Is it worth fighting debt collectors?
>Cancelled a gym membership in Dec 2016
>Gym's billing company bills me for Jan 2017 (nothing in the contract I signed said I would need to pay next months fees if I cancelled)
>Disputed transaction with my bank and got it reversed
>2 months later I'm getting called by debt collectors telling me I owe the gym fee plus a shit load of late fees
Should I just pay them to get them to leave me alone? If not how would I go about fighting this?
I paid off old fees from Comcast and had it turned back on for Xfinity Internet, yet I still had debt collectors calling about the old fees I've already paid for. It was the same fat nigger sounding woman. I just starting asking for her number and to drop some nudes in my DM. She hung up and hasn't called since.
>>1819355
That's funny but you ended up paying the fees.
The billing company had no contractual right to bill me for January which is why I disputed the transaction. My question it if it's worth just paying the fees or fighting it in some way.
>>1819360
Just ignore it. It's a gym membership. It's not like it's a defaulted credit card or apartment eviction. Nobody that looks at your credit report is going to give a shit about it.
>>1819352
Ignore it. If they call just say you have no idea who they are asking for, shit like that to stop their calls.eventually they will give up. I had like 4000$ in credit card debt and they stopped after 5 years of constant contact to me. Yes my credit sucks.
>>1819355
And dinged your credit report with unresolved disputes. Have fun not checking it for 39 years and owing thousands dumbass
>>1819366
Aside from your score and any place you go to get a loan...
I apparently had an 80 dollar gas bill 10 uears in default and got turned down for a home loan with over 700 credit score. Got it handled and off my report. Moved in 1 month latter
>>1819352
File a police report that they're making threatening phone calls. I can't imagine your gym is using a high-profile debt collection service, so there's a good chance they get a call from a cop. That'll spook 'em.