 21 BTC!!
(looks at bank account)
Hmm, guess not!!

>>2646499
The number one secret to making money, unless you're some sort of financial genius: networking with other human beings.

And that's why /biz/ is fucked.

>>2647217
Travel around the world for at least a year. Then we'll see. I might actually buy a lambo for the lulz.

I do pretty damn well at my sales job. I don't want to work 9-5 though and I know I won't be a millionaire doing so.

What avenue allows you to make money without a boss?

I've only got a few months until I'm 30.

No where near a mil.
Wat do?!

>>2646509
Same only been shook out like 4 times this year but at least I keep buying back in

File: 1468016989549.jpg (106KB, 601x601px) Image search: [Google]

106KB, 601x601px

>tfw 26 and only made 100 grand from crypto this year.

YOU LIED TO ME /BIZ/ THIS ISN'T ENOUGH FOR A LAMBO AND A MANSION.

>>2647252
>networking with other human beings.

95% of humans out there are fucking trash.

That being said, I feel like I joined this rollercoaster a bit late. I'm 24 and only for $250 into the game a month ago.

Hodl me goys

>>2647233
Buy IOTA, it's going to be $100 by the end of the year.

>>2647024

In ancient rome you didn't go to school until your mid twenties, and houses didn't cost 30 years wages.

>>2647334
>29
>entered crypto world 2 weeks ago
>portfolio worth $300
At least I wasn't stupid enough to buy at ATH. bought into BTC around 2550

File: m-pYlscY781qlowcwLsFlpg.jpg (25KB, 219x225px) Image search: [Google]

25KB, 219x225px

>>2647295

We didn't lie, you just misunderstood the facts. We were talking about the Barbie Dream Mansion™

>>2647363
gee I hope, holding 4.5 GIOTA

>>2647363
at least 100.

>>2646566
Ran out of time? What were you gonna do become a millionaire in high school?

I just wish I had a little moneys

>>2647537
you are a little monkey.

>>2646961
You are going to be a 30 year old balding loser unless you are rich, that is, unless you buy 21 BTC now.

I'm 24 and already on suicide watch, no job, can't pay the gas bills and I'll freeze next winter, I just want to end it t.b.h

>>2647233
Dude, are you saying you can't make 21 BTC soon enough before its too late?

People are braindead, im sure BTC will not explode x100 in a while, you have plenty of time until everyone in denial stage jumps on the capital B blockchain.

>>2647209
whats your plan to get 10 mil? hopefully going all in on BTC

>>2647579
tell me more about your plan to put 21 btc into iota.

>>2647562
Are you Sure? i got 200k in my bank just 4k in crypto i don't know if btc will still be there in the future thats why i'm afraid.

>>2647591
who wants to buy IOTA?

>>2647595
Do you want to be rich or want to be a pussy?

BTC will outlive you and all of your family.

>>2647655
i'll wait for your adderall to kick in.

>>2647655
Could 1 Bitcoin reach like 20k? even with that, you will only make 375k its fucking peanuts in need millions.

>>2647185
I know your feels bro....I know your feels

I would be fine making 2k$ a year

33 here no wife no kids

I feel like I have no purpose I should have my own family to raise and protect but I don't. I've hit the wall.

Got no one to blame but my self spent too much time gaming instead of experiencing things

>>2647815
Where the fuck do you live, Somalia?

>>2647824
There's still time you fool

>>2647844
2k buys a lot of dirt cookies.

>>2646499
Why do you pick the number 30?

Are being jewed into following some 'life plan' bullshit?

>>2647286
Relax.

1,000,000 and 30 are both arbitrary numbers.

>>2647824
don't you enjoy life and the fact that you can do whatever you want whenever you want an have no responsibilities like a family tying you down?

Im kinda thinking of breaking up with my gf because I want that freedom

>>2647921
>don't you enjoy life and the fact that you can do whatever you want whenever you want an have no responsibilities like a family tying you down?

I'm almost 30, single and I definitley enjoy that. I live off my passive income and crypto trading. Live in different countries around the world.

But some men are just geared to settle down and have a family, or maybe they just read /pol/ too much.

>>2647976
I feel like I'd have a great time being single. Im very introverted and probably have undiagnosed depression so I most of the time prefer sitting at home alone rather than hanging out with friends.

Tbh I dont feel a need to start a family but maybe that's just because I'm 22, does that need start later in life?

>>2647921

It's probably because I'm an introvert aswell so I don't really spend my free time doing anything.

I have money but what's the point of travelling by myself for example.

File: dirtniggastan.jpg (288KB, 1152x864px) Image search: [Google]

288KB, 1152x864px

>>2648046
what do you think traveling means? people go new places to do things. why would you want to go somewhere and do something?

>>2647844

in Europe in mother's basement

>>2648046
ya i dont really like traveling all that much. I prefer to stay in my neighborhood while doing the hobbies I like. Lately I've gotten into rock climbing. It's very fun and quite challenging. I'd rather have enough passive income to be able to go rock climbing twice a week during the day instead of going to work

>>2648065
See new things etc

>>2648046
> I have money but what's the point of travelling by myself for example.

Strange attitude. For the enjoyment of exploring a new place.

>>2648105
that sounds lovely.

>>2648021
> Tbh I dont feel a need to start a family but maybe that's just because I'm 22, does that need start later in life?

I don't know I don't feel that need. Pressure seems to start later in life though.

>>2648021

Damn if you're like this at 22. It only gets worse. What's happening is you're not keeping up with subtle things in the culture (and it moves fast nowadays) you'll be an Alien in 5-10 years. I'm this way now at 30. But honestly if your a loner you won't really mind. I worry more about how odd i look to others. As long as you have a couple hundred grand by then You can just tell people you're a busy but successful crypto trader.

>>2648021
starting a family at that age is way too early, around 27-33 comes the need

>>2646608
How are you not a millionaire by 30 though?

I'm trying to figure it out...because even if I never ever got a raise for 10 years at this job and spent pretty recklessly, and NEVER invested a single penny of my money, I would be a millionaire by 30. And that's accounting for my wife, which you said you don't have.

How the fuck are you not a millionaire?

>>2648131
Yup, what you described sounds like me a lot. I feel like a loner and desu I'm ok with it most of the time, I enjoy being alone at home. Like you described, when I go out in public to do "social" things by myself, I also worry that people might find me weird that I'm watching a movie or eating at a restaurant by myself. Oh well.

>>2648136
oh ya I know rn is too early but I'm just wondering if it's some sort of instinct that kicks in where you want to start a family. Because I don't seem to have that at all. To me, having kids seems very similar to having a pet, they're just more expensive. This might be cynical but I'd rather be left alone than ahve to "deal" with raising kids.

>>2648163
....how? Is the cost of living cheap where you live? I just graduated college and started a 53k/yr job a few weeks ago, after taxes that 53k is something closer to 40k. That's a decent salary for a kid my age. The problem is where I live a 1 bedroom apartment in a decent neighborhood is 1500/month minimum. If I didnt have any bills whatsoever and just paid rent, that leaves me 22k each year to save/invest. I'll be 30 in less than 8 years, that means saving everything would only be 176k. Not even close to a million

Phil Jackson got fired from the NY Knicks today as GM/president and worked for a total of 1,200 days. He was paid $60 million for it or $50,000 a day.

50 FUCKING THOUSAND DOLLARS ... A DAYY

WHAT THE FUCKKKKK

>mfw becouse of stupid laws i could have been a millionare at 16 but no you got to be 18 to use your inheritance which is slowly being jewed away by negative interest

>>2648201
I'm paying 1750 per month in rent, about 175 per month in utilities, 65 a month for internet, 800 every 6 months in car insurance, 300 every 3 months for water, and 600 in everything else, including groceries. Not cheap.

I graduated college December 2016 and started working right away but I guess my salary is a little high.

Still. If you put your money into even just funds or something, it would compound enough that you'd get to a million by that time (9 years here).

>>2647295
100 grand ain't bad, faggot.

>>2648163
do you make $200k a year or something?

I have roughly 350 grand in crypto I have 5 years left to meet my goal which is 2million.

2 million
-taxes = 1.6 million
1 million in the stock market
400k for a house
200k for living expenses for a few years(which should be low, which means I wont need to pull out of my investments for quite some time).

That's my goal. I have basically no other money besides what I have in crypto holdings but I have a well paying job. I could live off my savings and investments for the rest of my life and never have to be a wage slave again I've gone all in to accomplish this it's victory or death for me. I refuse to be a wageslave for the rest of my life.

File: total_fucking_loser.jpg (62KB, 407x652px) Image search: [Google]

62KB, 407x652px

>>2647366
Patently false about the education bit.

>"A Roman student would progress through schools just as a student today might go from primary school to secondary school and then to college."

https://en.m.wikipedia.org/wiki/Education_in_ancient_Rome

Don't know much about housing costs in ancient Rome though, but I think that 32 idea is a good standard to hold to.

>>2648273
>I graduated college December 2016
>How are you guys not millionaires yet??
Opinion disregarded.

>>2646876
Never spend any money. I can't tell you how much I wasted on useless amazon shit that I never use anymore. Stop eating out, don't get a gf because she will suck you dry. Google cardboard + your phone is just as good if not better. Don't let the jew banks keep your money. Put it in btc and under your mattress

>>2648046
yes but sit on a beach somewhere, smile at people when they look at you, and you will make friends, your life will change.

>>2648273
you must make a lot of money then. I did the maths because I am autismo. Inflation and investing not taken into account to make this simple.

Your rent/bills total 27,280/yr and since you are 9 years away from being 30, that means in 9 years you will have spent 245k on rent/bills. If you want to have a million saved up then in 9 years you need to make 1,245,000 which means that your salary, after taxes, is 138k/yr. Which means before taxes your salary has to be something like 210k. And you're 6 months out of college? What do you do?

>>2647531
I'm doing that.

>>2648478

kneepad salesman

>>2647729
It will reach 1 million+

>>2648478
I work in IB

>>2648411
Thank you for your kind advice. I'm going to make a strong effort to live frugally from now on, I've already been cutting down on expenses like smoking and eating out.

The only thing which I really enjoy and don't think I can or even want to give up is alcohol. But even if I stick with that I suppose I'll have enough left to make crypto/stock investments.

I don't have a gf so that is not a problem. Probably not going to have one in the near fear future also because I don't have good smv desu. I guess that just saves up more money fo investing.

>>2646957
Dude I would kill to have that.

Start a business, that's what I did, that's my direction in life. Pay people to make money for you. Working is for suckers. Just pay other people to work and keep the lion's share of the profits to yourself.

25k at age 30 gonna off meself tonight thx OP

>>2648361
Are you kidding bro? If you have 1 million in the stock market you don't need to hold on to "200k for a few years of living expenses" wtf?

$1.2M with 4% dividends is $48,000 a year, but that's FOREVER, not just a few years, you get $48k a year for life.

>>2648641

Market could take a down turn and then I'd have to pull out a good chunk of my net worth. Having a lot of liquidity on hand makes it easier for me to weather any bad years.

>>2648641
that's assuming the companies you're invested in don't change their dividend payout which happens quite frequently.

>>2648669
Pro-tip: Buy BAC-L

As long as BoA is in business it has to pay out the same constant dividend

>>2648556
Kek. And have you ever thought why it would reach 1 million dollars? The lack of common Sense here astounds me. Do you realize that at 1 million a Bitcoin the market cap of btc will be more than 16 trillion dollars, in fact more because by the time you expect this to happen, some more Bitcoin would have been mines. So let's go with 18 trillion dollar market cap. Do you realize that this is almost the three times the value of all the gold that has been mined in the history of mankind? And remember gold is something recognized as a store of value by 99% of this planet's population. What about Bitcoin? I'm 95% of humanity hasn't ever come into contact with btc and don't comprehend what it is. That may change in the future but it's not going to change to such an extent that people would want to keep 18 trillion dollars worth of money in it.

>>2648557
> I don't understand how everyone isn't a millionare before 30, just save half of your $200k salary. Easy peasy!

The average salary in the USA is $20k.

>>2646499
You underestimate how many young people actually give a shit about saving money outside of near future experiences. Your either going to poundtown of debt in college and don't expect to be out of debt till your 30 anyways or wage cucking at a shitty job, snorting stomped on cocaine and buying bar priced alcohol every weekend which keeps you living paycheck to paycheck. These are the two scenarios i seem to see play out for way too many people recently.

>>2648689

It's more like 25k-30k

File: millennials-taking-selfie-e1442002170319.jpg (262KB, 1688x949px) Image search: [Google]

262KB, 1688x949px

>>2646645
boomers pls go

>>2648711
lol this. Me and my GF bought a house 2 years ago and are going to buy another house next year. Both mid-20's and only make like $100k combined in an expensive city. We bought an hour outside the city in a shitty part but the values already gone up like 20%. Meanwhile our peers are blowing half their paycheck on rent and the other half on (((entertainment))) and are bitching about how unfair the world is, when they make more money than us 9 out of 10.

30 will hit you faggots in the face before you even realize it

>>2649055
Haha yup exactly. Thats awesome congrats to you and you're GF! Sounds like you've got a good plan going.

>>2649254
Thanks m8. Nice to not get shit on for actually having a decent GF and trusting them. The dream is a few acres and some chickens.

So many fools out there. Live cheap as fuck at first, stay out of debt, don't blow your money on rent, get decent income (look into trades if college isn't working!!!).

>>2649201
Fucking scared of this.

22 year old college dropout here. My only hope for a career and money is starting my own business. I feel like I am standing at a big black empty abyss. I have a small business right now, my #1 problem in life is not working hard enough. I should be packaging up boxes right now to send to Amazon but instead I'm on /biz/ lamenting that I wasn't born rich.

How can I possibly WORK HARDER? I don't want to be 30 and still in the same careerless position I am now. I've thought about getting Adderal to help me work. Or maybe I need to move out of my mom's house to force me to work harder but I don't know if that's a meme. I've thought about hiring someone to message me online and keep me working, I'd pay them a small amount to help me.

I can work when I have a real job and a boss, but if I set my own hours then I usually don't work at all, sometimes have short bursts where I work a lot, and then stop. This disease of laziness has been plaguing me my whole life.

>>2649459
is your small business making money? That would be enough motivation for me to work.

But i am a lazy piece of shit too, I procrastinate everything. No idea how to fix it either, I think i may have depression because some day I just dont feel like doing anything at all, dont even want to watch TV. Just sleep

>>2649607
Yes but I only make money when I work.

I do retail arbitrage, so that's not the type of thing I can just hire employees for. I need to save up enough money to start a different business that I can actually have employees and scale bigger. But I am also shit at saving, I really am a case. I need to quit pot and get a script for adderall.

>>2649686
I smoke pot on the daily and I've noticed it really does make me lazier. If you do it regularly then stopping that would be a good idea. I've done adderall too, wouldnt really recommend it. Yes it helps you focus on doing tasks but you get so scatterbrained and since you procrastinate, youll end up doing 10,000 different things before the 1 thing you wanted to do.

>>2649459
>How can I possibly WORK HARDER?

Ever heard "work smarter not harder"?

>>2649725
I AM smart. I want to pay other people to work for me while I sit in the shade collecting my check.

I just need to work to get the initial cash to start this operation.

>>2649712
Yes I quit weed for a few months but then slipped up and started smoking again, now I'm in a lazy downward spiral.

>>2649836
wish i could help u man cuz im in the exact same boat. I havent been able to figure it out either. But I dont think adderall will solve your problem in the way you think it will. Go ahead and try tho

>>2648411
I bought a Nintendo Switch and I don't have that much money left, I probably shouldn't have. I'm thinking of re-selling it for a small profit then looking into investing in the money, do you think that's worth it? I'm 18 by the way.

>>2646957
what app/site is that?

I'm 30 my networth is 100$ I'm unemployed, I was 24 yesterday and today here I am

Cheer up guys

>>2649926
Fuck, with all due respect, I don't wanna be like this when i'm 30.

File: Screenshot_20170627-194026-01.jpg (305KB, 1074x1946px) Image search: [Google]

305KB, 1074x1946px

>>2648688
Make it 2 million

>>2649926
"The best thing about the future is that it comes one day at a time"

>>2649836
>>2649853
Pharmanon here.
I love weed, i smoke a gram a day on average and im finishing up grad school next year.
Modafinil, more specifically, Armodafinil.
Ever since i started taking modafinil my life has changed and i can be productive as fuck while still enjoying weed
Do your research if you want, I studied it for a while and made my own decisions based on studies and peer reviewed articles.
Order it from duckdose for btc.
You are welcome.

File: 1487543539863.jpg (78KB, 675x800px) Image search: [Google]

78KB, 675x800px

>>2646499
TFW I made it.
Tfw. too rich for some pleb retirement calculators (https://www.bloomberg.com/personal-finance/calculators/retirement/)

File: wew feel.png (17KB, 702x880px) Image search: [Google]

17KB, 702x880px

>tfw not a millionere

>23
>still $20k in debt from student loans
>only making $40k
>only about $800 invested in crypto

I'm not going to make it unless I become a youtube god or make it in the music scene with a million to one odds

I'll probably just kill myself when I hit that point

>>2647562
You guys are my friends even though I would probably hate being around you in real life.

>>2647306
Confirmed basement dwelling virgin. Thats why channers will never succeed because they cannot overcome their greatest fear: social interaction. Most will just die poor, sad, and lonely.

>>2650159
You thinking is cancerous. Making it isn't about being a millionare by the time your 30, it's about living comfortably on your own terms.

File: 602A91B4-4123-4F0F-84F3-B6FBEFDACC72-15686-00001245515BB19A.jpg (28KB, 848x480px) Image search: [Google]

28KB, 848x480px

>>2648411
>Google cardboard + phone

hahahahahaaaaaaahahahahahahahahaahahahaaaaaaaa
>>2650159

your stupid nazi government makes student in debt for LIFE so they can be NOBODIES because of the constat debts bwaaahaahaa

>>2650159

Almost me, but I'm just making 4k per year.

>>2650458
My thinking is cancerous because I work 60 hour weeks for only $40k a year in a complete shithole while I see all my high school friends making 60+ doing half the work I do working in places they actually enjoy

All positivity left about three years ago when I realized I was a burned out loser who'd be working shit jobs the rest of his life

>>2650627
i work 60 hours a week and earn 4.8k per year on Brazil. Stop complaining, ungrateful.

>>2647185

You're not out until you quit anon. I've been 150kg and 70k in debt, today I'm at 115kg (almost there) and ~250k net worth, and the money only took 6 months to fix, and had I not fallen back into old habits regarding codependent relationships, I'd already be at 1 - 1.5m.

The money is already there, waiting for you, you just need a fucking gun to your head.

>>2650648
>you're below average income so quit complaining

??

>>2650456
its not fear. people are just retarded. why should i interact with functional retards just to get money?

>>2646499
I was told this when I was a stripper and the guy was a president of some bank. He said "there's tons of money out there all you have to do is put your name on it." Now people can judge all they want but I am now 32 married with 3 kids a house a couple of paid off cars, I stay At home and trade crypto and generally hustle (eBay etc) my husband makes 6 figures and has vanguard retirement etc. Were not millionaires....yet. Still working on it but I am also doing the family thing in the meantime. I think 30 is a little niaev for a drop dead target you need to enjoy life to....it goes quick.

>>2650960
Oh please. It's not merely naive, it's stupid-- but you're wasting your time if you think you can get people with zero life experience or understanding of the real world to understand that.

They think somehow being a millionaire will unlock happiness and literally can't imagine any other route. I'd say "their loss," but it's not like they would do anything fun or interesting with their time anyway, so whatever.

All these "if you're not a millionaire by 30 kys" threads are just the /biz/ equivalent of those "under 6'3" = manlet" memes. Anyone who believes them is so retarded to begin with that arguing is pointless.

>>2650458
for a lot of people, "millionaire" is synonymous with "living on your own terms"

>>2648163
Seriously, without investing? Are you a living program with no cost of living?
>Make 120k at 22 fresh out of college
>Down to 86k after taxes
>Assume you're given $200,000 a house with 20% down, lose ~8,000 per year on interest, escrow, maintenance.
>Down to 78k
>Groceries, utilities, health insurance, car insurance, car maintenance/costs
>Down to 65k
>Never spend a single penny
>$455,000 at 30.

None of you have a situation anywhere near as good as that.

>>2648488
t. $1000 account balance and underage b&

>>2648478
i will be a billionare by 30. (i hold bitbean)

>>2651038
>>2651038
Anyone who really puts that much value into success at an arbitrary age is delusional and will never be happy.

>>2651530
This is largely true, but also some people who are stupid in their twenties then grow, mature, and get a grip on what matters in their life.

>>2649894
What dipshit is going to buy a second hand Switch for more than a new one so you can make a small profit?

File: 1496571326157.png (2MB, 1440x2560px) Image search: [Google]

2MB, 1440x2560px

I'm 22, living at home and working full time earning $60k in Australia.

I purchased a flat in a subrub 5km from the CBD of Melbourne poised to boom in value and am currently paying it off (while paying some board for living at home) which I should be able to do in 7-8 years.

Just started to jump in to crypto with Ether although I obviously don't believe I got in early enough to reap the big reward (am considering putting $200 in to Golem?)

How am I doing /biz/?

>>2651486
He holds the bean! Wealth will flow like a waterfall!

>>2648411
>Don't let the jew banks keep your money

100x this. They use your money to make leveraged loans. For every dollar you keep in the bank they can lend 20-40 if not more.

Leave as little money as possible in the bank. Buy assets... BTC, normiestocks, and so on

>>2646499

Getting to the first million is pretty difficult, there is a lot of money out there but most is locked away and not available. For example, if you are not female you are barred from using sex as a tool to get money, so you need to do something else.
Even if I took up 3 jobs and did those every single day and lived an ascetic and frugal lifestyle I wouldn't be close to a million before 30.

>tfw 19
>doing all this research into crypto but I'm still on the fence due to my bitch-ass "what if it fails" attitude
>current $40 net worth

Should I just put it into ETH and see what happens? Help me out older, wiser anons.

>>2652234
>if you are not female you are barred from using sex as a tool to get money,

Gays are notoriously promiscuous

>>2652234
Jesus have you ever spoken to a woman in real life

>>2652312
Just get a job you stupid cocksucker

>>2652329
>implying

I have one, but is it wrong to desire more?

>>2652312
only invest what you can afford to lose
people have billions of dollars into it. i'm pretty sure if they're confident with their billions, you should have some confidence your 20 will survive
also, you did research. that's a plus
i would suggest dollar cost average, but you would get eaten alive by fees

>>2652346
>$40 net worth
Do they pay you in empty beer cans?

>>2652312
The ship has sailed on ETH millions. Gotta find the next hot coin that hasn't mooned yet. You can stll double your money with ETH in a few months, but pick the right alt coin and double it in a day. Look into LBRY, Ant Shares, Siacoin, BITBAY, REDD coin, Stratis, and Basic Attention Tokens. All solid long term picks that will return way more than ETH over the next year and have solid concepts.

>>2652360
It's more that I'm horrible for spending on frivolous shit, which is a habit I'm knocking on the head. Part time, minimum wage also. Primarily a student.

>>2652350
>>2652363
Sound advice, I appreciate the insight you've given. I'll definitely be careful while looking for the viable investments.

>captcha's a goddamn apartment complex

I think that says it all. Wish me luck anons, my journey to proper self improvement starts here.

File: 1486432043618.gif (632KB, 300x220px) Image search: [Google]

632KB, 300x220px

was already 30 in 2010 but only had spare money to invest recently

>>2652155
Indeed. Once I graduate my bank account balance is never going above 1K. Living with my parents and having no bills is gonna be awesome. If I don't hit 1M before 30 I'll probably blow my brains out.

>>2648688
There's no reason to look at Bitcoin's market cap for it's value. The price of something is only what other people are willing to pay for it.

Turning 30 is really no big deal. Kids want everything to happen right away, eventually you'll grow out of this.

i like to think the best time to have gotten into Crypto was 7 years ago, the second best time is now.