>Credit card question.
Say i need a cash advance but dont want to pay the cash advance %, if let my gf use my card for a big purchase( say 250$) then she pays me back in cash, is that fraud? Or illegal in a way?
My normal apr is 13.24%, advance is 23.24. Is also get the cash back bonus from her purchase.
>>1616546
No. I do it all the time
>>1616546
Is this question a joke? Fuck off
Call and ask if you have a balance transfer offer, if you do request checks for said offer. Deposit them and wait for it to clear.
It's illegal, u could go to jail.
>>1616546
Are you retard?
>>1616546
Don't do this, it'll make nerve gas.
>>1616546
>pardon me sir, we have reason to believe you've illegally bought something on your card for someone else and then collected cash for it.
>we're willing to drop all charges, but we want our cash advance fee and interest.
>and you sure as fuck better return the $.03 you earned in cash back!