There's no penalty or tax for withdrawing the principal

>>1384702
>Will your employer match your Roth contributions?
>Your employer may match Roth contributions; however, the match would be on a pre-tax (not after-tax Roth) basis. This means you would owe income taxes on the matching funds and their earnings at withdrawal. If you withdraw them prematurely (generally before age 59½), you might owe an additional 10% federal penalty tax on the match and its earnings. The 10% penalty generally does not apply to governmental 457(b) plans.

Google. Use it.

The fact that no employer matches contributions to an IRA in the first place.

>>1384758
Well, they match 401k, which can be rolled over into a Roth IRA

>>1384794
Then you will have to wait 5 years to withdraw or else you will face a penalty.

>>1384797
Better than waiting until I'm 60