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Give me ONE(1) reason to NOT get this based credit card.

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Thread replies: 20
Thread images: 1

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aspire-cash-plat-315x199.png
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Give me ONE(1) reason to NOT get this based credit card.

I'm in canada
>>
>>1684843
Tangerine, and Rodgers offers better cards that are free.
>>
>>1684852
This is also free. 1% cashback on everything.
>>
>>1684853
Get an Amazon visa card
$20 off first purchase
1% back on everything
2% back on all amazon purchases
>>
>>1684874
>>>1684853 (You)
>Get an Amazon visa card
>$20 off first purchase
>1% back on everything
>2% back on all amazon purchases

wtf that's good.

What credit do I need?
>>
>>1684891
Idk I have good credit but shit income (20k) and got approved for $1200 instantly
You also get no forrign currency conversion fees. I travel to Us a lot so its good for me
>>
>>1684874
forget that. If you buy a lot of stuff from Amazon get the Amazon Store Card. 5% back on Amazon purchases or 6 months 0% interest. It's like 5% discount on everything I buy.

I have my Chase Freedom card for everything else. 1% on regular purchases, 5% on rotating special categories. I heard Chase has a new card that gives 1.5% back on all purchases, I should look into that.
>>
>>1684853
1% is fucking dogshit. Do your research.
>>
>>1685050
For Canada Tho?

Seems pretty typical.
>>
>>1684874
WTF

I LOVE Amazon now
>>
>>1685785
>put 10% extra on prices compared to other vendors
>give 3% back on cc
people will love you
>>
>>1684874
how is that good?

You can just get a US Bank Cash+ card

you get 5% cash back on amazon and any other category you want, all year round.

Get a Citi Double Cash credit card for 2% cashback everywhere else.
>>
>>1686698
We're talking Canada here. We know the US has better cash back cards
>>
>>1686725
Speaking of the US, what's the best card to get for someone with very little credit history?
>>
>>1685050
1% in Canada is bretty good.

The Big Five runs little schemes where you pay an annual fee - and you do do alright, when I was paying $50 per annum for a 1%/2% Scotia cashback on select categories I always got my cashback and then a little bit more.

Tangerine's card is 1% across the board, where everything is eligible (2% on some categories as well). No annual fee. Because everything's eligible, I'm already doing a lot better.


I downgraded the Scotiabank Visa to a no fee to keep the credit history. I will be dropping their Gold AmEx as well for Amazon's Visa instead.
>>
>>1686819

If you're a student try a Discover IT. Nice rewards calendar/discounted gift cards, great support, and nice online UI. They're a bit stingy on the credit line increases but that may just be me. Their interest rates are better than some but not spectacular but hopefully you're paying statements off to begin with
>>
>>1686725
Scotiabank has a cc with 4% cash back. You need 60k annual income so /biz/ probably doesn't qualify
>>
>>1684843
Capital one has a 1% as you charge 1% as you pay it off card with no fee

Also discover has a free card with 5% rotating categories. Chase freedom also has 1% with 5% rotating categories and is free.
>>
>>1686928
Canada!
>>
>>1686928
you're thinking of citi double cash, not capital one
Thread posts: 20
Thread images: 1


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