>first year working >no debt >30k salary >living

Build up a 6 month living expenses safety net for Shit Happens (believe me, it does and debt sucks)
Then start bumping your investments up a little every year. Never cash in those investments.
Then start saving more so you can buy everything wish cash, including cars and furniture. (debt sucks)

Move and get a better job. No reason you should be paying 24 grand in rent and food while you make 30k

>>1671546
>What's my next move?

Reduce living expenses. How are you spending (wasting) that much?

File: 9366429.jpg (56KB, 600x899px) Image search: [Google]

56KB, 600x899px

>>1671596

Yeah. you can probably afford to knock another $400 / month off of that.

Also, it seems simplistic but this guy knows what is:
https://www.daveramsey.com/baby-steps

>>1671546
make more money.

IRA roth, 401k roth

>>1671546
reduce your expanditure, you have a long way to go, here is my situation:

>26 male
>retired since 18
>$400k net worth and growing
>no debt
>never really worked a day in my life
>rental income $15k and growing
>dividend income $1k and growing
>retail trading income $6k and growing
>22k total income ~ 18k after taxation
>total yearly expenses : 2k
>move to cheapest part of your country
>invest in richest parts of your country
>live with parents until your 50s
>exercise in your basement
>if you want more sport, star walking/hiking, it's free
>grow your own food
>maintain 6 to 12 free range chicken for eggs
>use your garden as orchard
>buy your main food in bulks
>chose food that is rich in protein, minerals, vitamins and has close to zero fast carbs (like proso millet or buckwheat)
>200 kg/year is sufficient to keep you more than alive and healthy without any negative effects in comparison to typical food
>200 kgs costs only around 300 USD
>no social life
>no social contacts, it could tempt you to spend money
>no consumerism
>no GFs
>no extra spending
>buy only second hand clothes under $5
>reinvest more than 88% of your income after taxation
>read a new book if you need something extra
>do not watch TV
>pirate everything you need on the internet
>never buy anything not virtually essential for your health
>buy a sex doll if you really need to have something similar to sex
>setup offshore company and transfer your liquid fund and actions there
>pay even less in taxes
>maintain good health, invest only into your health and wealth, nothing else matters
>wait till your 40s
>most of your friends will be dead, ill, divorced or bankrupt once you start living in your late 40s
>buy only classic cars as an investment
>never buy new cars
>Christmas and everything like it is non existent to you, it's just a normal day
>never buy anyone any gift, invest the money
>profit
>import a girl from Asia/East
>make a really good marriage agreement
>marry her, have 10 kids, die

>>1672019
>paying for monthly Internet
>not torrenting entertainment for free at a library

>>1672031
>let your parents pay for household expenses (internet, gas, electricity, ...), use them till they live
>let your parents save up for their funreal, don'ť pay anything for it, let them use the cheapest option possible, invest the extra money saved
>establish trust fund for you kids in which they have to follow up the same scheme

>>1671546

Leave the EU

fucking retard, you have 6K to invest.

>>1671546
Rinse and repeat until you have enough savings for a condo down payment.

>>1672051
I'm always scared that your always looking forward to that day when its all going to come together and you can finally start living and when it finally comes its not even worth it and you've wasted your whole life working towards something when you should have been living

>damn emotions

>>1672019
lol i like how it escalated from impressive to bat shit crazy

>>1673714
It's not exactly worth living as an employee wagecuck in a world where the main agenda is created by liberals and socialists, where most people only consume as fast and as much as possible and are in hurry all the time... World in which women can legally divorce, vote or even work as equal to men...On the other hand, if you can pull the trigger and buy anyone and anything you want without pretending to respect the values above, its a heaven! That's why you should never become an employee and never fall for rat race, nor be too eager to marry and spend money on useless junk ~ long/short term consumer goods and services...

>>1671546
>5k goes to savings
>1k left for investments
why not put that 5k into a low-risk investment?

>>1673773
not going to make it

i like poo porns

>>1671546

I was on 19000 a year on a 4 day week and saving 10k of it you total mong