Best student loan refinancing service? Advise on refinancing

>>1830710
>got an offer last month and interest rates were around 4%.
>checked again recently and they're almost 6%

reeeee

>>1830819
6 is much better than 8.5

>>1830851
Yep. Also you can ask family. I had one at 8.5 but I borrowed money from family members to pay it off. When I pay them back, it will be at 3.5%. They insisted on no interest but I wanted it to be a small investment for them.

>>1830710

I'm going to have like 80k in loans and god knows how much more in interest, so this is good to know. Monitoring thread.

Credible. You can compare options from several different lenders without harming your credit. If you do a request though they try calling you to see if you want to go through with it

None.

Sign up for income based repayment if it's available. After they determine your payment call them the first month and say you can only make X payment instead. Pay X for one year, then repeat annually when you need to re-apply.

Then just make interest only payments for 25 years until it's forgiven. 25 years is the maximum payoff time for IBR. 25 years of those payments will always be less than paying back principal plus interest. I currently only have 15 years left of payments and would rather hold on to as much of my own money as possible.