>22 years old >$20,000 in the bank >$60,000 before-tax

You know what to do

bang them both

>throw that 20k in ETH and retire by 30.

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find a cute asian girl and make her your wife

>>2011126
Already did that. I've been cumming inside a sexy half-Taiwanese/half-Korean girl since the beginning of 2016.

>>2011090
Do you need a roommate?

>>2011090
man, i wish my parents gave me $20k when I was starting out

>>2011090
FUCk u for being more successful than me

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>>2011126

>Breeding with Mongoloids

>Ever

Enjoy your genetically inferior, atrophied looking half-goblin offspring.

>>2011137
>Yellow chinkshit
>sexy
Lol. So easy to spot a beta

>>2011090
who dis?

>>2011090
gonna take a little bit more than 60k a year to wife seolhyun

Read The Intelligent Investor by Graham and Dodd. The 2003 edition had some input from Buffett. Then just keep putting funds into your diversified equities/bond portfolio and enjoy a life of financial security. Stay out of debt, including mortgages.

>>2011358
>>r9k

>>2011090
>20000 in the bank
Why would you do this?
Go to a random page of investapedia and put 10k wherever you land.
It would be better than in a bank account no matter what.

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>23 years old
>still studying, no debt though
>annual salary in my country is maybe $9000, and there's no way I can be making this amount straight out of uni
>never cummed in anyone
Yeah...

>>2011090
>20K in bank
>60k salary
>no debt
>No ETH
You failed your life. Start again

>>2011090
Gimme ya moneee fucktwat
T.wagie

>What do next
Move out of Atlanta, Jesus Christ

Find that cutie and make love to her.

>>2013122
This unless you are black then stay and and be murdered by other niggers for being an Oreo / uncle tom