I'm 30 years old, have a landscaping job working 40 hrs a week, paid off my car, student loans from college, pay my obamacare on time and paid my car insurance off for the year.
I live at home, never had a credit card, only debit, and my mom says not to worry since she says I can have good credit since I paid off the college loans.
Should I be concerned of being sans credit card?
>>2594250
It depens. What's the name of this token?
>>2594270
What did you mean by this?
Good idea to get a credit card to build up credit for possible loans in the future, such as for a house
Your life doesn't need to change just because you have a credit card, you seem disciplined enough so it should be fine
>>2594250
What do you need good credit for? Sounds like you'll be poor forever and always buying used cars and fixer upper houses.
Not being a dick, just saying credit is kinda useless
>>2594329
>Sounds like you'll be poor forever and always buying used cars and fixer upper houses.
Soon AI will put us all out of work, so...?
>>2594270
I think he's talking about tokencard?
>>2594250
>I'm 30 years old
>and my mom says
Gimme a fckn break
>>2594838
lold so hard
you went to college to get a job in manual labor??
>Having to use a credit card even though you don't need it just to prove to the government you're a good goy
Just burger things