/biz/, I'm working on implementing this idea but I want

>>1940328
> independence from the financial institutions and traditions that seek to impoverish the average person for the benefit of those in power.

That would already be great. Go for it f a m

>>1940328
Sounds cool that you're working on something for yourself, but...

What the hell are you trying to say, OP?

>>1940461
Sounds like a red-pilled personal finance blog

>>1940461

What >>1940883 said, in essence. The point of this is to basically create a self-directed program that allows the average person to decouple themselves from the banking apparatus. We aren't talking about hoarding PM or buying water filters but simple things that one can do to develop some financial autonomy and resiliency and work in their own interest instead of being a fungible consumer.

The biggest issue that I see in this is that it isn't sexy enough to compete with the get-rich-quick programs. The reality of this effort is that no one is going to make a million bucks off it alone, although most people would be better off financially for it, in one fashion or another. However, given that most people are antagonistic to the modern financial industry to some degree I think that there is sufficient interest to float these ideas and gather a following.

I should note here also that I don't intend this to be a cash cow. I'm not trying to sell timeshares or real estate secrets. My goal here is to motivate people to make small changes to their habits and decision-making processes to benefit society as a whole, namely by reducing our real and perceived dependence on the global racket that is financial services.

>>1941576
I'm very interested
Only people who can identify that there is a problem with dependence on financial institutions will follow your program desu

Most people cant even identify that problem
I think you should still go for it, there's lots of people out there trying to 'save themselves' - those people are the ones you should market to

>>1941576
Sounds like a good plan, certainly worth a shot. Advice: learn how to write shorter, more coherent sentences. Those long, rambling, almost-punctuation-free strings look more like the ramblings of someone with schizophrenia than sound financial advice. I don't mean that to be offensive, I mean that literally. Crazy people ramble.

Good idea but you must clearly identify your situation on the political spectrum.
> independence from the financial institutions and traditions that seek to impoverish the average person for the benefit of those in power.
> Trumptards: Let's elect Trump, he will drain the swamp and protect us from globalisation
>Leftist: Let's elect Bernie Sanders and take back what the 1% stole by increasing state regulation of social life
>Anarchist: Let's get free from state domination and capitalist exploitation
>ancap: Let's get free from the state and let the richest enslave & exploit the poors
>/pol/tard: Let's get free from da jews and go full 14/88 gas chamber on them again even if Shoa never happenend.

What would be your solution to be free from financial institutions? Who do you identify behind "financial institutions" and "the system"?

>>1940328
So...investopedia with a zerohedge twist?

>>1941976

>Good idea but you must clearly identify your situation on the political spectrum.

I disagree; I believe that it would be most effective if it were as apolitical as practical.

As you demonstrated, people from diverse ideologies all believe the current system is generally harmful to individuals; the difference lies in why they believe so and what they propose to do to fix it. Tying this program to one of these ideologies alienates those from another, which is doubly counterproductive because it not only limits the propagation of the message but also because anyone, regardless of belief, could benefit from it.

I should note also that the solutions proposed within are not political or ideological in nature. It's not about calling your Congressman and demanding action; it's about what you, as an individual and a consumer, can do to effect changes within the existing framework.

>Who do you identify behind "financial institutions" and "the system"?

The short answer is: anyone who uses political and societal pressure for personal profit. Many people, especially on 4chan, have a preconception of the type of people who control (among other institutions) the financial industry, and they aren't necessarily right or wrong. But that's irrelevant; anyone, regardless of motive, who can use size and influence to exert economic pressure against the individual isn't working in your best interest. That doesn't necessarily make them a bad person, but it is what it is.

>What would be your solution to be free from financial institutions?

As an example, my current first step (the "free trial" stage, if you will) is to close your checking/savings accounts at large, national-scale banks and open the same at a local credit union, mutual savings, co-op, or even a smaller, local bank. I chose this because: a) almost everyone has checking/savings accounts; b) almost everyone has a beef with their bank for whatever reason; and c) this act establishes the mindset of the program.

>>1942297
I've read enough of this stuff to know that it doesn't matter what idea you're trying to sell, if you want people to buy you have to use all the same tricks as the scammers. Just the other day I happened across a book that was basically a guy who shipped himself around talking to other financial guru types and his magic answer is index funds and gold because those evil banks don't have a single product they promote that was created to make you money it was to make them money!
He's playing off the hatred people have for banks, the confimation bias everyone has pointing to index funds, he's got the little success story with pictures of his smiling with all his 'mentors' who are also selling the same shit.
Education is all the same. No one cares about your beliefs that the bank is bad, they already have their own ideas about how the world works so everyone I've seen that sells books or spreads their brand of thinking, regardless of whatever it encourages you to do, still has to walk down the road of copywriting, marketing, and advertising.
Talk value first, tell them how amazing you are, then you can bring up the substance later. That's if you actually want to convince people, if you just want to educate people who already think like you do, then that's a blog.

File: 1467337337296.jpg (86KB, 797x748px) Image search: [Google]

86KB, 797x748px

Op, there is collectivism and individualism.

Let's say I need a machined piece of metal, right? Should I go to the machinist or should I by a metal lathe and do it myself? If I don't plan on doing a lot of machining I'd go to the expert to machine it for me because it would save me time in learning and I don't have to buy a lathe. If I was going to have to make 10,000 machined pieces of metal, I believe that it would behoove me to learn how to become a machinist and buy a lathe.

You're specifically speaking of institutions that work with money, but I'd go one step further and say that it's deeper than that. It would include every single specialist that has ever touched products that you buy. Any transaction where you rely on another human makes you a collectivist.

Independence, be it financial or any other sort of independence, requires that you are capable taking care of yourself. Just closing a banking account won't be true independence. You must become a true individualist who is capable of out doing specialists and doing as many things for yourself as possible.

Just closing a few bank accounts is laughable, OP.

>>1942458

Cool story, bro; but why are you conflating independence with individualism (and a particularly absolutist strain of individualism at that)?