What if someone built a "savings coin"? It has to be

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What if someone built a "savings coin"?
It has to be an ICO or have a new system of distribution or else it is going to be useless for the first few years.
After all mining has been done(if it's not an ICO or a new system) miners will get 50% of the transaction fee. The other half is going to be destroyed.
Once 90% of the coin gets destroyed the smallest unity goes from 1x10E-10 to 1x10E-11 and so on, making it not be a coin has an expiration date.
Basically people will put their savings into this and hodl for a very long time.
It can attract normies since they don't plan on daytrading because it's too complicated for them.
We can make it easy to track so the govt won't impose such regulations and normies will be able to buy it without having to wait for months for verification. Or we can just make it hard to track anyways.
The only problem I see is people speculating with it without paying the transaction fee and not destroying the coin since inside an exchange the money doesn't go places until someone withdraws it.