>Age >Occupation >Salary >Debt >Assets >Age

Datamining ted? Datamining ted! Rolling! Our rerawl loud?? Fuck it rawlling

>>1780817
Just an anon wanting to see how he compares to his fellow /biz/nessmen :^)

>Age
22

>Occupation
Sales
>Salary
$25,000

>Debt
$4k

>Assets
I live paycheck to paycheck desu

>>1780974
>Salary
$25,000

What's your commission?

>Age
28

>Occupation
Technical Consultant niche business software products (possibly going into industrial programming or web development somewhere in western europe)

>Salary
~550€ (shit salary, 730€ is the average national salary)

>Debt
none

>Assets
5000-5500€
rare combination of tech skills

Those threads always get me depressed, I make about 1500 eur net a month and I always feel like I'm making pennies compared to all those guys who make 100k+ usd a year.

>Age
Younger than you
>Occupation
More prestigious than you
>Salary
Higher than you
>Debt
Lower than you
>Assets
More than you

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> Age:
20
> Occupation
Electrician/Mechatronics Technician
> Salary
EUR42.000
> Debt
None
> Assets
15k in savings
15k car(can you even call a car an asset?
>Bonus Meme
Yuropoor

I don't actually know what to do with my life.

>>1780812
>>Age
30
>>Occupation
Penis Inspector
>>Salary
I do it for free
>>Debt
Yes
>>Assets
cardboard box
Absence of dignity
kneepads

26
No
No
No
5k$ in bank

>>1780812
>A>ge
26
>Occupation
barista/student
>Salary
32,000
>Debt
$0
>Assets
401k ~$9k
stocks ~130k
checkin/savings ~10k

>>1781278
>tfw 1700 eur net
>mfw I make more than someone else here

>age
22
>occupation
Project Manager
>Salary
$45,000
>Debt
~$5,000
>Assets
Nothing yet, looking to git gud

>>1780812
>>Age
32
>>Occupation
Electrical engineer
>>Salary
9000€
>>Debt
none
>>Assets
15k €

Yuropoor, take me in Canada

>>1781454
Do you have capm? Im studying to get mine .

>>1781460
We're full, fuck off.

>>1781461
Not yet. I started this job yesterday. Learn me about this mystical capm.

>Age
26
>Occupation
Butcher
>Salary
28,000
>Debt
None
>Assets
CiB copy of the rarest retail SNES game
12 oz silver
Butcher knives

Paid all of $10 for Aero Fighters back in 1997.

>>1780812

>Age
28

>Occupation
Dev

>Salary
12k€ liquid

>Debt
None

>Assets
None

I have a masters, currently on the first week of the first job. While the salary is low, it is higher than anyone around here for the first job. (Socialist yuropoor country)

>>1781296
Car isn't a asset!!!!!

>Age
24

>Occupation
Pajeet herder - Tech Support Manager

>Salary
$60k AUD

>Debt
None

>Assets
$36k in savings

>>1780812
>Age
20
>Occupation
Paramedic
>Salary
35k
>Debt
14k student loans
>Assets
Roth IRA - $750
Emergency fund - 6k
Savings/checking/on hand cash - ~4k

Age: 24

Occupation: Pharmacy Dispenser

Salary: £16K

Debt: £1k

Asset: 12K

>>1781501
Ah, thanks bud

>Age/26
>Occupation/Enterprise Liaison
>Salary/32k
>Debt/0
>Assets/A few thousand
Am I a loser?

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>>1780812
>Age
18

>Occupation
Ebay Fag

>Salary
You wouldn't believe me if I told you

>Debt
$40k - Car
$2k - Small external loan, will pay off this week
Plan on racking up another $80k in debt for a second car this year

>Assets
My inventory
Don't have much money saved as I keep aggressively reinvesting but I've decided to put away $1,500 a week at bare minimum into my savings.

>>1780812
>Age
23
>Occupation
Consultant
>Salary
36k (after taxes)
>Debt
35k College Loans
>Assets
9k in Savings
3.5k in car

Pretty typical desu

>Age
21

>Occupation
admin assistant

>Salary
19k

>Debt
$550 in credit card debt

>Assets
$3,000 in my checkcing account

>Age
23

>Occupation
Self employed, trade cryptocurrency, stocks, forex, commodities, futures.
Also run couple of websites which make money from banner ads and sponsored content

>Salary
Anywhere from $10k to $25k per month, depending on how well I perform on my trades

>Debt
None

>Assets
Car $10k ( I dont waste money on degrading asset, not yet)
House $150k
Bank account $70k
Cryptocurrency $25k
Forex account $20k

In total, using ~$50k for trading.

Not bad :)

P.S. since4pass VIP, bitch!

>>1780812
24
Maintenance (Hotel)
31k $CAD
9k $CAD mostly liquid

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>>1780812
>Age - 31
>Occupation - quarryfag
>Salary - 50+ hours a week. $997.50 week before tax man fucks me.
>Debt - like 10k? Various credit building notes, mortgages, debt consolidation loan. I was an autist. 780 fico now. I got into debt like everyone i lnow and had to have a metal plate put in my foot in 2010. ...i am the bionic man. Only cost $40k out of pocket and over a year off work... wear your ppe kids.
>Assets - lol. You forget where you are? I'd say high debt to income and a shitty hose i lose money on every month. Plus the one i live in if i had to sell. I call it an assett because we have put money into ot and in theory could at least break even. But 0 true assett. Working on it. Made a deal with the wife. Pay off debt. Then go nuts buying wtf ever i want. Once i leverage the first couple of houses and prove income shell probably be more interested in leveraging to the hilt. In her defense im autistic and cant be bothered to give a shit right now. Been a rough few years and we finally got some breathing room. Just gonna cruise for the next year and relax wagecucking and paying shit off.

>>1781278
Me too at $50k. You can crawl up the ranks and invest to the top.

I grew up ina trailer park and make more than most of my friends with 1/10th of the bad debt.

Its not easy anon but you can do it.

Especially if you arent affraid to throw your life away for over time.

>>1780812
>>Age
32
>>Occupation
Financial consulting
>>Salary
$110k
>>Debt
$260k mortgage
>>Assets
$675k house
$170k savings/checking
$100k taxable brokerage acct
$50k retirement accts
holding a lot of cash right now because i am planning to put it down on another property soon.

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>>1781296
I can call my car an asset if i could be bothered to set up another llc and deal with dot cucks.

Lol. Ay leno's cars probably are so long as they aporeciate.

But unless you riding in a fucking appreciating 32 ford hotrod then prolly not boss.

I still consider it a necessary investment. I think i did good with my 2002 crown vic. Cheap repairs and new bags and compressor for 500 is only major problem in like 4 years. Cost me 2k.

>>1781460
Erofag speaks english. Has 0 debt good or bad. Electric engineer. Actually has asset.

Welcome to america puddle jumper.

>>1781489
>Paid all of $10 for Aero Fighters back in 1997
just searched for this on ebay. why is it so rare/prized?

>>1781846
Not if you are happy with your life and not a burdon on those around u.

I know a guy lives off grid ina woods and i know a guy who owns 25 mines. The mine owner is a miserable cockbag and i would hand the woods guy 1 million dollars to be more productice with it.

>>1781889
how much?

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>>1782022
Enough to pay off 120k in car loans over 5 years while putting away $1500 a week, paying car insurance which is exorbitantly high because of my age and the nature of the cars (fast), while also paying for groceries, my dad's mortgage, my grandma's rent, my own health insurance, and then still having money to reinvest at a point where I can remain at this level.

There are many downsides to this life though. I work about 60 hours a week, I only have 2 friends and I see them about once every other month, I'm still a virgin, rarely leave the house for non work related purposes, most people I've ever known have forgotten I exist, haven't had a gf in years, etc.

Hoping the new car will change the Virgin status though. It's not because I've gotten rejected, more of a lack of effort. I spent the best years of my life building this. I don't consider it a waste but a lot had to be sacrificed to be where I'm at today.

>>1782165
what is this inventory that you sell on ebay? If you don't want to say at least say if it's legal or illegal.

>>1782202
It's 100% legal, you just need a wholesalers license. However, there are many closed communities amongst suppliers and you have to know somebody to get in on the sales. I and half the people I know have been investigated either by private detectives, loss prevention agencies, or the FBI, and no one has ever even been charged because it's all legit.

>>1780812
>>Age
22
>>Occupation
4th Year Engineering Student
>>Salary
Nill
>>Debt
None
>>Assets
32k Cash
31k Mutual Funds
Car =~ 14k
Motorcycle =~ 4.5k
~8k in guns/knives/watches
Lives rent free with parents atm, with next to no living expenses except gas and automobile/bike insurance.

>>1780812

>Age
38

>Occupation
Business Owner

>Salary
€0

>Debt
€11M private debt

>Assets
Business: €12M
Real Estate: €24M

>>1782411
what kind of business anon

>age

23

>occupation

Been a Business owner for 2 years

>salary

Around 120K a year

>debt

None

>assets

I buy gold

>>1780812
>>Age
25
>>Occupation
Contractor/Entrepreneur
>>Salary
$38,000 last year, but last year was my first and thats only accounted for May '16 - December 16'
>>Debt
$170,000 house
>>Assets
$220,000
house, car (Prius), standard low-mid/middle class living shit, Checking account and cash at a very stable $15k

I incorporated with an established small business and operate as an employee working under their umbrella. I do all the oddity stuff in their field that no one else is qualified to do, plus hold some additional licenses for them.

Year end for '17 I hope to have $20k in checking and paid my debt down to $15.5k

It's not exactly glamorous by 4chan /biz/ standards, but I live in appalachia in an area where most people get by with communal living with their parents and surviving off food stamps.

First one of my peers to buy a house, and the only one to graduate with a degree and qualifications that arent garbage.

Really though, why are so many millenials drawn to women's studies degrees and liberal arts?

>Age
19
>Occupation
Student
>Salary
10k
>Debt
30k - School
>Assets
A few websites that have decent traffic.

How fucked am I?

>>1782165
Shitty anon.

Ditch the cars for a jacked up fag deisle with fag swampers and a fag 3 foot lit with fag tow mirrors *folded out is a must.

You will be fighting 20 year old cowgirl pussy off with a stick if you are into that.

Can build a showoff rig for like 15k if u got a good mechanic and research how to put a programmer on without blowing up your shit.

>>1782202
No fbi.

>>1782411
I wanna say i dont believe u.

But i want to know moar also.

Wtf businesses and real estate. Teach an other lander your ways

>Age
28

>Occupation
Accountant (CPA)

>Salary
105k

>Debt
205k mortage
20k Car financing

>Assets
475k Condo
55k Cash
70k Car
80k eTrade account
15k Forex/Crypto account
25k in gold/silver

>>1782725
How many years of experience do you have, anon?

>>1782751
6

>>1780812

>Age
27

>Occupation
Betfair trader(i trade horse racing pre off and do abit of tennis sometimes)

>Salary
$300.000 a year(i work 7 days a week atm,80 hours)

>Debt
0
>Assets
house-$700,000
car-$80,000
savings-$920,000
gold bars-$100,000
betfair account-$50,000

>>1780812

>Age
23

>Occupation
Quantitative Analyst

>Salary
$60k

>Debt
None

>Assets
$4k in stocks and $10k in checking/savings

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>>1781278
This

I always pass homeless folk on the way to and from work. They always harass me for change and I die a little inside each time I realize if they have so much as a cent on them, their net worth is greater than mine.

>Age
20

>Occupation
Student and trader

>Salary
10k a year aprox. whatever i need to help my parents and fund my pretentious career

>Debt
30k loan
8k car

>Assets
150k in stocks
$2000 in my bank account

>Age
25

>Occupation
Financial Analyst at F50

>Salary
$77k w/ bonus

>Debt
$0

>Assets
$29k in 401k and $13k in checking/savings, $8k car and other misc possessions.

>>1781305
You make >$15/hr as a barista?

>>1780812
33
finance
90k
200k
200k

>>1780812
>Age
35
>Occupation
Asbestos removal, cleaning security guard
>Salary
20-30k AUD a year
>Debt
$5000 diploma of pathology
$12000 Bachelor of Science Biotechnology
$5000 on my car
>Assets
My car

Kill me.

>>1783255
Probably if you include tips

>Age
18

>Occupation
Deli Clerk

>Salary
10k

>Debt
0

>Assets
5K in savings

>Age
25
>Occupation
Lecturing/Private tutoring
>Salary
$35,000 USD Dollars
>Debt
£24,000 GBP Pounds Sterling Student Debt
>Assets
~$20,000 USD Dollars in various banks in various currencies

>>1782678
> jacked up fag deisle with fag swampers and a fag 3 foot lit with fag tow mirrors

I think you're saying a truck but I really can't tell. I know what you mean though, my friend drives a lifted Jeep and he's swimming in it

>Age
29

>Occupation
Front end web developer

>Salary
$73500, should be getting a raise to around $85k soon.

>Debt
None

>Assets
Car worth $4k
$55k in investments
About $19k in cash for emergency fund/budgeted savings categories

Everyone here should use youneedabudget.com. A lot better than mint for tracking your money. It's so, so, so important to budget.

>>1783378
how did u get into front end?
Do i need to be really creative?
how long did it take you to find work?

>>1781934
Don't blow up

Good shit m8

23
NEET
0
0
10k in bank from mommy

27
IT
$30per hour, 50-55hrs per fortnight
none
$2k emergency

>>1783378
ayyy i’m a front-end developer too. what up :D

>>1780812
>Age
25
>Occupation
Attorney
>Salary
160K US + bonus
>Debt
~40K student loans
>Assets
Car

>Age
28 in a month
>Occupation
Programmer
>Salary
83k
>Debt
0
>Assets
325k

I changed careers two years ago. Glad I made the jump, but I can't help but feel like I could've been so much further ahead if I started off as a dev.

>>1783489
How did you make the change? What were you doing before?

>>1783489
How long did you practice / study for?

>>1783494
>>1783499
Graduated with a finance degree a bit after the financial crisis. First job was help desk, followed by business/systems analyst on accounting systems for something close to 5 years before making the jump to programming. I basically learned to program by writing lots of small scripts to automate my work and help the business people. I ended up writing a small program to import data into the accounting system at some point and used that to get my first real programming job.

The jump from systems analyst to programmer was pretty big. My analyst job consisted mostly of sql and digging around configuration settings.

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>Age
30
>Occupation
investor
>Salary
500k
>Debt
0
>Assets
5m

>>1780812
60
Glasses Technician
$40,000
$80,000 credit card

Help.

>>1783224
>10k a year
>150k in stocks
How

29
Tech support
New Zealand $60k
$400k mortgage
$500k house
$20k savings

>>1780812
>Age
25

>Occupation
Univ. Research Associate

>Salary
$38,000

>Debt
None (Parents paid for everything)

>Assets
Cash + bank ~$2k
Emergency fund ~$4k
Stock investments ~$10k

I rent and I'm back at U for MS-PhD.

>>1780812
>Age
29
>Occupation
IIS specialist
>Salary
$71.5k
>Debt
$0
>Assets
$0

This will be the first year of my life that I make over 30k. You can see that I've taken exactly zero risk up to this point.

>>1782007
Sounds like you've made a pretty good deal! Crown vic looks like a cheap-ish business car, i like it. Sadly you can't get these over here. Only cars that look like toys(Kia Ceed, ect)

>>1780812
25
Having rich parents
Having rich parents
Having rich parents
Having fucking rich parents

>>1781523
You are not a Paramedic in the USA. Registry is age restricted to 21. Nice try though.

>>1780812
>age
28
>occupation
Firefighter
>salary
$75,000 base, pull $90,000- $100,000 with OT
>debt
$40,000 student loans for bachelor's degree and Paramedic school
$90,000 mortgage
$10,000 car loan
>assets
$125,000 condo
$14,000 401k
$5,000 457
$1,200 457
3 years of service for pension
$8,000 annuity product

Kill me, if I were to do it all again I'd do it differently.

>>1783858
I swear these debt-ridden niggas are stupid.

>>1783862
I'd do things very different if I didn't buy the whole American dream and credit meme.

>Age
25
>Occupation
Self Employed attorney
>Salary
$70,000yr ish
>Debt
$12,000 ... I had a GI bill from the guard and a fullride academic scholarship to law school
>Assets
$10,000

>>1783463
fuck we're the same age and occupation and our make twice what i do, but i have negligible debt i guess and im happy

>>1782554
>>1782682

Family Construction business. The business is valued at about €12M, the property, factory and offices related to the business are held in a separate entity valued at €10M with outstanding loans of €4M for recent expansions.

The remaining €14M is split between two retirement homes, two medical centers, a daycare and a large scale solar grid, all built by myself on two thirds leverage with outstanding loans of €7M.

>>1783463
Do you genuinely work 65+ hours a week and hate what you do?

Just curious because that seems to be the trend for law school grads who get into top tier corp law positions that pay really well.

I'm jelly tho.

>>1783925
I'm the solo practice guy not the firm guy, but I only work on average I'd say 30 hours a week(different from billable hours) and walk around the city and dick around 10 hours. I could work more but I'm content, I don't know why anyone would want to work corporate

>>1783302
that's fucked.
my girlfriends about to start studying for a similar degree (BSci Biochemistry/Genetics) at a Go8.

will she be a poor-fag like you?

>>1783378
damn. You're me but make $20k more. Are you in a high cost of living city?

>>1783935
Not the guy you asked but if someone goes into pure science, they better research the employment options first and be prepared to go hard and beat their cohort. Is it her first degree? The 'I don't know what I want to do but I like science' route is fraught with danger in my opinion - many people will end up having a crack at a vocational second degree like medicine afterwards. If she ends up trying that but wasn't 'smart enough'/worked hard enough to get into med out of high school, trying to get into postgrad med in Australia is really hard atm.

>>1783383
Hated my customer service job, taught myself fueled by anger at how much I didn't like that job.

Teamtreehouse.com got me from customer service rep to full time front end web developer in ten months. Look into their Web Development track. You can also try pluralsight.com There's a lot to learn though before you really can do anything worth charging for.

Learn, in this order, HTML, CSS, JavaScript, jQuery, a JavaScript task runner, and Sass to get down the basics, then try building a site or two. Then, you should learn a Content Management System (CMS) like Wordpress, and probably some PHP. You'll also need to learn how to use basic Photoshop as the design comps you get will usually be in that format.

After you've made 5-6 sample sites, Put together a portfolio site and start applying. This industry really only cares about your skills so if you show them you know what you're doing they will hire you.

It's a lot to learn but worth it. You don't really need to be artistically creative, you normally just get the design file from a graphic designer.

When I was ready and had the site in place, I Applied to 60 places in 2 days. Had a bunch of interviews and was hired within a week.

>>1783448
ayyyy what up boi. Been learning some es6 lately, hbu

>>1783945
I work on the outskirts of a east coast city that's not New York.

>>1784011
Thanks man

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>23
>Chef
>$15.5k
>Negative 10k (loaned my bro to kickstart his own business)
>own apartment + uncle's 11 years old kia + $30k in bank

I'm really scared of reaching my 30s while still making no more than minimum wage...

>24
>Forex and Stock trader
>-∞
>∞
>-∞

>Age
19
>Occupation
web developer (mostly node & react)
>Salary
55k aud
>Debt
0
>Assets
10k in the bank

im so glad I didnt go to uni like all my cuck friends

>Age
24
>Occupation
Marketing Analyst
>Salary
$64,000
>Debt
$900 (waiting on relo-pay)
>Assets
~$4,000

>>1780812
>28
>Financial Planner
>Fees and commissions earned ~ $65k CDN/year, revenues are growing at ~ 18%/year but I am reaching capacity and need an employee to maintain this growth rate past 2020.
> Debt = $220,000 (40k tax deductible @ 3.15%, remainder is residential mortgage @ 1.99% var)
> Assets = principal residence, FMV = $260,000 + business, FMV = $60,000 + vehicle, FMV ~ $3,000 + investment assets, FMV = $105,000

> Hoping to semi-retire at age 55 and start vagabonding.

Questions / comments / criticisms?

>>1784070
Are you good-looking and charismatic?
Do you have great passion for your food?

Both of my cousins works as executive chefs and they make 6figs so you


---
Also,

31

Backend Java Dev

$68000 CAD

0

$36000 (lost 20k in stocks)

>>1784305
Quite yes, but making it to the executive level takes years and a ton of knowledge, and i'm nothing but a mere commis.

How many years did they work before becoming EC?

>>1780812
38
Software Engineer/Architect
$120/hr
$1.29M
($510k)

>>1782006
Well done. I'd take equity out of that home, though, and invest it. Rates are still dirt cheap.

>age
21
>Job
Unemployed but going back to college
>Salary
Beetbux for people with a minimum of dignity is around 500$ a year in Quebec
>Debt
Credit card $500
>Assets
$40
I guess that I could get 500$ for my t410, desktop, phone and physical games.

>>1783928
holy shit that sounds nice. why doesn't every lawyer do that if solo so lucrative?

>Age
32

>Occupation
Data Assessment Specialist for a State Agency

>Salary
Work academic year (hourly but approximately 32k)

>Debt
Mortgage ~80k (Waiting for 50% of equity from divorce)
Car loan ~38k

>Assets
House ~140k FMV
Car ~22k (after deprecation)
457b ~6k
Trad IRA ~6k
Emergency Fund ~5k
Savings Acct ~100.00
Checking Acct ~3.5k

>Age
23 soon to be 24

>occupation
NEET atm

>salary
neet bucks

>debt
no debts, does paying credit card count?

>assets
500$ metals
1k in hand cash
4k used 2010 small car, bought in cash last year.
10k bank account
10k in retirement/mutual funds
4k used 2010 small car, bought in cash last year.

Going to unNEET myself and buy a small property soon.

>Age
21
>Occupation
Just quit my construction gig to study finance, marketing, and general, entrepreneurship full time.
>Salary
Currently 0
>Debt
I guess I technically still owe 10K from an accident two years back that was never talked about again
Also, 600 from a shitty phone service but I don't know where that number came from I only owe 300
>Assets
My library card and brain.

>Age
28
>Occupation
Lobbyist- transportation industry
>Salary
$70,000
>Debt
~$50,000 student loans
>Assets
$8k IRA
Own crappy civic
$2k gun collection

Just got new job and doubled income so finally making moves. When daddy dies I'll be a millionaire though.

>>1783925
Yes and no. I'm in litigation and am very competitive so time in the courtroom is exciting / gratifying. That said there's a ton of non-exciting and non-gratifying work that goes into preparation in big law litigation.

In sum if you're smart and hardworking and have a bachelor's degree I would recommend law school as an option. The hiring market has picked back up and if you graduate in the top 10% of your class (a big if) you're almost guaranteed a starting salary of 140K+ plus a lock-step increase annually.

28

Data analysist @ State company

26600$ /y after tax

Debt 0

Assets
Car - 6500$
Cash - 31500$ 12000eur ~250000RUB
Bank ~3200$
Apartament 100000$

>>1780812
>Age
35
>Occupation
Farmer
>Salary
£550/month declared, never withdraw any of it
>Debt
£325k
>Assets
£1600k

>Age
21
>Occupation
research aide
>Salary
1400 monthly + master's tuition
>Debt
about 15k from undergrad
>Assets
3k + shitty car

in a field that pays six figures starting, gonna get dat money for a few years then live off of 20k a year for the rest of my life

>Age
26

>Occupation
About to be student again.

>Salary
$0.00

>Debt
$0.00 right now but about to build due to school.

>Assets
A house, worth about $200k

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>Age
24
>Occupation
Working on a gas station
>Salary
12500€
>Debt
11k€ gambling debt
8k€ car
>Assets
None
Why im so fucked up /biz/?

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>>1780812
22
None
80 dollars a month
8132 dollar
A backpack with a laptop and a blanket.

Net worth -8000
>but can a human life really be expressed in money?

Greetings from a homeless guy from /out/

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>>1786170
>Salary $32k
>Car loan $38k

>>1786221
>when daddy dies I'll be a millionaire
Faggot. I hope he writes you out of his will.

>Age
21

>Occupation
Physical worker / cleaner

>Salary
More or less 190$ a month

>Debt
None.

>Assets
Shitty PC worth around 200$

>>1784351
10yrs+

>Age
23
>Occupation
Futures Trader
>Salary
Variable. On target for 300k this year
>Debt
None
>Assets
2009 BMW still worth around 15k
200k in various brokerage accounts
Checkings account kept at 2k
Rent an apartment for 1.2k/month

Net worth 220k

>>1787049
>Salary 300k
>Net worth 220k

Don't taxes suck?

>>1787075
300k is what I will have made at the end of the year.

My current net worth is (Assets - debt) which is 220k

Why do so many of you morons think a car is an asset?

>>1787160
It is if it's paid off.

>Age
25
>Occupation
Front-End Dev
>Salary
52k£
>Debt
0£
>Assets
~7.000£ worth in Ethereum
~40k£ sitting in the bank

>Age
23
>Occupation
System configurer
>Salary
£22
>Debt
£45k student loan
>Assets
£6k in the bank

Fuck this life

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>>1780812
>Age
26
>Occupation
Manufacturing
>Salary
$60,000 with OT available, could push $100k if I hated myself
>Debt
$5k left
>Assets
Roth 401k - $10,000
Investments ~$3,000
Emergency Fund - $4000
On-hand Money - $950

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>Age
30

>Occupation
financial analyst

>Salary
51K

>Debt
36K

>Assets
314 K

>net worth

275K

>Age
24
>Occupation
Systems Admin
>Salary
£28,000
>Debt
Student loan... not sure how much, probably £40k
>Assets
£4,500 cash
£20,780 stocks
£668 in Coinbase account that I can't withdraw cos they're fucking shitwads
£790 pension

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>>1787740
>not sure how much

>>1787728
what is earnest cash escrow and military debt?

>>1780812
>Age
31

>Occupation
BI Dev

>Salary
£60k + bonus

>Debt
~£70k mortgage

>Assets
£125k house
£35k Stocks/funds
£30k pension pot
~£15k cash

Most importantly, not in London so living costs are dirt cheap.

>>1784090
How's life though? want to kys yet?

>Age
20

>Occupation
Student / Internet marketer

>Salary
£40k/y - if I cared I could make a lot more.

>Debt
£0

>Assets
£90k mutual fund
20k cash
15k van

>>1780812
>>Age
23
>>Occupation
Freelance translator
>>Salary
$1000 a month I started two months ago.
>>Debt
None
>>Assets
$3000 in bank

Help me biz

>>1788337
What language?

>>1788344
French and Japanese to English and vice versa

>>1788358
That's pretty good. Do you use one of those translation websites like Flitto or do you do your own thing?

>>1788380
Flitto is trash. Boycott it. The rates are horrible.

I use Fiverr and some offline agents.

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>Age
22

>Occupation
Cashier at Sears

>Salary
Jack shit. Roughly 15k a year?

>Debt
None

>Assets
Brick ranch worth ~140k
Emergency savings ~25k
401k worth ??
No investments because am dumb

A-am I gonna be OK /biz/? How do I start investing and building equity?

>>1788397
>A-am I gonna be OK /biz/? How do I start investing and building equity?


Sear's is probably going under this year so get out now. That's a good start.

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>>1781501

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>>1788397
Go read What Color is Your Parachute? to learn what career you'd like to do.
Go read Rich Dad Poor Dad. It's an easy, fun book to start your brain on investing. Both books available in libraries and used book stores.
You don't need to be smart, just find smart people. Stop beating yourself up, grab yourself by the balls and get going.

>>Age
23
>>Occupation
Electrician
>>Salary
62k
>>Debt
None live at parents home
>>Assets
85k in bank
>>Networth
20k

>age
26
>occupation
counterintelligence agent
>salary
$60,000
>debt
none
>assets
$92k in stocks and ETFs, $23k in bank
>liabilities
wife and a dog

I was lucky to be able to save money before getting married. Probably got a little carried away with it though. Even unplugged my refrigerator to save money on electricity and lived off of rice and oatmeal for almost 2 years.

How do all you britfags feel about the pound dropping like a rock since Brexit?

>>1788397
open an investment account at sogotrade.com short SHLD and PRAN. make bank.

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>>1780812

>age
30

>occupation
small business and rental real estate

>salary
~$95,000 not including unrealized equity gains

>debt
~$150,000 (only take debt out for investment real estate)

>assets
~$500,000

>net worth
around $350,000

2-3 more years of grind and I can move completely to a supervisory roll in both my businesses and still draw a six figure salary. I'll never retire, just do business for fun like warren buffet.

>>1788584
>rental real estate
you disgust me

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>>1786373

What kind of farm you run? I always fantasize about buying a farm and doing pasture fed cows and artisan cheese on site, feels like it would be impossible without being ridiculously wealthy first or born into it. At least the farmland itself can be had fairly cheap in the US.

You get subsidies?

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>>1788590

If its any consolation, I only buy completely fucked up houses that aren't livable and fix them up for reasonable rent. Both neighbors next to my properties and tenants all love me :) If you've seen what I've seen you'll know that there are just some people in this world that are not fit for home ownership.

>>1781934
What type of futures

>>1788620
Not him: how did you get started in fixing up shit?

29
Retail manager
80k Aussie dollarydoos (joys of high minimum wage)
10k credit card / 450k margin loan
650k shares / 10k car

Mfw want to buy r35 but the opportunity cost of having 100k tied up in my driveway makes me limp. Maybe in another 6 months or so.

>>1788665

And 70k in super (retirement)

>>1788559

Cointel? That must be interesting as fuck, unless you're just paid to astroturf on pol haha.

>>1780812
>Age
26
>Occupation
Cook
>Salary
$8/hr
>Debt
~$10k ccs
~$4k student loans
~$3k car loan
>Assets
Truck
B.S. Computer Engr
B.S. Electrical. Engr

I made some mistakes.

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>>1788620
I've turned ugly, smelly dog condos into cute pleasant places.
Hats off to a fellow housing provider.

>>1781520
>pajeet herder

kek'd

>>1788530
This

>Age
24

>Occupation
Electrician (apprentice)

>Salary
$40k

>Debt
none

>Assets
$20k car
$15k in savings
$2.5k in checking

Still living at home with minimal expenses, feelsprettygoodman

>Age
22

>Occupation
Software Engineer

>Salary
105k

>Debt
None

>Assets
20k cash/bank
6k 401k
5k invested

25
Neet working for my fathers business
100k
0 in debt
120k in assets

>Age
21
>Occupation
Student
>Salary
Lol
>Debt
-80k
>Assets
7k

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>Age
21

>Occupation
Cashier at grocery store

>Salary
~ $15,000-$17,000

>Debt
$0

>Assets
Checking account - $8,000

I have absolutely no idea what to do with my life.

>>1788734 why are you a cook with two engineering degrees??

>Age
30
>Occupation
Supervisor for a Verizon Wireless Call center
>Salary
54k +12% bonus
>Debt
Mortgage 150K
>Assets
2 Cars less than 5K each

>>1789050
Because he's made mistakes anon, didn't you read his post?

>>1783862
Curious. How could the debt have been avoided in this case? It seems like that is good income to be able to get rid of it. I should have about that much student loans and be making that much aswel.

>>1789033
Im in the same boat as you anon.

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>>1788605

Mainly dairy cows, other cattle and swine, a few sheep. Some excess crops gets sold. Couple of excavators and other machinery to take jobs with or hire out at times. Some woods, so a bit of forestry work in the winters, hunting lease. I qualify for some subsidies, last year I think it was 55k, and ending up antagonized in the national newspapers here in a list titled "this years winners".
There's 6 houses on the property, got tenants in 3 of them currently so I end up doing a bit the same as you, haven't kept much track on it but in my case I suspect it's not a very profitable venture, just a measure of damage control kek. Do you have any interesting stories to share? I've been pretty lucky with all my tenants, except the first couple I had, somehow ended up as a messager between them when they split up, it was probably the most awkward experience I've ever had.
Those niched farms that sell their own produce can do really well, but as you say, it's indeed a huge initial investment, lots of labor and a risky market, even worse if one carries huge loans and many does indeed go bankrupt trying this so you're probably infinitely better off doing what you're currently doing, but I can see the idyllic sort of appeal.

>Age
21

>Occupation
Currently Student & Teaching Assistant, about to be training software consultant

>Salary
Will be 63k + 10% Bonus USD

Debt
65k Student Loans

Assets
I got some computers that may total to 500 USD

>Age
26
>Occupation
Student
>Salary
$0
>Debt
$0
>Assets
$3000

>>1780812
28
pro gambler
$350k yearly
lol debt
$850k net worth

>>1790437
sports gambling?

>>1789033
>8 grand in a fucking checking account

Jesus fucking christ anon at least put a few grand into a savings account so you can earn interest. This is literally the most basic shit. Open a savings account with Ally or Discover Bank and you can get 1% APY. Your checking account balance should never exceed what you plan on spending during a given month. I can't believe I have to even say this.

>Age
31
>Occupation
Perma-NEET
>Salary
6k a year
>Debt
0
>Assets
Does a PC count? Have about 6000 saved up from my neetbux though. I never buy anything except food

>>1780812

>Age
23
>Occupation
Consultant
>Salary
GBP 45,000 + Bonuses (GBP 10,000 last year)
>Debt
N/A
>Assets
GBP 50,000 in bank account and stock
Car worth GBP 7,000
Personal belongings GBP 5,000

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>>1783343

>>1790681
What are you a consultant in ? IT?

What did you get for your degree?

>>1780812
Your condo is not an asset.

>Age
24
>Occupation
will be MD student in the fall
>Salary
40k as lab tech
>Debt
38k student loans
>Assets
61k liquid, ~6k in Roth ira

won't be making significant financial gains until my mid 30s. by then i should be clearing 300k however.

>>1780812
>Age
29
>Occupation
Fund Manager
>Salary
400k base + bonus of 0-300%
>Debt
0
>Assets
1.2m flat in central london, 800K in investments

all figures in GBP

>>1780812
>Age
30
>Occupation
Self employed landscaper
>Salary
$92k
>Debt
Business: 15k equipment
Personal: 290k mortgage
>Assets
Business: 47k equipment
Personal: 16k car and cash
IRA: 6k
House: 330k

Net worth: 94,000

Just started making money 2 years ago, before that I had nothing. Going to try and pay the house down 50k in the next two years then save for retirement and other investments.

Age
29

Occupation
Engineer

Salary
108000 USD/yr

Debt
2k car

Assets
40k cash
104k 401k
28k roth IRA

>>1789050
more like 1.5 degrees
if even that
an electrical engineering degree shares ~3/4ths of the courses with a computer engineering degree

>>1791122
i don't mean that in bad way, just saying they're very close
still very good degrees though

>>1790950
>61k liquid
How liquid we talking? Like comm. paper or like physical silver bars?

>>1790950
is it really worth like 7 years of school? Then like the 300k debt?

>>1781520
/thread

Sides in orbit

>>1780812
27
-Business development in transportation/logistics
-$95,000 excluding commission, ~$120K inc. varying by year.
- Car worth $30K financed because I want it deducted from taxes. Company is paying for financing
- $25k in bank, $18K in 401K.

Just started in this position since a year ago so I am still trying to pick my life back from pieces

Age: 22 (new grad)
Job: Programmer
70k salary

Assets: 20k cash
Car worth ~4k
3k IRA

Liabilities:
6.5k student debt

Net worth: ~20.5k

>>1791571
So what do you generally do day to day? How stressful is it?

>>1791581
Screw around in Tableau, write sql queries, do basic web dev, sit in meetings and conference calls. Most computer smart teenagers could do this most likely.
Was stressful before I had savings and started figuring out office politics. Now i have living expenses for a year. Idgaf what happens, if I get laid off I'll just do interview prep and get a job that pays more. Which means i can escalate whenever if someone tries to punk me. Long-term this position would degrade my skills and harm my career, but I mostly chose this position because it's very low-stress and flexible (work from home multiple days a week, have visited friends out of state for a week and just worked remote during the day, etc)

>>1780812
>Age:29
>Occupation:Accountant
>Salary:77k + other shit (more north 80k)
>Debt: 25k student debt
>Assets: various things: got about 45k in super and 22 k in savings.

Had to put myself through uni and move town to do it, and buy furtniture n shit. Going better now though.

>>1780812
>Age
20

>Occupation
None

>Salary
None

>Debt
None

>Assets
None

>>1791592
Fuck your living the life man, I would kill to get that position. All these fags in uni are trying to get jobs at the big 4, I just want a cushy job like that. How hard was it to get there? Did you have to intern and stuff beforehand?

>>1791601
Not hard to get, interned at a big company (with same team) and got brought on after. It's a gamble because I could get reorged into a much dicier position but you can't control that I guess. Software seems to have a lot of this kind of stuff if you avoid the striver/achiever tack where you work 50+hrs/week to make big money at Amazon Google etc. and low-tier companies that work you into the ground. Once you have some years of experience in the right niche lots of people just do remote consulting. The guys at hacker news are probably a better source of info for this than 4chan

>>1791605
Thanks for the advice, Im definitely trying to get to where ur at. I would gladly trade salary for free time. Plus with all the experience you get, it wouldn't be too out of the question for you to get a better position somewhere else that pays more if you need it.

>>1780812
>>Age
>>Occupation
none
>>Salary
none
>>Debt
none
>>Assets
about 50$~ in scrap silver, maybe 5$~ in scrap copper, and approximately 3k$ in firearms.

>>1790646
With such a low interest rate I feel like it's not worth it. Besides I don't spend my money recklessly.

>>1787728
your car's worth isn't going to increase 8% year

>26
>Sales Support
>$4000 left on 2016 car
>Roth IRA + savings + cash ~$20k

>>1780812
>Age
22

>Occupation
work at trader joes

>Salary
$28,000 yearly

>Debt

>Assets
0

>>1782252
Can you explain more?

>>1784011
>>1783515
Dunno if you two are still here, but thanks for the tips, man.

>Age
25
>Occupation
Geneticist
>Salary
$118,000
>Debt
$900
>Assets
$300,000 property
$12,000 investment
$120,000 savings
$8,000 liquid

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>Age
23

>Occupation
waiter

>salary
$25,000

>Debt
5K

>assets
LOL


I've been thinking about going back to school and finishing up. I was an accounting major, but I dropped out because I couldn't get into it.

I thought about getting into HR. I know this whole place shits on HR people, but I feel like its a whole lot better than working in a restaurant, right? Also I don't think I could go back to accounting. The only reason why I picked it in the first place was because it seemed like a safe job.

So is HR worth it?
I've also seen a few entry lvl position opening up in my area, so I might look into that as well.

>>1791778
>worth
Unless your gay, female, or non-white it will be difficult getting a job in HR
r

>Age
29
>Occupation
Manufacturing Technician, semiconductors
>Salary
base 50k or somesuch, nightshift +OT 90k
>Debt
195k house, 22k car
>Assets
103k 401k, 24k ROTH, 93k taxable. House zillows/comps ~240k.

>>1791787
I'm a POC

>>1791605
Yo idk if ur still here but i forgot to ask, whats ur actual job description, are you a software engineer or what?

>>1780812
>Age
23
>Occupation
Counselor at a Office of Diversity & Inclusion
>Salary
$70k, not including bonus checks
>Debt
$5k car
>Assets
$120k -Apartment complex
$7k -Checking acc.
$211k - Center for Cultural Judaism (building, office supplies, equiment, etc.)

>>1780812

>Age:
19

Occupation:
associate at home depot

>Salary:
~$1200

>Debts:
$3500 student loan

>Assets:
checking account: $78

h-how am I doing lads

also what should I do with my $1300 tax return?

>>1791805
Just an fyi, you can start your own cultural/secular Jewish center as a business investment that'll help you expand. I'm an atheist Jew but was able to gather a group of people to develop a cultural center for Jewish studies that also doubles as office space that isn't public. Owning any type of Jewish center will help you grow exponentially

>>1781287
Best post itt

>>1791800
It's generic. I'm in a non-software Fortune small number company and they designate everyone in engineering or IT as Member of Technical Staff. Have also heard good things about some other non-software companies wherr you make basic reports and have good work-life balance like Colgate (toothpaste). Also have heard that working yourself into a niche (SAP, Cobol, etc.) can be good but might be somewhat risky long-term

Age 34
Job: contract admin
Income: $26k
Debt: barely anything
Savings: $4.5k
Pensions: $1k

"Life's not a race"
t. Losers like me

>age
22

>occupation
Electrical apprentice

>salary
$24,921

>Debt
None

>assets
None

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>>1791839
Re-invest it.

>Age:
18

>Occupation:
- Full time student
- Contracted Research Interviewer
- Ad hoc labourer.

>Salary:
- Contract, ~$50 per interview.
- Hourly, $15.25 - $20

>Debts:
N/A

>Assets:
>$500 loan, 10% interest
>$318.6 in accounts, 2.25% interest

How am I going lads? Trying to take on as much work as possible to re-invest the monies.

>Age
24
>Occupation
Retailcuck at kekmart
>Salary
23k
>Debt
I got STDs from using public toilets at work
>Assets
I'm still a virgin.

>31
>u.s. military
>not sure
>95k mortgage
>130k home, 10k car, 10k emergency, 5k roth ira, 500 robin hood.

Got late start on working. Didnt have steady job till 26 y/o. Just finished paying off school loans. Hoping to make some extra cash on stocks. Getting free electrical engineering degree thanks to uncle sam. Maybe MBA after that

>Age
24

>Occupation
CPA

>Salary
52k

>Debt
30k student loans
3k credit cards

>Assets
12k car
13k cash in bank
6k IRA

>25
>AP in CS
>$60k
>$0

>Age
30

>Occupation
paralegal

>Salary
$30,000

>Debt
$13k car

>Assets
Roth IRA - $5k
Emergency fund - $3k
Money Market account - $12k

>>1780812
>Age
22
>Occupation
Jr. Elec Eng

>Salary
42K

>Debt
None

>Assets
11K Chequing
24K TFSA
1K Cash
33 ETH

>Age
21

>Occupation
Full time student

>Salary
0

>Debt
0 (student finance doesnt count)

>Assets

~£17K

>>1780812
age 19
Optical diamond setter
60k

280K appartment
12K car

>>1780812
>Age
27
>Occupation
Energy engineer
>Salary
28 000 € / year
>Debt
0€
>Assets
2000€ and a good car

>Age
18
>Occupation
student/programmer
>Salary
None
>Debt
None
>Assets
2000€ savings

ayyy

>>1780812
33
NEET
$25 per month usually
$0 debt bad goy
A shitty computer and a semi decent phone.

>Age
21
>Occupation
Engineering student/cashier
>Salary
~$8000
>Debt
About $50k college loans
>Assets
None

I went to an out of state college for literally no reason. I was uneducated about finances. Trying to start crawling my way out of this hole before I graduate. And before someone says "this is who you're talking to on biz" I'll say that I don't ever post and don't plan to keep posting. Just a lurker trying to learn.

20
Manager of a menswear store
70-85k (based on bonuses and hours)
About to get a student loan
No savings I lived like a fuck for the last year

>Age
24
>Occupation
Aerospace stress engineer
>Salary
$40/hr, made $83k last year
>Debt
$0
>Assets
About $65k

>>1792595
I stayed in-state for college and got free tuition, but it took me 6 months after graduation to find a decent job. You could argue that those 6 months cost me $40k, so who knows, you might be better off

>>1791773
>>Occupation
>Geneticist
did you study biology? how do you draw that salary?

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>Age
25
>Occupation
indie game dev
>Salary
$0, working on releasing first game
>Debt
$0 (got about 15k sitting in the bank) from saving as a teen
>Assets
I unno

>Age
20
>Occupation
unemployed/student
>Salary
literally 0$ and I need a job asap
>Debt
about 1000$ from credit card since I lost my last job
>Assets
Can you count my computer as an asset?

>>1786142
bcause ppl have morals u faggot
sum want to genuinly help people

>>1789050
i had a job that made me hate life but made money. being an immature brat i quit the job without an alternative, burned my savings on renting, then cut the lease early anyway and moved home
that is the story so far

>>1791125
right on the money. funny is that it was easier for me to get an ee with a cpe major than vice versa

>>1780812
>Age
23

>Occupation
Programmer

>Salary
$106,000

>Debt
$0

>Assets
$40k cash
$12k 401k

im dutch, but how the fuck can you get a car that puts you dozens of K in debt? Just buy a used car and sell it later...

>>1792775
>going indy
>/biz/
you know you should be berated for that shit right? Just develop business software, it's so much easier.

Locking yourself in your room hoping for that 0.00001% chance to hit the jackpot won't do you any good.

>>1794245
That requires knowing what kind of business software would be in demand. I don't know how to find out.

>>1794252
You also need to know how to make vidya and which types are in demand.

If you know about vidya, then you can also learn about corporate software. Go google/wikipedia, talk to ppl, network, etc. Yes you need people skills in addition to technical/programming skills, but you will need people skills anyway.

Are you a compsci student? Then start looking at internships or research possibilities. Go to talks, befriend ppl, look for a job, etc.

Vidya is EXTREMELY comptetitive.

>Age
25
>Occupation
Data Specialist
>Salary
$44,000
>Debt
$5,500 in personal loans (car paid off and no student loans)
>Assets
$5,000 car (after deprecation)
$5,500 Roth IRA
$2,500 401k
$14,000 in bank for emergencies (just over six months worth)
$3,000 in Small/Micro cap stocks
$1,200 in music equipment
Net worth $25,700

>>1780812
>23 years old
>financial sales rep
>36k CAD per year
>assets: household items
>savings: 3k CAD (just moved out lost 3k)
>13k debt
>no car

could be worse

>>1792415
Have you thought about getting a high yield checking instead of an MMA? Literally yields up to 3%

>28
>post production
>41 k
>none
> 8 k in savings
>1.5 bitcoins

fuck I think I gotta move around Canada and chaise more money.

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>>1780812

>>Age
24
>>Occupation
investment banking analyst, M&A
>>Salary
$146k in 2016. Probably between $150 - $200k this year
>>Debt
$0
>>Assets
~$20k in my 401k
2016 Mustang GT (paid)
~$130k in cash that I'm having a hard time investing since I have a lot of trading restrictions

proof etc. attached is one of my accts.

>>1794370

What school did you go to/how many hours do you work

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>>1790906

Consultant in business.
Don't have a uni degree. Went the easy route and got ACA qualified avoiding student debt.

>>1794374

I usually work 9am - ~10pm Monday through Friday, with weekend work if required. If shit hits the fan then I'm there until the work is finished.

I went to a public university in the US

>>1794370

What investment bank do you work at?
I was planning on going from consulting to investment banking.
Is that a common route for bankers?

>Age
20

>Occupation
PM Analyst

>Salary
$100,000

>Debt
None

>Assets
Stocks - $15k
Checking account - $20k
401k - $20k

>>1794370
Check out one of the roboadvisers like Betterment or Wealthfront. At my firm, they are considered managed accounts and exempt from most PA restrictions.

>>1794383

I work for a boutique that is part of a very large bank (middle market - bulge bracket arguably), but my office is very separate from the bank. We are not popular in our industry from being part of our parent bank if that makes sense.

Personally, I have never seen someone go from consulting to IB, maybe if you're in one of the huge consulting firms (Bain, BCG, etc.) it may be possible, but very unlikely.

Usually analysts get hired right out of undergrad, with associates either being promoted from analysts or hired from business school (MBA).

>>1794391

I was thinking about a Merrill Edge managed account but I'm not entirely sold on it yet.

>>1794403

Do they hire CPA's?

>>1794410

We have a few CPA's in the front office, but they do not do accounting work - they do M&A work. The bank obviously has an army of CPA's somewhere in the building doing actual accounting work for the bank.

>>1794416

I don't care about doing accounting tbqh.
Currently working towards the UK equivalent to CPA (ACA).
Much rather get into finance because the automation risk is a lot lower, it's prestigious and pays better.

>>1786142
i dont know if id say lucrative...i dont make as much as corporate but in my opinion i have a much higher quality of life. I usually meet my clients in my favorite coffee shop and do their consultation over crepes and cold presses, then go across the street for a beer afterward and go back to my (tiny) rented office. I'm never hungry though and I have more than enough money to do whatever I want with all my free time ;)
>>1792813
don't be such a morlalistic fuck, I do my share of reduced and probono work, im not going to work for free 24.7 your retard, i would go broke and starve

>Age
19
>Occupation
Student, soon2be dropout
>Salary
around 1k usd in studentloan and 1k from renting out a room
>Debt
334k usd house loan
>Assets
apartment worth around 425k, motorcycle 3k, art 5k, 8k cash

whats my net worth /biz/?

>>1795243
salary is per month btw

>>1795116
>I usually meet my clients in my favorite coffee shop and do their consultation over crepes and cold presses
I would never respect a lawyer who wasn't willing to meet in his own office.

>>1780812

28
Technical Consultant
~110-140k after expenses, before tax

>Debt
$350k mortgage, $40k student + car loans

>Assets
House worth ~$450k
2x cars about $20k each
$20k stocks
$10k computers + equipment
$19k super annuation
$20k savings
amazing and hot wife, infinite love of family
ok taste in music, cooking skills out of sight

>Age
23

>Occupation
Research associate

>Salary
46k

>Debt
14k Student loans
5k Car

>Assets
13k Liquid
7k car
2k guns
5k stock