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First time posting in biz. how do you guys deal with financial

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First time posting in biz.

how do you guys deal with financial hardship while chasing your goals? I feel like reading through these threads i see a thousand ways to reach financial freedom. I believe in investing in myself rather than saving, but with so many people that have made it to valhalla having different opinions it can be confusing.

My question in a nutshell is: what are your top 3 habits that help becoming financially independent?
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My opinion, you need to have a good reason, a 'why', to chase your goals. Without that, you'll put things off and won't really get anywhere.
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