Sup /biz/, I live in the US and have an unsecured loan that

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Anonymous
2016-12-20 07:48:39 Post No. 1679263
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Anonymous 2016-12-20 07:48:39 Post No. 1679263 [Report]

Sup /biz/,

I live in the US and have an unsecured loan that was flagged for bankruptcy although I never filed and neither did my cosigner. I wouldn't give a shit if it weren't for the fact that the "due payments" are now showing up as delinquent on my credit reports. I've contacted the loan servicer but they couldn't explain anything to me aside from that it was flagged under my name and told me to contact my bankruptcy attorney, which I don't have. Is there anyway I can just ditch these clueless morons and dispute the stuff on my credit reports and be rid of this shit completely?

Have more info if needed, much appreciated.

Anonymous 2016-12-20 04:21:35 Post No.1679620
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Anonymous 2016-12-20 04:21:35 Post No.1679620 [Report]

Pls halp

Anonymous 2016-12-20 04:23:08 Post No.1679621
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Anonymous 2016-12-20 04:23:08 Post No.1679621 [Report]

how much do you owe

Anonymous 2016-12-20 04:27:28 Post No.1679628
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Anonymous 2016-12-20 04:27:28 Post No.1679628 [Report]

$1300 "delinquent", probably about $8,000 payoff. The lenders are huge fucking assholes though.

Anonymous 2016-12-20 05:37:48 Post No.1679709
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Anonymous 2016-12-20 05:37:48 Post No.1679709 [Report]

Like I'm afraid that once they figure out their fuckup, they're gonna slam me with the past due amount and jack up the already ridiculous interest rate. I don't really have money for a lawyer.

Anonymous 2016-12-20 05:40:17 Post No.1679713
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Anonymous 2016-12-20 05:40:17 Post No.1679713 [Report]

>>1679263
if you dont pay after the due date and youve received several notices, depending on who the loan was from, they reserve the right to take ur shit, under bankruptcy. thats why they said get a lawyer.

Anonymous 2016-12-20 05:43:25 Post No.1679720
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Anonymous 2016-12-20 05:43:25 Post No.1679720 [Report]

That's the thing, I was never notified that they stopped accepting my payments or that my account was flagged. It's also an unsecured loan so I thought possessions couldn't be taken to collect unpaid amounts?

Anonymous 2016-12-20 05:46:02 Post No.1679728
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Anonymous 2016-12-20 05:46:02 Post No.1679728 [Report]

Also, can't you read? I never filed for bankruptcy, my account was flagged for it though.

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I'm aware that Imgur.com will stop allowing adult images since 15th of May. I'm taking actions to backup as much data as possible.
Read more on this topic here - https://archived.moe/talk/thread/1694/