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Good
>one year out of college (English Lit major lol)
>full time job, 45/yr with benefits
>has a lot of room for growth, generally happy with my career choice
Bad
>A little over 20000 in debt mostly for student loans
>bad credit rating due to me being fucking stupid when I was younger (it's old debt that's giving me a bad credit rating)
How quickly can I unfuck myself?
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>>1390072
English majors can't do math? How much of your monthly pay do you need for expenses?
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>>1390072
assuming you have found a fairly cheap living space, reliable transportation, and are living on as few luxuries as possible, you should be able to pay it off within the next 2-5 years. If you aren't doing those things, try to save where you can. the bad credit rating should rectify itself if you pay off your debts on time for the next couple years.
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