Hey /biz/ I have been considering investing my money in obligations.

If you don't understand it, don't buy it. That's a good rule for investing.

If I understand correctly he's suggesting you buy 'Bonds'. And without looking it up, if I remember correctly interest rates on Bonds are pretty shit in Northern European countries at the moment, you may make slightly more than a term-deposit though so you'd be better off.

Shop around. See what other banks are offering -- I mean if they are government bonds they'll be the same. But see what it compares to what you're earning on your savings at the moment.

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>>1459768
>a guy from my bank called me

I'm sure he's looking out for your best interest. He definitely won't make a commission or anything like that.

>I have zero experience with buying obligation

Well, why not learn some new, expensive lesson today?

>>1459878
So government bonds are fine here now? or are they the same always?
>>1459883
Is it something I can just learn? I'm afraid I'll screw it up. He's probably very good at bonds and things like that but I'm sure he will also charge me for his help

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>>1460085
Doesn't look good. pic related.
Quite frankly if your'e asking these questions, DON'T DO IT.

Talk to some people, and not /biz/ because someone will try and con you into buying a cryptocoin.

Research. Research. Research. And then research some more. You can learn how to invest, or at least the basics of it. So you will understand enough that you don't get ripped off.

>>1460331
The Danish government is having some financial issues and have had zero growth averagely the last 10 years. Is it better to invest in government bonds in a government that is having growth like the Swedish and Icelandic?
I tried to do some research and now I know what a bond is (kind of). Where do you think I should start? a book?

>>1460409
I assume your goal is to generate wealth, in which case it might be better to look into stocks since you're only 20 years old and bond yields are shit.

investopedia.com is a good site te read up on some investments terms. At the very least you should read about earnings, ratios like p/e and p/b and dividends. Depending on how much time you want to put into your investments you might also want to look into various (index) funds. You should also read a bit about diversification and different investment vehicles like real estate for example.

If you want help coming up with a plan for your investments you should give us some more information about your financial situation. At the very least the following.
>Your goal.
Early retirement, savings for your (future) kids, etc.

>Breakdown of your net worth.
Cash and debt being the most important.

>Income and expenses, also future job prospects/unemployment.

>Amount of risk you're willing to take and how much time you want to put into your investments.

And remember, investing your money isn't hard just don't be a moron about it. Also always do your own research.

>>1460527
Yeah I want to generate wealth instead of having my money in my bank where it loses worth every year due to inflation.
Thanks I'll read up there.
Right now I'm in school and working a part time job (where I earned my money). I will be studying for 4 more years so I won't need the money before that. I want to invest 15 000 dollars with a low risk for maybe 3 or 4 years.