If my company doensn't match 401k contributions, should

>>1656052
Depends on how much you are planning to contribute...

Over $5500? Then yes stick with the 401k

IRAs will give you more flexibility as far as investment choices go tho

This advice I have provided is pro-bono. Anything here after I charge 1%

401k is a scam
don't get memed by your employer

>>1656071
a scam by the jews?

>>1656052
If they don't match your contributions, yes, there isn't a reason to go with a company 401k. In most cases a company 401k has a higher fee rating making the contribution match the only good reason to bother with it.

If you think you will be staying at the company a while, roll it over to a personal ira only if you find a company with a better fee rating that has a fund blend that you like. Since the only reason to move your 401k over is for fee reasons at this point, you may as well look at Vanguard.

One benefit a 401k has is you can borrow from it. You can't do that with an IRA.

>>1656195
you know, besides the whole contribution limit thing...

>>1656066
>>1656195
The limits for 401ks and IRAs are separate. You can pack $18k into a 401k (or any combination of 401ks and Roth 401ks) per year and $5500 into an IRA (or any combination of regular or Roth IRAs).