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Buying a house soon. 5 bed 3 bath 2 story 2 car garage 3/4 mile from the beach in so cal. 2016 build. $600,000.
Credit 614.
soon to be credit 680ish
How?
applied SCRA benefits to my 5 credit cards and got 4% interest rates, all interest I ever paid got retroactively credited to my account.
took loan from TSP (military version of IRA) to pay off the rest of my credit card debt.
interest rate on that is 2.375% so I'm saving 1.625% by doing that.
Getting a mortgage with VA loan.
What are some first-time home buyer tips?
What tax breaks are available for cali residents who own a home?
My view for your time.
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>>1909556
>600K
>no land for a mchouse
Nice cuckolding why not just buy some land and build a real house
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>>1909556
edit, the difference between interest paid @21.9% and now 4% was credited to my accounts. reducing my total debt by nearly $2000. by making a few phone calls and showing my orders.
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>>1909556
Whew fucking contractors man. You'll get 50 quotes and 49 of them will have a "family emergency" last minute. Hey as many quotes as you can for anything you need done. Get yourself a rainfall shower head famalam.
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>>1909561
indeed, there is hardly a yard, maybe 1000 sq ft between my neighbor and I. but it is fenced and I have a decent patio.
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>>1909565
YES. the first upgrade to the house is going to be a heated shelf for towels by the shower, that or turn a closet into a hidden room for my guns.
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>>1909556
Income required for a 600k loan?
What deposit?
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>>1909589
currently make 92k a year.
$0 down. Using VA loan.
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